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Bluestone Mortgages

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Comments

  • Lishabee
    Lishabee Posts: 32 Forumite
    10 Posts Name Dropper
    Kb21 said:
    Lishabee said:
    Cosy2020 said:
    Congrats to everyone who received their offers this week! 

    Can I ask those of you who have partially gifted deposits, did bluestone need to see the
    money transferred into your account or will proof of the money in the giftor’s account do? 
    Yes as mentioned in gifted account plus a copy of their ID
    Don’t get me started on ID 🙈😭
    Painful isn’t it 🙈 we were lucky as my grandparents have passports, but we’ve had a long road with proving our tax credit income in various different ways.

    Does anyone know roughly how long it takes from paying valuation fee to being valued? Do they instruct a local surveyor?
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    Lishabee said:
    Kb21 said:
    Lishabee said:
    Cosy2020 said:
    Congrats to everyone who received their offers this week! 

    Can I ask those of you who have partially gifted deposits, did bluestone need to see the
    money transferred into your account or will proof of the money in the giftor’s account do? 
    Yes as mentioned in gifted account plus a copy of their ID
    Don’t get me started on ID 🙈😭
    Painful isn’t it 🙈 we were lucky as my grandparents have passports, but we’ve had a long road with proving our tax credit income in various different ways.

    Does anyone know roughly how long it takes from paying valuation fee to being valued? Do they instruct a local surveyor?
    Our. Valuation was done in 24 hours but I know some people waiting weeks. We had offer a week later and offer in writing yesterday 
  • Lishabee said:
    Kb21 said:
    Lishabee said:
    Cosy2020 said:
    Congrats to everyone who received their offers this week! 

    Can I ask those of you who have partially gifted deposits, did bluestone need to see the
    money transferred into your account or will proof of the money in the giftor’s account do? 
    Yes as mentioned in gifted account plus a copy of their ID
    Don’t get me started on ID 🙈😭
    Painful isn’t it 🙈 we were lucky as my grandparents have passports, but we’ve had a long road with proving our tax credit income in various different ways.

    Does anyone know roughly how long it takes from paying valuation fee to being valued? Do they instruct a local surveyor?
    They do it through a company called Connells, it took me a week but then it tooks others like a day so it just depends really 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    Lishabee said:
    Kb21 said:
    Lishabee said:
    Cosy2020 said:
    Congrats to everyone who received their offers this week! 

    Can I ask those of you who have partially gifted deposits, did bluestone need to see the
    money transferred into your account or will proof of the money in the giftor’s account do? 
    Yes as mentioned in gifted account plus a copy of their ID
    Don’t get me started on ID 🙈😭
    Painful isn’t it 🙈 we were lucky as my grandparents have passports, but we’ve had a long road with proving our tax credit income in various different ways.

    Does anyone know roughly how long it takes from paying valuation fee to being valued? Do they instruct a local surveyor?
    They do it through a company called Connells, it took me a week but then it tooks others like a day so it just depends really 
    Everyone’s application is so different isn’t it. Was shocked ours only took a day.... defo not complaining after the other complications 🙈
  • @ianainbloom we have had to chase it through the business manager as requested valuation 2 weeks ago and nothing 🤷‍♀️
  • Just received confirmation that we have got our mortgage offer! We are over the moon!!!
  • c249401
    c249401 Posts: 56 Forumite
    10 Posts Name Dropper
    Just received confirmation that we have got our mortgage offer! We are over the moon!!!
    Huge congratulations!! 
  • Kb21
    Kb21 Posts: 510 Forumite
    500 Posts Name Dropper
    Just received confirmation that we have got our mortgage offer! We are over the moon!!!
    Amazing news congratulations. I can see a lot of champagne being popped tonight 🥂🎉
  • Kb21 said:
    Just received confirmation that we have got our mortgage offer! We are over the moon!!!
    Amazing news congratulations. I can see a lot of champagne being popped tonight 🥂🎉
    We definitely all deserve it after all the stress!
  • When you have had your offer confirmed by your MA how long does it take to come through in writing?
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