Bluestone Mortgages

Kb21

lanainbloom said:

Kb21 said:

We’ve just had official offer 🥂🥂

Really happy that you made it in the end!

Aww thank you me to. 

Bon18

Hey,

I just received an update saying that our purchaser’s mortgage has passed credit score, bluestone have all documents they need and are fully underwriting the case at present. 

Is this a good sign? What should happen next?  

Thanks in advance for any help. 

Kb21

Bon18 said:

Hey,

I just received an update saying that our purchaser’s mortgage has passed credit score, bluestone have all documents they need and are fully underwriting the case at present. 

Is this a good sign? What should happen next?  

Thanks in advance for any help. 

Anything could happen with bluestone. The underwriters may come back for more docs to be sent it may go to valuation everyone seems to be different. We had all our docs approved and issue valuation and they still came back requesting more docs from us until today when offer as received

Bon18

Kb21 said:

Bon18 said:

Hey,

I just received an update saying that our purchaser’s mortgage has passed credit score, bluestone have all documents they need and are fully underwriting the case at present. 

Is this a good sign? What should happen next?  

Thanks in advance for any help. 

Anything could happen with bluestone. The underwriters may come back for more docs to be sent it may go to valuation everyone seems to be different. We had all our docs approved and issue valuation and they still came back requesting more docs from us until today when offer as received

Thank you and congratulations!

Cosy2020

Has anyone had their mortgage accepted using the old HTB who are yet to complete? I’ve read a post that Bluestone don’t like to use the old HTB scheme but it’s the only way we’re able to get the house as the price is over the previous threshold. 

Our broker hasn’t said anything and I’m hoping it would have been flagged by now? 

peanutbuter

We’ve got the offer !!!!!! 5 months and 2 days.  😂 

Simplyhoping

peanutbuter said:

We’ve got the offer !!!!!! 5 months and 2 days.  😂 

Congratulations 🎉 ! That’s brilliant news! 

Kb21

peanutbuter said:

We’ve got the offer !!!!!! 5 months and 2 days.  😂 

Amazing news 🥂

Lishabee

Bon18 said:

Hey,

I just received an update saying that our purchaser’s mortgage has passed credit score, bluestone have all documents they need and are fully underwriting the case at present. 

Is this a good sign? What should happen next?  

Thanks in advance for any help. 

I think this is a good sign. Although some people here have frustratingly waited huge amounts of time, we are getting 2 day turnarounds on our documents being assessed. The broker that is used seems to have a big impact, with Simply Adverse having the quickest turnaround (generally speaking). I’m not a mortgage advisor though so don’t quote me! 

Lishabee

Congratulations kb21 and peanutbuter! Exciting times!