Bluestone Mortgages

Fountains_27

Kb21 said:

Fountains_27 said:

Just as I said earlier this morning... "would keep sipping my tea and waiting for my offer to come out, cant be stressed"....

I guess it happened just so..... My offer just came out. So excited and thanks everyone here for your support. 

Wait for it, yours will come soon too!!!

Timeline:
Application 14/03
Valuation: 29/03
Hard search: 30/03
Offer: 13/04.

One month timescale.

Amazing congratulations

Thanks @kb21 . Yiu are next in line🙏

Kb21

Fountains_27 said:

Kb21 said:

Fountains_27 said:

Just as I said earlier this morning... "would keep sipping my tea and waiting for my offer to come out, cant be stressed"....

I guess it happened just so..... My offer just came out. So excited and thanks everyone here for your support. 

Wait for it, yours will come soon too!!!

Timeline:
Application 14/03
Valuation: 29/03
Hard search: 30/03
Offer: 13/04.

One month timescale.

Amazing congratulations

Thanks @kb21 . Yiu are next in line🙏

I really hope so. 

Kb21

Fesully84 said:

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Deadline for us with the house is Friday. Been chasing my broker to chase bluestone.

Update today is they have all the documents they need but the decision won't be made by Friday. Application date was 26th Feb, not had a valuation done yet, offered to pay upfront but they said to wait until underwriting is complete. So we will prob lose the house. Was really hoping things would happen this week! Losing hope. 

Ohhh no 😩. We were told our underwriters would be finished today but apparently they are really busy so they have told us it will be tomorrow now. Can they not extend your deadline? Is it a new build? 

Its the People selling the house to us who are buying a new build, its their deadline so if their house falls thru so does ours unfortunately. Really frustrating! 

Ohhh no 😩 and there’s no way your MA can push them what a nightmare will u have to start all over again? 

Hes tried, they won't escalate it, they said it'll take as long as it takes. I dont even know, we still need a mortgage cos we need to find another house so hoping we wouldn't need to start the process all over again! The kicker is im 33 weeks pregnant so we don't have the time! 

Omg no way 😳. Wishing u all the luck in the world. I’m sure something will turn up. And remember everything happens for a reason 

FirstTimeBuyer428

We received our offer today - 

D.I.P - 04.02.21
3 weeks sending different documents to my MA to send to our packager Brightstar
26.02.21 - Application sent to Bluestone 
01.04.21 - Valuation instructed 
14.04.21 - Offer (Verbal) - We will receive the offer documents in 24 hours. 

I have been sending wage slips every week as I get paid weekly, Bank statements every time my savings came out and information if I ever transferred monies to anybody straight away. 

Good Luck everyone!

Kb21

FirstTimeBuyer428 said:

We received our offer today - 

D.I.P - 04.02.21
3 weeks sending different documents to my MA to send to our packager Brightstar
26.02.21 - Application sent to Bluestone 
01.04.21 - Valuation instructed 
14.04.21 - Offer (Verbal) - We will receive the offer documents in 24 hours. 

I have been sending wage slips every week as I get paid weekly, Bank statements every time my savings came out and information if I ever transferred monies to anybody straight away. 

Good Luck everyone!

Congratulations 

Fesully84

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Deadline for us with the house is Friday. Been chasing my broker to chase bluestone.

Update today is they have all the documents they need but the decision won't be made by Friday. Application date was 26th Feb, not had a valuation done yet, offered to pay upfront but they said to wait until underwriting is complete. So we will prob lose the house. Was really hoping things would happen this week! Losing hope. 

Ohhh no 😩. We were told our underwriters would be finished today but apparently they are really busy so they have told us it will be tomorrow now. Can they not extend your deadline? Is it a new build? 

Its the People selling the house to us who are buying a new build, its their deadline so if their house falls thru so does ours unfortunately. Really frustrating! 

Ohhh no 😩 and there’s no way your MA can push them what a nightmare will u have to start all over again? 

Hes tried, they won't escalate it, they said it'll take as long as it takes. I dont even know, we still need a mortgage cos we need to find another house so hoping we wouldn't need to start the process all over again! The kicker is im 33 weeks pregnant so we don't have the time! 

Omg no way 😳. Wishing u all the luck in the world. I’m sure something will turn up. And remember everything happens for a reason 

Thank you, really hope so. Update today is they are still waiting to review the latest documents we sent on 1st April and then its to be passed to an underwriter. I thought it had been at the underwriter for the past 7 weeks. I dont understand it! 

lanainbloom

Fesully84 said:

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Kb21 said:

Fesully84 said:

Deadline for us with the house is Friday. Been chasing my broker to chase bluestone.

Update today is they have all the documents they need but the decision won't be made by Friday. Application date was 26th Feb, not had a valuation done yet, offered to pay upfront but they said to wait until underwriting is complete. So we will prob lose the house. Was really hoping things would happen this week! Losing hope. 

Ohhh no 😩. We were told our underwriters would be finished today but apparently they are really busy so they have told us it will be tomorrow now. Can they not extend your deadline? Is it a new build? 

Its the People selling the house to us who are buying a new build, its their deadline so if their house falls thru so does ours unfortunately. Really frustrating! 

Ohhh no 😩 and there’s no way your MA can push them what a nightmare will u have to start all over again? 

Hes tried, they won't escalate it, they said it'll take as long as it takes. I dont even know, we still need a mortgage cos we need to find another house so hoping we wouldn't need to start the process all over again! The kicker is im 33 weeks pregnant so we don't have the time! 

Omg no way 😳. Wishing u all the luck in the world. I’m sure something will turn up. And remember everything happens for a reason 

Thank you, really hope so. Update today is they are still waiting to review the latest documents we sent on 1st April and then its to be passed to an underwriter. I thought it had been at the underwriter for the past 7 weeks. I dont understand it! 

Fingers crossed for you they do a pre app stage where they check everything is in order before sending it to the underwriters we were in the same boat as you. We have now instructed the valuation, things do get there but it takes forever and a day for things to move forward. Best of luck hun!

Kb21

@ianainbloom so glad u are moving along to. We should hopefully be issued a valuation today 🥺

vicki_w83

A bit off topic but looking for some advice. Our valuation is booked in for next week and we have a survey being done next week too. The estate agents seem confused and said it’s unusual to have both a valuation and a survey as anything major would be flagged up in the valuation? This is my first house buy and I thought we’d need both but I don’t want to waste money if it’s unnecessary! 

MovingForwards

vicki_w83 said:

A bit off topic but looking for some advice. Our valuation is booked in for next week and we have a survey being done next week too. The estate agents seem confused and said it’s unusual to have both a valuation and a survey as anything major would be flagged up in the valuation? This is my first house buy and I thought we’d need both but I don’t want to waste money if it’s unnecessary! 

Valuation = value of property
Survey = condition of property

Did you not upgrade your valuation to a home buyers report or full survey?