Bluestone Mortgages

Kellyb88

MrsH2 said:

We finally completed yesterday and I've just spent the 1st night in our new home. It has not been an easy process and Bluestone are insufferable with how slow they can be. 
We only exchanged the day before completion because they kept requesting the same documents from our solicitor to satisfy the conditions of the mortgage. They had been sent them 3 times since 1st March. Even our MA contacted them.
Because of this our solicitor would not exchange as she had never used Bluestone before and didn't want us legally bound if they didn't transfer the funds in time. 
Been on the edge of my seat all week ... but exchanged Thursday and completed Friday.
I tried to ring them myself but they will only speak to MA'S and solicitors. 
Stick with it everyone and good luck 👍

Oh my! We got our offer on the 26th Feb, we had conditions on ours to pay off 2 credit cards and ikano loan, we've sent in proof that we have done this, our solicitor has passed over  over a week ago now, there still waiting to hear back from bluestone before we can exchange contracts, everything is ready to go, our MA and solicitor has now chased bluestone yesterday so hoping to hear something next week, we desperately need a completion date as we have to be out of our rental property before the end of the month 🙈 also one of the conditions was to send over payslips that's dated within 30 days of funds being released.. Now do we send them in before or wait until we have completed? So confused with this. Don't want it to hold things up even more?
Many thanks. 

Iaz92

Guys we finally got our mortgage offer yesterday afternoon

really really happy as the seller was going to pull out. Still anxious about the next few steps to complete.

all I can say is don’t give up and keep providing them with every document they request and keep pushing your MA.

still in shock, want to complete as soon as.

only condition is pay off credit card balance.

Lacey268

Been following this thread for a while and it def helped when I was awake at 2am stressing! We received our offer yesterday -


*1st Feb application submitted
*6th Feb credit search 
*8th Feb more information requested (bank statements from a Revolut account we use for birthdays/holidays)
*1st March valuation requested
*12th March written offer received

wolf1990

Has anyone actually been through the process after they have checked the findings from solicitors? And then apparently people are saying they get asked for payslips? More payslips omg! What happens after that? Just wondering what is going on. As our mortgage offer lasts until 5th May 

SRH2021

Finally just paid for our valuation!! Feel like things are finally progressing 

SRH2021

Lacey268 said:

Been following this thread for a while and it def helped when I was awake at 2am stressing! We received our offer yesterday -


*1st Feb application submitted
*6th Feb credit search 
*8th Feb more information requested (bank statements from a Revolut account we use for birthdays/holidays)
*1st March valuation requested
*12th March written offer received

Wow amazing
This is super quick 

wolf1990

wolf1990 said:

Has anyone actually been through the process after they have checked the findings from solicitors? And then apparently people are saying they get asked for payslips? More payslips omg! What happens after that? Just wondering what is going on. As our mortgage offer lasts until 5th May 

I take it that’s a no

wolf1990

Kellyb88 said:

MrsH2 said:

We finally completed yesterday and I've just spent the 1st night in our new home. It has not been an easy process and Bluestone are insufferable with how slow they can be. 
We only exchanged the day before completion because they kept requesting the same documents from our solicitor to satisfy the conditions of the mortgage. They had been sent them 3 times since 1st March. Even our MA contacted them.
Because of this our solicitor would not exchange as she had never used Bluestone before and didn't want us legally bound if they didn't transfer the funds in time. 
Been on the edge of my seat all week ... but exchanged Thursday and completed Friday.
I tried to ring them myself but they will only speak to MA'S and solicitors. 
Stick with it everyone and good luck 👍

Oh my! We got our offer on the 26th Feb, we had conditions on ours to pay off 2 credit cards and ikano loan, we've sent in proof that we have done this, our solicitor has passed over  over a week ago now, there still waiting to hear back from bluestone before we can exchange contracts, everything is ready to go, our MA and solicitor has now chased bluestone yesterday so hoping to hear something next week, we desperately need a completion date as we have to be out of our rental property before the end of the month 🙈 also one of the conditions was to send over payslips that's dated within 30 days of funds being released.. Now do we send them in before or wait until we have completed? So confused with this. Don't want it to hold things up even more?
Many thanks. 

Hi both! On your mortgage offer when you say you had to send more payslips towards the end did you already know that in your offer or did that ask you that after solicitors sent all their info to them? Would appreciate if you could advise me. We are waiting for bluestones to confirm findings of our property that our solicitor has sent.. what’s next after that please 

[Deleted User]

Hi, does anyone know if quicker going for a mortgage application on new build i am also using bluestone mortgage, great to see some successful stories especially with bad credit at least there is some hope

SarahYC83

Hi all,
been reading this thread a while now.....so we got our DIP through after 5 days with bluestone and now waiting on mortgage offer, I’m totally panicking thinking it will come back declined! 

Can this happen if you have had a DIP off them? Can they decline you a mortgage?