What small DFW things will you do week 25th Feb 2020

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

1LuckyLady

Morning @determined_new_ms and all who follow. 
Its wet grey and miserable here this morning (a bit like everyones mood as its back to work/school!)
Todays plans are dependent on how I feel after having this wisdom tooth out this morning so I'll be back later rather then posting a list now. 

Take care all. 

determined_new_ms

Morning guys thought I'd start us off

Today I have 2 frogs to deal with after dropping madam to school - book dentist appt & call payroll as my pay does not reflect I went back to work...

After that in order of priority!
* take pup for walk
* drop car off to mechanic and get the bus back. Might stop at the sm for squash, fruit juice, fish ad hot chocolate. Nothing else!
* TOMM
* sewing need to finish oh's jacket and start trousers for a customer
* soup for lunch out of freezer
* spend some time pursuing leisure activities - that might be reading, carrying on with my 2 sewing for fun projects I have on the go or doing some Portuguese lessons  
* make batch of veggie chilli and will freeze some. Got a steak out of the freezer for oh to have  
* photo and list a few things on fleabay and facemarket 
* exercise class fitnessblender thanks CLF!

Ok that's my lot I think

ziggy2407

Happy new week everyone!
@DNMS - Thanks for starting us off today
@1LL - Hope the treatment goes well

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today we hope to:

Check Bank & made PAD - Done
Post Eb*y parcel - Done
Ironing - Nope, maybe tomorrow
Craft - Nope, but major sort out and tidy up (32 cards made Sat & Sun)
Declutter - Lots sorted
Swagbucks - Done (swago board open)
Purge a few emails - Done (Lots sorted and and unsubscribed from)
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check: Lucky Bob, PMP, WinaDinner - Done
Read Library Book - soon

Have a great day!

C x

Baileys_Babe

Thank you @determined_new_ms for starting this weeks thread.

Good luck with your wisdom tooth @1LuckyLady take it easy afterwards.

I need to make a phone call this morning to rearrange a medical appointment.

I ordered my free, I paid with Clubcard points, friends and family railcard at the weekend, looking forward to it arriving so I can book some tickets.

Happy_Kitties

Thank u or starting us off DNMS
I hope everything goes okay at the dentist 1LL
Didnt have chance to post last week but did have a quick read along and catch up last night.
DD had a landmark birthday which turned into a week long cocktail and foodfest. DD was happy with her presents, everything just went really well.
Back to normal this week
-banking checked, everything good
-quidco checked
-DD picked up cat litter from Lidls yesterday. Im happy, the cats are happy. At Tesc@ u pay 40p more for a smaller bag. Stocked up on bags.
-couple of bits bought in the Arg@s clearance. Great presents for a fraction of the price
-finishing off use it ups from the fridge/freezer. Deterimined not to waste anything.
need to do a proper sort out this week.
- I will restart my spends book the beginning of March. Have worked on my budget right up till June to get some money into savings.
-have a huge washing pile which never seems to go down when DD is home. DD changed the beds so ploughing through some more on an eco wash. Some dreaded ironing today.
Weather is awful.....again. had such a lovely day yesterday but the rain is back. 
Im sure there is more things i need to be doing besides some paperwork aswell.
Have a great day everyone x

carrielovesfanta

Morning folks

Thanks to @determined_new_ms for starting us off!
@1LuckyLady I hope the dentist is ok

Wet and grey here too. I had a lovely sleep but I'm still soooooo tired! OH is off to Berlin tomorrow though (corporate gig) so I'm planning to go to bed stupidly early on Tues night. 

Boiler man should be coming back today to fix the slight leak. Other than that:
B/L/D from stores
Check PMP - done
Charge phone in work - done
Gym at lunchtime - done
Heating off  - done
  Use 50% off code to do Bulk Powders order

Have a good one all

clf x

PurpleFairy26

Thanks for starting us off @determined_new_ms. Hope you’re ok after your extraction @1LuckyLady

my list today:
made a couple of calls I’d been procrastinating about including clarifying something from a previous call
check banking
reconcile just for points cc
take some chicken out for tea
triage fridge
make some soup for the week ahead
washing, drying on airer and putting away 
knitting
Not going out anywhere in this weather so not spending anything
hot water bottle and blanket rather than heating on in the day
check a couple of deliveries that are due end of the week and amend as necessary

have a good day all. Purps. 

1LuckyLady

Thanks all for the well wishes.  I've been told to come home and rest up for the day.  The dentist was so lovely I'm really glad I went to them.  I've signed up to denplan now with them also. 
Todays list
  Cheap and healthy porridge for our breakfast 
  Went to the gym,  did one class, refilled my water bottle and was going to do a run on the treadmill when one of the pt's came over for a chat (he'd knew I'd not been to the gym in a week so was asking if all was ok) ... he's recommended I don't do the running but do slow, incline walks instead.  He said it would be better on my dodgy knees and better for weight loss too.  I love my gym,  nothing is ever too much trouble for them and they just want to help.  they're fab. 
  Put the dishwasher on the quick wash
  Emptied the water from the dehumidifier into the toilet cistern
 
Still to do 
Check banking /update spreadsheet
  Check off my credit card statement against the receipts - card used for points but always paid off in full
  Make families lunches for tomorrow
  Left over chicken dinner tonight - no food waste here
  Continue logging food/exercise good for the waist line and bank balance

Thats about it,  I'm off to have some paracetamol and watch a bit of tele x

Elisheba

Morning all.

Hideous wet weather here today.  I'm having cocoa to cheer myself up.

My list for the week:
  Batch cook some mac cheese and cottage pie and freeze.  Find enough dishes for them for the freezer!
  Make sure all leftovers are used up and there is no food waste
  Keep the heating off where I don't need it
  Keep an eye on banking and make sure everything is behaving as it should be
  Make a food plan and shopping list for next month.
  Do next month's shopping on Friday
  Bake bread, rolls and fruit buns and cakes
  Eat proper meals twice a day
  Do 10000 steps a day
Avoid naps wherever possible
  Make a doctors appointment to discuss meds
  Empty cupboard so smart meter can be fitted
  Do mending
  Stick to my 'little bit a day' housework plan

ditty1234

@dnms Thanks.
The little things:

• Walk dog before work
• Brought all day lunch
• Give colleague a lift to work
• Free club run after work
• Reuse clothes - found in back of closet!
• Put heating back on timer - on holidays I cheat and just turn it down at night or if I know we're all out.
• Put money back in my EF as I got my child tax credits, and I had loaned money for my car insurance deposit.
• A busy week ahead am out every night, but no going out!
• Saturday is free park run and thats about where my planning run out, and I might even be just about out of food then as well. 

Have a great week.