Regular Savings Accounts: The Best Currently Available List!

fonesaver

csw5780 said:

ctdctd said:

csw5780 said:

ForumUser7 said:

csw5780 said:

Re: Nationwide RS2. Applied, error message, no email, account appeared in app after a few minutes. 

Were you able to get past the income and employment section into the nominated bank account for withdrawals section please? Or did you get the error message before it reached that page?

Error message seemed after a timeout at the end of the application with two checking application messages. 

Same here - said wait for an email and if no email, apply again.

This was with the App - will try next time with the laptop, assuming no email arrives.

Still no email but as I said, appeared in the app. 

After multiple attempts I now have 3 opened!! 1 of which I have funded ..

fonesaver

fonesaver said:

csw5780 said:

ctdctd said:

csw5780 said:

ForumUser7 said:

csw5780 said:

Re: Nationwide RS2. Applied, error message, no email, account appeared in app after a few minutes. 

Were you able to get past the income and employment section into the nominated bank account for withdrawals section please? Or did you get the error message before it reached that page?

Error message seemed after a timeout at the end of the application with two checking application messages. 

Same here - said wait for an email and if no email, apply again.

This was with the App - will try next time with the laptop, assuming no email arrives.

Still no email but as I said, appeared in the app. 

After multiple attempts I now have 3 opened!! 1 of which I have funded ..

Oh now 4 ...can anyone beat that??

boingy

fonesaver said:

fonesaver said:

csw5780 said:

ctdctd said:

csw5780 said:

ForumUser7 said:

csw5780 said:

Re: Nationwide RS2. Applied, error message, no email, account appeared in app after a few minutes. 

Were you able to get past the income and employment section into the nominated bank account for withdrawals section please? Or did you get the error message before it reached that page?

Error message seemed after a timeout at the end of the application with two checking application messages. 

Same here - said wait for an email and if no email, apply again.

This was with the App - will try next time with the laptop, assuming no email arrives.

Still no email but as I said, appeared in the app. 

After multiple attempts I now have 3 opened!! 1 of which I have funded ..

Oh now 4 ...can anyone beat that??

No, but I'm wondering if you can fund them all with £200 each per month. 

EssexHebridean

Slightly different message here than some have had I think:


That was the same as I got this morning - so maybe it will appear after a short while this time!  MrEH got the same message when he applied too.

This is now going to require a bit of wrangling for us - we've currently got a Principality £125 a month one each, and a Coventry (£500 a month) and FD (£300 a month) on the go - and no further spare funds now we have a mortgage to pay again as well. I think the plan right now is that we'll reduce the Principality ones to £25 a month each for the remainder of the term, to fund one NW, then use savings to fund the other until the Coventry one finishes.

In answer to the earlier question about whether there is any sense in maintaining a Start to Save as well, I have one that I plonk £50 of personal funds into each month, and I intend to continue to do so. It's little enough per month that it makes little impact on my finances, it's a decent enough rate of interest, and generally speaking I just forget about it once I've popped the transfer across each month. It's more a case of "no good reason not to continue with it" than the opposite, for me. 

adindas

YBS Loyalty Regular eSaver 2023 7.0%

Apply today using existing login. It took me less than five minutes and it already shows on my List of account with AC no already shown. I got this massage on the account

"We're still setting up your account. Please come back tomorrow to make a deposit or change your account options. Withdrawals will be available in 14 days."

allegro120

ForumUser7 said:

Miser1964 said:

Bobblehat said:

Re New Nationwide RS ..... question for those who applied/viewed online .... roughly how long did it take from seeing the "Can't process application ...." message, to seeing the account appear online? TIA

p.s. ... and did you ever receive an email regarding the application?

No email, but the 'new' account was there and accepted deposit after 90 mins via app and web 

Were you able to get past the income and employment section into the nominated bank account for withdrawals section please? Or did it fail before it reached that page?

I got past the whole application until the end 5 times throughout the day and no luck.  Tried both, app and online, it  doesn't make any difference. I'll try again later in the evening and tomorrow morning, if it's still doesn't work I'll try to do it on the phone or make an appointment in branch.  Don't want to miss out on this account.

P.S. 6th attempt worked.  Account is now opened.

chris_the_bee

adindas said:

YBS Loyalty Regular eSaver 2023 7.0%

Apply today using existing login. It took me less than five minutes and it already shows on my List of account with AC no already shown. I got this massage on the account

"We're still setting up your account. Please come back tomorrow to make a deposit or change your account options. Withdrawals will be available in 14 days."

It's OK. It is the way YBS operates. You will be able to pay in tomorrow, no earlier.

chris_the_bee

EssexHebridean said:

Slightly different message here than some have had I think:


That was the same as I got this morning - so maybe it will appear after a short while this time!  MrEH got the same message when he applied too.

This is now going to require a bit of wrangling for us - we've currently got a Principality £125 a month one each, and a Coventry (£500 a month) and FD (£300 a month) on the go - and no further spare funds now we have a mortgage to pay again as well. I think the plan right now is that we'll reduce the Principality ones to £25 a month each for the remainder of the term, to fund one NW, then use savings to fund the other until the Coventry one finishes.

In answer to the earlier question about whether there is any sense in maintaining a Start to Save as well, I have one that I plonk £50 of personal funds into each month, and I intend to continue to do so. It's little enough per month that it makes little impact on my finances, it's a decent enough rate of interest, and generally speaking I just forget about it once I've popped the transfer across each month. It's more a case of "no good reason not to continue with it" than the opposite, for me. 

The lowest rate is Principality @ 5%, Coventry & NWide both 5.5% & FD 7%. You can miss payments on Principality & Coventry, so I would suspend payments on Principality and reduce payments to Coventry to achieve the £200 per month. You cannot reduce the payment on S2S & you want to keep FD as it currently is.

Speculator

chris_the_bee said:

adindas said:

YBS Loyalty Regular eSaver 2023 7.0%

Apply today using existing login. It took me less than five minutes and it already shows on my List of account with AC no already shown. I got this massage on the account

"We're still setting up your account. Please come back tomorrow to make a deposit or change your account options. Withdrawals will be available in 14 days."

It's OK. It is the way YBS operates. You will be able to pay in tomorrow, no earlier.

Opened, paid in via FP and credited the same day.

My email says.

"Thanks for choosing to save with YBS again, you can start paying into your account. From tomorrow you'll be able to access your new savings account online."

Speculator

EssexHebridean said:

Slightly different message here than some have had I think:


That was the same as I got this morning - so maybe it will appear after a short while this time!  MrEH got the same message when he applied too.

This is now going to require a bit of wrangling for us - we've currently got a Principality £125 a month one each, and a Coventry (£500 a month) and FD (£300 a month) on the go - and no further spare funds now we have a mortgage to pay again as well. I think the plan right now is that we'll reduce the Principality ones to £25 a month each for the remainder of the term, to fund one NW, then use savings to fund the other until the Coventry one finishes.

In answer to the earlier question about whether there is any sense in maintaining a Start to Save as well, I have one that I plonk £50 of personal funds into each month, and I intend to continue to do so. It's little enough per month that it makes little impact on my finances, it's a decent enough rate of interest, and generally speaking I just forget about it once I've popped the transfer across each month. It's more a case of "no good reason not to continue with it" than the opposite, for me. 

I closed my Principality Regular saver in August and got my interest paid in full up to closure date. Check the T&Cs if you want to close it early.