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Regular Savings Accounts: The Best Currently Available List!
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Tried on both mobile and desktop and getting same error messages.Cottage_Economy said:Managed to open mine this morning but DH has tried twice and keeps getting an error message, despite going through the online banking joint account. Although there was an error message at the end of my application, I received an email and it was present in my list of accounts when I checked. Not for DH.0 -
Ok, so DH tried for a third time and got this message. There's been no email received and no account is listed when he logs in. Just have to leave it now.
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Tried 3 times and got the "we can't go ahead with your application" error message.
Tried a 4th time and refused saying I could only have one of this type of account.
Went back to the accounts list, and the new account was there.
I think their systems are overwhelmed.4 -
No Halifax @ 5.5% ?Bridlington1 said:
If you think that's overboard, according to my calculations I'll be paying £7821 into regular savers next month. Mine's largely just me moving my own money about since I empty EA accounts into regular savers and once they're exhausted I empty regular savers into higher paying regular savers. It could be considered overboard but I don't care as I quite enjoy it really.Bigwheels1111 said:Am I going mad or is £1250.00 a month in Regular savers a bit over board.That is £15,000 a year.No wonder I have no cash.
EDIT: Here is my October provisional list. Everything at or below SRBS I do not plan to fully fund so shows the minimum funding:Bank/building society Name Interest rate Deposit Saffron BS Members Month Loyalty Saver 9.00% £50.00 Nationwide BS Flex Regular Saver Issue 2 8.00% £200.00 Monmouthshire BS Exclusive Regular Saver 8.00% £300.00 Skipton BS Members Branch Regular Saver 7.50% £250.00 Bath BS 16-25 regular saver 7.49% £50.00 YBS Loyalty 2023 Regular eSaver 7.00% £500.00 First Direct Regular Saver 7.00% £300.00 Monmouthshire BS Regular Saver Issue 2 7.00% £300.00 Tipton & Cosley BS Regular Saver to 31 October 2024 app 6.20% £250.00 Natwest Digital Regular Saver 6.17% £150.00 RBS Digital Regular Saver 6.17% £150.00 Mansfield BS Kick Start Regular Savings (7th issue) 6.10% £250.00 Penrith BS Regular Saver 300 (Heartland only) 6.00% £300.00 YBS Christmas 2023 Regular Savings Bond 5.75% £300.00 Tipton & Cosley BS Regular Saver to 31 July 2024 app 5.75% £500.00 Saffron BS Small Saver 5.75% £50.00 Monmouthshire BS Coronation Regular Saver 5.60% £300.00 Coventry BS First Home Saver 5.60% £1,000.00 Principality BS Regular Savings Bond Issue 33 5.50% £250.00 Nationwide BS Start to Save Issue 2 5.50% £50.00 Monmouthshire BS Christmas saver Bond Issue 5 5.50% £200.00 Coventry BS Regular Saver 5.50% £500.00 YBS Regular Saver 5.25% £250.00 Hinckley & Rugby BS Regular Saver 30 Day Notice 5.25% £500.00 Leeds BS Regular Saver Issue 36 5.25% £250.00 Leeds BS Home Deposit Saver 5.15% £500.00 Stafford Railway BS Regular Saver Issue 1 5.15% £25.00 HSBC Regular Saver 5.00% £25.00 Loughborough BS Limited Access Monthly Saver 4.75% £1 Bath BS Homestart Regular Saver 4.89% £50.00 Darlington BS Regular Saver 4.60% £0.00 Darlington BS Green Regular Saver 4.60% £0.00 Mansfield BS Regular eSaver 4.50% £10.00 Mansfield BS Regular Saver 4.50% £10.00 Buckinghamshire BS Regular Saver 4.10% £0.00 1 -
Nationwide Flex Regular Saver - does everyone agree that there is nothing to stop us making a 13th payment on 1/9/24? I read the T&Cs and didn't see anything about a maximum amount for the account.0
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Think Lloyds/Halifax banned him for life.subjecttocontract said:
No Halifax @ 5.5% ?Bridlington1 said:
If you think that's overboard, according to my calculations I'll be paying £7821 into regular savers next month. Mine's largely just me moving my own money about since I empty EA accounts into regular savers and once they're exhausted I empty regular savers into higher paying regular savers. It could be considered overboard but I don't care as I quite enjoy it really.Bigwheels1111 said:Am I going mad or is £1250.00 a month in Regular savers a bit over board.That is £15,000 a year.No wonder I have no cash.
EDIT: Here is my October provisional list. Everything at or below SRBS I do not plan to fully fund so shows the minimum funding:Bank/building society Name Interest rate Deposit Saffron BS Members Month Loyalty Saver 9.00% £50.00 Nationwide BS Flex Regular Saver Issue 2 8.00% £200.00 Monmouthshire BS Exclusive Regular Saver 8.00% £300.00 Skipton BS Members Branch Regular Saver 7.50% £250.00 Bath BS 16-25 regular saver 7.49% £50.00 YBS Loyalty 2023 Regular eSaver 7.00% £500.00 First Direct Regular Saver 7.00% £300.00 Monmouthshire BS Regular Saver Issue 2 7.00% £300.00 Tipton & Cosley BS Regular Saver to 31 October 2024 app 6.20% £250.00 Natwest Digital Regular Saver 6.17% £150.00 RBS Digital Regular Saver 6.17% £150.00 Mansfield BS Kick Start Regular Savings (7th issue) 6.10% £250.00 Penrith BS Regular Saver 300 (Heartland only) 6.00% £300.00 YBS Christmas 2023 Regular Savings Bond 5.75% £300.00 Tipton & Cosley BS Regular Saver to 31 July 2024 app 5.75% £500.00 Saffron BS Small Saver 5.75% £50.00 Monmouthshire BS Coronation Regular Saver 5.60% £300.00 Coventry BS First Home Saver 5.60% £1,000.00 Principality BS Regular Savings Bond Issue 33 5.50% £250.00 Nationwide BS Start to Save Issue 2 5.50% £50.00 Monmouthshire BS Christmas saver Bond Issue 5 5.50% £200.00 Coventry BS Regular Saver 5.50% £500.00 YBS Regular Saver 5.25% £250.00 Hinckley & Rugby BS Regular Saver 30 Day Notice 5.25% £500.00 Leeds BS Regular Saver Issue 36 5.25% £250.00 Leeds BS Home Deposit Saver 5.15% £500.00 Stafford Railway BS Regular Saver Issue 1 5.15% £25.00 HSBC Regular Saver 5.00% £25.00 Loughborough BS Limited Access Monthly Saver 4.75% £1 Bath BS Homestart Regular Saver 4.89% £50.00 Darlington BS Regular Saver 4.60% £0.00 Darlington BS Green Regular Saver 4.60% £0.00 Mansfield BS Regular eSaver 4.50% £10.00 Mansfield BS Regular Saver 4.50% £10.00 Buckinghamshire BS Regular Saver 4.10% £0.00 3 -
There's a good reason for that. See:subjecttocontract said:
No Halifax @ 5.5% ?Bridlington1 said:
If you think that's overboard, according to my calculations I'll be paying £7821 into regular savers next month. Mine's largely just me moving my own money about since I empty EA accounts into regular savers and once they're exhausted I empty regular savers into higher paying regular savers. It could be considered overboard but I don't care as I quite enjoy it really.Bigwheels1111 said:Am I going mad or is £1250.00 a month in Regular savers a bit over board.That is £15,000 a year.No wonder I have no cash.
EDIT: Here is my October provisional list. Everything at or below SRBS I do not plan to fully fund so shows the minimum funding:Bank/building society Name Interest rate Deposit Saffron BS Members Month Loyalty Saver 9.00% £50.00 Nationwide BS Flex Regular Saver Issue 2 8.00% £200.00 Monmouthshire BS Exclusive Regular Saver 8.00% £300.00 Skipton BS Members Branch Regular Saver 7.50% £250.00 Bath BS 16-25 regular saver 7.49% £50.00 YBS Loyalty 2023 Regular eSaver 7.00% £500.00 First Direct Regular Saver 7.00% £300.00 Monmouthshire BS Regular Saver Issue 2 7.00% £300.00 Tipton & Cosley BS Regular Saver to 31 October 2024 app 6.20% £250.00 Natwest Digital Regular Saver 6.17% £150.00 RBS Digital Regular Saver 6.17% £150.00 Mansfield BS Kick Start Regular Savings (7th issue) 6.10% £250.00 Penrith BS Regular Saver 300 (Heartland only) 6.00% £300.00 YBS Christmas 2023 Regular Savings Bond 5.75% £300.00 Tipton & Cosley BS Regular Saver to 31 July 2024 app 5.75% £500.00 Saffron BS Small Saver 5.75% £50.00 Monmouthshire BS Coronation Regular Saver 5.60% £300.00 Coventry BS First Home Saver 5.60% £1,000.00 Principality BS Regular Savings Bond Issue 33 5.50% £250.00 Nationwide BS Start to Save Issue 2 5.50% £50.00 Monmouthshire BS Christmas saver Bond Issue 5 5.50% £200.00 Coventry BS Regular Saver 5.50% £500.00 YBS Regular Saver 5.25% £250.00 Hinckley & Rugby BS Regular Saver 30 Day Notice 5.25% £500.00 Leeds BS Regular Saver Issue 36 5.25% £250.00 Leeds BS Home Deposit Saver 5.15% £500.00 Stafford Railway BS Regular Saver Issue 1 5.15% £25.00 HSBC Regular Saver 5.00% £25.00 Loughborough BS Limited Access Monthly Saver 4.75% £1 Bath BS Homestart Regular Saver 4.89% £50.00 Darlington BS Regular Saver 4.60% £0.00 Darlington BS Green Regular Saver 4.60% £0.00 Mansfield BS Regular eSaver 4.50% £10.00 Mansfield BS Regular Saver 4.50% £10.00 Buckinghamshire BS Regular Saver 4.10% £0.00
https://forums.moneysavingexpert.com/discussion/6433933/lbg-closing-all-my-accounts-on-18th-may/p1
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He's just had the email now and his new account is there...along with a second new one. He now has two regular savers...? I thought you could only be named on one...Nick_C said:Tried 3 times and got the "we can't go ahead with your application" error message.
Tried a 4th time and refused saying I could only have one of this type of account.
Went back to the accounts list, and the new account was there.
I think their systems are overwhelmed.1 -
Nationwide still bombing out for me. Guess the IT team didn't plan for the demand on the computer.1
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Nationwide - apart from the Prize Draw, any reason to keep Start to Save Issue 2 open? 5.5% currently and a trifling monthly amount, it was on my list of accounts to close anyway.
I can see it would remain useful for non taxpayers, but I have a YBS Loyalty ISA paying 5.2%, and want to keep my taxable interest below £1000.
I will probably use Start to Save issue 2 to feed the new Flex RS for the next 3 months, and then close it.0
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