Regular Savings Accounts: The Best Currently Available List!

PixelPound

Bazzalona13295 said:

Just opened the 6.2% RS with Tipton & Coseley, did it on the App but they're posting me the ID reference. Till then I'm in limbo (I'm a former customer but going back maybe a decade).

Last time I had something similar the lovely postmen went on strike so that was a right pigs ear......

I did in the app as a new customer. They are posting the ID, but informed me the account number etc on the screen before that. So I can deposit, just can't use the app until the code arrives.

If yours was the same, you are not in limbo. Maybe you didn't write the details down?

Southcoast01

Rawrzy said:

where_are_we said:

Manged to open YBS Loyalty ReS @7%. Got account number ok. However it`s a pain that they insist on posting 3 ID documents (one name and two address) despite the fact that I have 8 different accounts with them! I cannot make a deposit until these are ratified.

Crazy they still do that even when you already have accounts. I had that happen when trying to open an account as a new customer. I'd both heard and read on their website they used that hooyu system but apparently not because it didn't even try to use it for me, just instantly said it couldn't electronically verify and wanted proof either via post or via a branch. Only upside was they don't seem to require certified copies.

I also have 3 ybs accounts but have been asked to provide id, although the regular saver is showing as open on the app. Have sent a £1 to see what happens.

PixelPound

where_are_we said:

liamcov said:

York BS - I didn't use the reference number, what will happen to my transfer?

They might return it. From memory isn`t the reference number the same as the account number with an 07 added on at the end?

That's why all my YBS savings accounts end in 07 

subjecttocontract

Can't you just ignore the request for ID if you already hold multiple accounts with YBS ?

Wheres_My_Cashback

subjecttocontract said:

Can't you just ignore the request for ID if you already hold multiple accounts with YBS ?

Dangerous game which could lead to all accounts being shut down. Financial institutions have a duty under KYC requirements and can do this periodically and at anytime.

Bazzalona13295

nic_c said:

Bazzalona13295 said:

Just opened the 6.2% RS with Tipton & Coseley, did it on the App but they're posting me the ID reference. Till then I'm in limbo (I'm a former customer but going back maybe a decade).

Last time I had something similar the lovely postmen went on strike so that was a right pigs ear......

I did in the app as a new customer. They are posting the ID, but informed me the account number etc on the screen before that. So I can deposit, just can't use the app until the code arrives.

If yours was the same, you are not in limbo. Maybe you didn't write the details down?

I am a new customer but I did previously have a savings account with them for years as I'm from that neck of the woods.

You could be right, I definitely cannot use the app till that postal ID arrives, but what is putting me off is I've not had an e-mail confirmation yet.

Usually they are almost immediate with other banks so I'd rather wait to be completely certain.

drphila

Gatehouse Bank:  "......looking to launch regular saver later this year." - Ravi Kumar, Senior Product Manager

https://news.sky.com/story/cost-of-living-latest-sky-news-blog-12615118?postid=6458215#liveblog-body

kar999

I've got a number of accounts with YBS but just got this email after RS application... not sure why.  .


"We need to carry out some further checks."

Hi Mr ***** We wanted to let you know that your account is open, but before you can begin using it we just need to carry out a few further checks. Don't worry - this should only take a couple of days for us to complete. What happens next? Once these checks have been completed we'll write to you and let you know when your account is ready to use. You'll then be able to make deposits to your account by bank transfer. For security reasons, we'll send you your customer number by post. You will need this to be able to log in, manage your account online and make further deposits by debit card.

Growingold

No D/C option to pay in on my new YBS Loyalty saver unlike my other accounts.

Bridlington1

Growingold said:

No D/C option to pay in on my new YBS Loyalty saver unlike my other accounts.

Have you made a deposit into it yet? When logged into online banking I've found all of my YBS EA accounts have the debit card option but all of my regular savers do not. Since I've fully funded each of my regular savers this month I imagine it's because their systems recognise when you've made the maximum monthly deposit into the account so therefore remove the debit card deposit option since you can't possibly add further funds at that point. I think it should reappear on 1st October though.