Regular Savings Accounts: The Best Currently Available List!

ForumUser7

chris_the_bee said:

ForumUser7 said:

Worth noting this current Beehive issue has £3250 max balance but the last one had £3500 max balance.

That's because this one is £250 per month max & previous was £500, i.e X 13 months

The one maturing July 2024 and the one maturing September 2024 both have £250 deposit per month as far as I can tell.
£500 x 13 would be £6500 anyway

Wheres_My_Cashback

chris_the_bee said:

ForumUser7 said:

Worth noting this current Beehive issue has £3250 max balance but the last one had £3500 max balance.

That's because this one is £250 per month max & previous was £500, i.e X 13 months

The first permits 14 payments, the second 13 payments, both are £250pm.

orange-juice

where_are_we said:

Manged to open YBS Loyalty ReS @7%. Got account number ok. However it`s a pain that they insist on posting 3 ID documents (one name and two address) despite the fact that I have 8 different accounts with them! I cannot make a deposit until these are ratified.

Happened to me too, and the last time when I opened the loyalty cash isa (but not for some of the other products).

I took in my passport to a branch, which they didn't even make a copy of or ask for thee other two forms of id. Bit of a pain.

liamcov

York BS - I didn't use the reference number, what will happen to my transfer?

PowerSavingMode

orange-juice said:

DJDools said:

friolento said:

I had my regular monthly SO from Santander to Coventry BS paid unexpectedly today, Sunday 17th. It was also credited at CBS today.

Whilst the date of the SO is correct, something v. strange is going on, as normally Santander do not process SOs at weekends. I don't know whether this was a freak one-off or whether they are now processing SOs on non-banking days.

I've noticed this recently, too. Also, NatWest — who have always honoured Direct Debits regardless of whether or not I have funds to cover them (I usually credit the account to cover them when I get the alert (same day) that I set up) — have started to not cover the DDs and then charge me for a 'return unpaid' payment. 

Are you sure you definitely covered the amount by the correct time? Never had that problem with NW but did have it with Virgin Money and a standing order (which I don’t remember receiving a notification for but can’t go back and check!)

I didn't get the chance this last time; they refused it (returned unpaid?). Usually, as the dates vary, I wait until I get the alert from NW telling me I've gone overdrawn (usually received by 8am or so), and I pop in funds to cover that and put me back into credit. This time, they just didn't bother honouring the direct debit, and so I didn't know about it until I was notified later by the receiving end that the DD did not go through.

Gers

adindas said:

If you already have the previous one YBS Loyalty Regular eSaver paying 5%. Could you still open the new one paying 7%? If not is it possible to close it and open a new one ??

Right now I have three RS accounts with YBS. One Christmas RS paying 5.75%, the earlier Loyalty RS e-saver paying 6.25% (due to mature next month) and now the new Loyalty RS e-saver paying 7%. 

where_are_we

liamcov said:

York BS - I didn't use the reference number, what will happen to my transfer?

They might return it. From memory isn`t the reference number the same as the account number with an 07 added on at the end?

PowerSavingMode

Same for me with HSBC and, until of late, NatWest (which I have now relegated!).

Bigwheels1111

Down to 3 regular savers now.
Skipton 7.5%
YBS 7%
First Direct 7%.
£1050 a month, savings to regular savings to savings and round and round it goes.

allegro120

where_are_we said:

liamcov said:

York BS - I didn't use the reference number, what will happen to my transfer?

They might return it. From memory isn`t the reference number the same as the account number with an 07 added on at the end?

It is for all accounts I have with YBS. I can't understand the purpose of this reference because the account number itself is unique for each customer, not a generic BS or specific product number.