Regular Savings Accounts: The Best Currently Available List!

allegro120

wiseonesomeofthetime said:

Yorkshire Building Society Loyalty Regular eSaver 2023

Loving this bit of terminology: (bold italics mine). Like you'd want to make numerous withdrawals on the same day

Withdrawals
The Loyalty Regular eSaver 2023 account allows you unlimited number of withdrawals from your account on one day per account year. Withdrawals are instant and if required you can close your account even if you have used your withdrawal day.

For security reasons, online withdrawals are not available for the first 14 days after your account has been opened. After 14 days withdrawals can be made from your account at any time on condition that there are sufficient cleared funds in your account and that you maintain the minimum balance of £1.

Anyways, opened and funded without issue. 

It made me smile too. Imagining after the final deposit someone will want to make 6000 £1 withdrawals on one day

Wheres_My_Cashback

friolento said:

New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.

 Bridlington1 said:

Mine doesn't either. I've found they're not the quickest when it comes to showing new deposits in the app though but it should all get backdated to yesterday when it does arrive so I wouldn't worry about it too much.

The application stated that deposits would NOT show online for 48 hours, however mine is now showing.

allegro120

where_are_we said:

From memory, I looked at the website page on Regular savers, and clicked apply, it then asked me to log in and I completed the application. One strange part was after I clicked I was retired, for the next entry I clicked on "Occupation" and I was unable to get the dropped down list come up which is understandable! The next box I also could not fill in (Can`t remember what it was) so I scrolled to the bottom of the page and clicked continue and completed the application.

I can't remember exactly what the next box was, but usually it is also to do with your employment details. The application process was very quick as they already have all my details and I could see my funds arrived within an hour.  

Bigwheels1111

janusdesign said:

Section62 said:

Gers said:

Section62 said:

Nick_C said:

Usual problems with YBS.

It also looks like they have resurrected the new website layout again (the one which didn't work last time).

I've tried applying twice, I get to the "Open account" button on the "Review & Confirm" page, at which point the site dumps me out to the main login screen.

If that's what it is caused by, going back to the 'new' website just before launching a likely very popular account won't have been the best business decision YBS have made lately.

I found that despite being shown the login screen again when I scrolled down the option to apply was there. Deceptive!

I've now found a workaround.

Rather than logging in first and then starting the application within online banking, I instead went to the product page on the general website and started the application from there - logging in as an existing customer when prompted to do so.

All worked OK when I did it that way round.

that trick didn't work for me (it kept saying I wasn't eligible - tried different browsers) - but seemingly what did work was using the app, applying via there - which redirects you to their site to login as normal, which I did (on the phone) and it allowed me to progress with the application - it's not showing in the app, but is showing on the site when I login (account number not real!)...

I did get the option to deposit at the end of the application, but I didn't bother - the deposit button doesn't work on the site for this account currently.. I suppose I could do a bank transfer to it, but i'll wait and see if it's really open tomorrow and fund then.

Same issue with buttons, just did a bank transfer.

chris_the_bee

ForumUser7 said:

Worth noting this current Beehive issue has £3250 max balance but the last one had £3500 max balance.

That's because this one is £250 per month max & previous was £500, i.e X 13 months

adindas

If you already have the previous one YBS Loyalty Regular eSaver paying 5%. Could you still open the new one paying 7%? If not is it possible to close it and open a new one ??

allegro120

Wheres_My_Cashback said:

friolento said:

New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.

 Bridlington1 said:

Mine doesn't either. I've found they're not the quickest when it comes to showing new deposits in the app though but it should all get backdated to yesterday when it does arrive so I wouldn't worry about it too much.

The application stated that deposits would NOT show online for 48 hours, however mine is now showing.

Mine showed at some point between 1 and 3pm.  I only deposited the minimum £25 just to make sure I did the digits right, I will deposit the rest tomorrow morning as I don't know what the cut off time for Tipton is.

chris_the_bee

adindas said:

If you already have the previous one YBS Loyalty Regular eSaver paying 5%. Could you still open the new one paying 7%? If not is it possible to close it and open a new one ??

Yes you can open it and have both.

SFindlay

where_are_we said:

From memory, I looked at the website page on Regular savers, and clicked apply, it then asked me to log in and I completed the application. One strange part was after I clicked I was retired, for the next entry I clicked on "Occupation" and I was unable to get the dropped down list come up which is understandable! The next box I also could not fill in (Can`t remember what it was) so I scrolled to the bottom of the page and clicked continue and completed the application.

The last of these questions was how much do you anticipate holding in the RS account. I also selected retired and next question for occupation was greyed out leading to question about how much you will save. I put option that covered £6000 (think option was £5 k to £10k but could be wrong). Account opened fine and funded so unlikely this a problem depending on how much you indicated you planned to save.

Section62

SFindlay said:

where_are_we said:

From memory, I looked at the website page on Regular savers, and clicked apply, it then asked me to log in and I completed the application. One strange part was after I clicked I was retired, for the next entry I clicked on "Occupation" and I was unable to get the dropped down list come up which is understandable! The next box I also could not fill in (Can`t remember what it was) so I scrolled to the bottom of the page and clicked continue and completed the application.

The last of these questions was how much do you anticipate holding in the RS account. I also selected retired and next question for occupation was greyed out leading to question about how much you will save. I put option that covered £6000 (think option was £5 k to £10k but could be wrong). Account opened fine and funded so unlikely this a problem depending on how much you indicated you planned to save.

As I posted above, the greyed out question after 'Occupation' was "What's your annual income before tax?"  This was on step 1 (Personal Details).  "How much are you expecting to deposit..." didn't come until step 4 (Funds).

...Although it is possible some people are getting a completely different application process compared to others.