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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • friolento said:
    New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.
    Mine doesn't either. I've found they're not the quickest when it comes to showing new deposits in the app though but it should all get backdated to yesterday when it does arrive so I wouldn't worry about it too much.
    I wouldn't worry about it at all.
    £250 @ 6.2% = 4 pence a day !
  • friolento
    friolento Posts: 2,383 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    friolento said:
    New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.
    Mine doesn't either. I've found they're not the quickest when it comes to showing new deposits in the app though but it should all get backdated to yesterday when it does arrive so I wouldn't worry about it too much.
    I wouldn't worry about it at all.
    £250 @ 6.2% = 4 pence a day !

    I was not so much worried about 4p but about £250  ;). But @Bridlington1's response has reassured me that all is in order.
  • friolento said:
    New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.
    No, not yet, hopefully will show later today.
  • friolento said:
    New TIPTON RS opened yesterday. Does your deposit from yesterday show in the account yet? Mine doesn't.
    Opened mine yesterday; received a text a short while ago to say the deposit's been received.
    I consider myself to be a male feminist. Is that allowed?
  • WillPS said:
    Argh, how frustrating - my oldest YBS account was opened on October 5th 2022. I wonder if branches might be a bit more lenient?
    I remember these posts from about 14 months ago when they released their previous loyalty regular saver!
    Its worth keeping a long term account open with each organisation with the minimum amount in it
    I consider myself to be a male feminist. Is that allowed?
  • Already made a withdrawal from my Christmas 23 YBS regular saver. I understand you can also close it. If I do, can anyone confirm I won't lose any interest? Thanks.
  • WillPS
    WillPS Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    WillPS said:
    Argh, how frustrating - my oldest YBS account was opened on October 5th 2022. I wonder if branches might be a bit more lenient?
    I remember these posts from about 14 months ago when they released their previous loyalty regular saver!
    Its worth keeping a long term account open with each organisation with the minimum amount in it
    That was what caused me to open the account on Oct 5th :wink: it had sat on my 'to do' list for longer than it should have.
  • Already made a withdrawal from my Christmas 23 YBS regular saver. I understand you can also close it. If I do, can anyone confirm I won't lose any interest? Thanks.
    Google is your friend https://www.ybs.co.uk/documents/productdata/Factsheet-YB571651B.pdf
  • Tried to open a Tipton & Coseley RS this morning via the app. Got to the very end of the process and got on-screen message that they need to confirm my identity and address and could I please ring them. Haven't got time to do that now  but if it means sensding documents, even copies, in the post, I won't proceed.
    £6000 in 2023
  • Nick_C
    Nick_C Posts: 7,602 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Usual problems with YBS.  Although I have been a member for more than 16 years, and have had at least one active account throughout that time, none of my open accounts is more than a year old.

    In March when I applied for the Loyalty ISA, I was told I had to apply by post.  I instead went to a branch 20 miles away, and they opened an account for me straight away.

    This time, the website allows me to go throught the motions, but ends with an error message "Sorry, we're unable to retrieve your details at the moment.  Please try again."  Retry fails, and when you click on "back to savings products" it tells you "Sorry, this product is no longer available" - which is rubbish.

    I've managed to make a telephone appointment with a branch tomorrow for them to open an account.

    The call handler at YBS didn't know what the problem was.  I humoured her by following her suggestion to log out, clear cookies, and log in again.  That didn't work of course, and when I suggested what I thought the problem was, she agreed and offered the telephone appointment.

    As stated before, always keep one old account open with YBS.  


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