Regular Savings Accounts: The Best Currently Available List!

SJMALBA

Re. MBS  - as a new customer, opening the 7% RS, then on Monday this week registering for My Accounts, I received an email this morning saying 'An account has been added to your Online Banking profile. Please log in to view the details ' - when I go to My Accounts, it asks for a user ID, which I don't think I have? Is this still to come, via their usual snail mail procedure?

EDIT: Just noticed an earlier email from them saying that an activation code will be sent in the next few days...

RetSol

I've got to try and adjust my expectations to 'Monmouthshire Time' .......apparantly this is a slower artificial readjustment of real time by a factor or 4 or 5 and can be extremely annoying. 

I add to that North London Royal Mail time which requires a similar adjustment. 

SFindlay

subjecttocontract said:

Over62 said:

liamcov said:

Monmouth 8% - had email saying 'An account has been added to your Online Banking profile. Please log in to view the details' but nothing showing online - any ideas?

Once you have your account number, you can add the account manually.  It will show as Pending for a day or two and then show as a normal account.  As allegro120 states above, if your deposit was sent as soon as you had the account number, the amount will show when the account is upgraded from pending and will have the date backdated to when you sent the deposit.

My accounts have been 'pending' for week now & I have no idea how long I will have to wait !

I've got to try and adjust my expectations to 'Monmouthshire Time' .......apparantly this is a slower artificial readjustment of real time by a factor or 4 or 5 and can be extremely annoying.

Have you made a deposit? It will remain as pending until it is funded. 

subjecttocontract

I'm aware of that.
Payment was made on August 31st by bank transfer.
Yes, I did follow the instructions contained in the passbook......I've got other MBS accounts so know the drill.
Obviously it's gonna remain pending until MBS get around to it.......they have their own unique time frame that follows the mantra of 'why do it today if we can put it off for a week or so'. I love MBS, but I do so enjoy complaining.

WillPS

Worrying I've done something wrong now, as a couple, both non-Monmouthshire customers, we opened a new Easy Saver in joint names. All online, nothing to post anywhere.

Signature declaration arrived within 3 days, returned same day then 5 days later our passbook arrived.

Now we've regisitered for our online banking, made a deposit and opened an Exclusive Regular Saver each. Nothing to print so far, envelopes provided and everything...

SFindlay

subjecttocontract said:

I'm aware of that.
Payment was made on August 31st by bank transfer.
Yes, I did follow the instructions contained in the passbook......I've got other MBS accounts so know the drill.
Obviously it's gonna remain pending until MBS get around to it.......they have their own unique time frame that follows the mantra of 'why do it today if we can put it off for a week or so'. I love MBS, but I do so enjoy complaining.

Well if you're aware of it what was purpose of your post if not seeking advice? You say have MBS accounts so know the drill yet in all the accounts I have had with them it has never taken 7 days from sending a deposit to a "pending" account for it to no longer show pending and have the deposit credited, the longest has been 3 days. If this is normal for your accounts they are either doing extra checks on you or you're regularly extremely unlucky!!

subjecttocontract

SFindlay said:

subjecttocontract said:

I'm aware of that.
Payment was made on August 31st by bank transfer.
Yes, I did follow the instructions contained in the passbook......I've got other MBS accounts so know the drill.
Obviously it's gonna remain pending until MBS get around to it.......they have their own unique time frame that follows the mantra of 'why do it today if we can put it off for a week or so'. I love MBS, but I do so enjoy complaining.

Well if you're aware of it what was purpose of your post if not seeking advice? You say have MBS accounts so know the drill yet in all the accounts I have had with them it has never taken 7 days from sending a deposit to a "pending" account for it to no longer show pending and have the deposit credited, the longest has been 3 days. If this is normal for your accounts they are either doing extra checks on you or you're regularly extremely unlucky!!

I think your expectations of other forum contributors here is flawed. We don't all post here seeking advice......it's a discussion forum where e.g experiences, information, complaints etc are shared. 

trickydicky14

subjecttocontract said:

Over62 said:

liamcov said:

Monmouth 8% - had email saying 'An account has been added to your Online Banking profile. Please log in to view the details' but nothing showing online - any ideas?

Once you have your account number, you can add the account manually.  It will show as Pending for a day or two and then show as a normal account.  As allegro120 states above, if your deposit was sent as soon as you had the account number, the amount will show when the account is upgraded from pending and will have the date backdated to when you sent the deposit.

My accounts have been 'pending' for week now & I have no idea how long I will have to wait !

I've got to try and adjust my expectations to 'Monmouthshire Time' .......apparantly this is a slower artificial readjustment of real time by a factor or 4 or 5 and can be extremely annoying.

My accounts had been pending for four days so I rang them up and they managed to list them just before the phone line cut out 'again'. 

subjecttocontract

My issue is now resolved also.
Funds deposited by bank transfer on August 31st.......listed on their web site today September 7th.

soulsaver

Principality now have their Double Access ac at 4.85%, whilst their First Home Steps saver is 4.80%? 
That doesn't make much sense...