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The Archived History Of Regular Savers Thread *** NO CHAT***

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Bridlington1
Bridlington1 Posts: 3,725 Forumite
1,000 Posts Third Anniversary Photogenic Name Dropper
edited 26 May at 5:17PM in Savings & investments

Welcome to this thread


The main purposes of this thread are three-fold:
  1. To provide a list of current and historic regular saver Ts&Cs.
  2. To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made.
  3. To serve as a defacto no-chat regular savers thread to provide updates of any changes I make to the list of regular savers on the first page of The Top Regular Savers Discussion Thread.

How this thread operates


Whenever I make an update to the main regular savers thread, I shall create a new post summarising the changes in this thread.

Updates that shall be posted in this thread includes but are not limited to accounts being added/removed from the list of regular savers, changes to the interest rates of any regular savers on the list and changes to the thresholds I set for inclusion to the list.

If a new regular saver is launched and you wish to make a post to mention it please mention it in The Top Regular Savers Discussion Thread. I shall then post a summary of the Ts&Cs in this thread for future reference.

Please ensure discussion surrounding the regular saver is confined to The Top Regular Savers Discussion Thread only.

Structure of this thread

The first five posts contain a list of regular saver Ts&Cs, with posts 1-4 containing lists of adult regular savers and the fifth post being devoted to Children's regular savers.

I have occasionally posted a list in the main regular savers thread of regular savers showing their interest rates at a specific point of time. Links to these lists can be found in the Regular Saver Snapshots section on post 6 of this thread.

Following recent BOE base rate announcements I have made lists in the main regular savers thread of which regular savers have been affected and what their old and new rates are. Links to these lists are now listed in the Regular Saver Interest Rate Changes Announced As A Result Of BOE Base Rate Changes section on post 7 of this thread.

I shall also regularly be posting a list of recently NLA regular savers in the new regular savers thread, links to these lists shall be posted in the Recently NLA Regular Saver Snapshots section on post 8 of this thread.

Points to note

Due to a limit on the number of characters per post, I've had to split the adult's regular saver list over four posts. Children's regular savers are listed on the fifth post.

The list of regular saver Ts&Cs has been sorted alphabetically by bank/building society followed by account name. I shall be adding new regular savers to this list as and when they're launched, all of which shall be archived onto the wayback machine for future reference.

Since many of the accounts on this list offer a variable rate of interest, the interest rates on the archived product sheets may be outdated.

There are quite a few regular savers I haven't found the terms and conditions for yet including but not limited to:
Beehive Regular Saver (some issues)
Chorley BS Seasonal Saver (all issues) and Regular Saver (some issues)
Nottingham BS Branch Regular Saver (all issue)
Principality BS Regular Saver Bond (some issues)
Suffolk BS 1 and 2 year regular savers (some issues)

If anyone has the terms and conditions for any of these accounts or indeed any regular saver I have missed off the list I would appreciate it if you could you provide them to me so that I can archive them and add them to the list.

In order to make it easier to find specific regular savers it may be of use to note that on many computers, pressing ctrl and F simultaneously brings up a search bar, which can be used to locate specific items a bit quicker.

History & background of this thread


I originally decided to create this thread as ``An Archived List Of Regular Saver Ts&Cs" to provide a continuously updated list of terms and conditions for both currently available and withdrawn regular savers in order to make it easier to find product specific terms for withdrawn regular savers. This thread was intended to run alongside and complement Special_Saver2's existing Regular Savings Accounts: The Best Currently Available List thread. 

Due to the wayback machine going down for several days in October 2024 I have also archived all Ts&Cs to a OneDrive, which is available to view via the link below:
https://1drv.ms/f/c/ed08144cbc200a55/EqUeU50rO7VHmn4QxSmsKL0BGk0P-sQm2OL0xYs2RWC0cg?e=G8HHbv

Since the thread was created its function has expanded beyond solely providing a list of regular saver Ts&Cs. 

On 28/12/2024 @Special_Saver2 handed the main regular savers thread over to me, as a result I decided that this thread should work more closely with The Top Regular Savers Discussion Thread going forwards and that it should continue its evolution to become an archive of any changes that happen to the top regular savers.

To reflect its expanded purpose, on 28/12/2024 I renamed this thread to ``The Archived History Of Regular Savers Thread *** NO CHAT***" thread.

I must stress however that this thread must remain a NO CHAT thread. If you wish to discuss any regular savers please use the The Top Regular Savers Discussion Thread.

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