Regular Savings Accounts: The Best Currently Available List!

subjecttocontract

Let's face it, complain as much as you like......and I certainly do, but most of us will put up with virtually anything to secure an account paying 8%.

SJMALBA

Rudyson said:

SJMALBA said:

SJMALBA said:

Nick_C said:

BestSeagull said:

qsk said:

Has any "new" customer who opened 7% one and then applied for the 8% one? Are you treated as an existing customer in this case?

According to the T&C you are not but some people have been trying that sort of thing (opening an instant access saver followed by an exclusive RS, for example) anyway and MBS appear to have been lenient with these types of applications so far.

What makes you think that?

From the web site:-

"To be a qualifying member you must :

• Be an existing savings member (sole or joint) or mortgage customer.
• Your savings account must have money in it.
• Your account needs to have transactions within the last 24 months. "

So once you have opened the 7% account and made a couple of deposits, you are an existing member.

That was my reading of the Ts & Cs too; having opened the 7% last month, as a first time MBS member, and therefore having to wait for their snail mail processes, this morning, with the 7% now funded, I applied for the 8% RS - time will tell if it is successful...

Update: Success! Passbook for Exclusive RS received today. 

Excellent news, as I'm also waiting to hear if my application for the 8% a/c has been successful

Good luck!

Mine are both open and funded, but like others it seems, I still await the 'mythical' activation code for their online 'My Accounts' - 9 days (which is probably about 1 day in MBS time! ) and counting...

Bridlington1

Leek BS Regular Saver Issue 3 will rise from 5% to 5.25% from 1/10/23. See:
https://www.leekbs.co.uk/content/images/page/files/Savings Interest Rates (Available Accounts).pdf

PowerSavingMode

qbadger said:

DJDools said:

janusdesign said:

...does that first email mean I won't receive any login details until I make that first deposit? or does that second email mean the login details are supposedly already on the way??...

I'm only new to MONBS myself, but I do have their acknowledgement that my first deposit (£1) was made yet I am still waiting (2+ weeks and counting) for the code so I can access my a/c online. Hope this helps you in some way.

How did they send you the acknowledgement for the payment?

It was there in print in the 'fetching shade of orange' passbook (received yesterday). Still no activation code received to date, though.

TheWoodler

Bridlington1 said:

A couple of weeks ago they sent one of my letters containing my full address and Regular Saver Issue 2 account number to another customer so I phoned to complain and after going through security they were able to then ring me back later that day and give me new account numbers for both the Regular Saver and Exclusive Regular Saver over the phone, before sending me 2 new passbooks for each regular saver by special delivery.
 

Yes, they sent my details out to another customer a few RS issues back, so I also complained. I wasn’t left very impressed by their response either. 

jd84

Thanks for your thoughts and replies RE: HSBC

I think I'll amend this down to £25 for September, October and November to be safe. No need for a payment in December when it matures. 

Hoping they might up the rate mid term like First Direct did last year🤞

allegro120

jd84 said:

Thanks for your thoughts and replies RE: HSBC

I think I'll amend this down to £25 for September, October and November to be safe. No need for a payment in December when it matures. 

Hoping they might up the rate mid term like First Direct did last year🤞

I've canceled my SO for this month, but after reading some posts on here I reconsidered and set up SO for £25 for the remaining 3 months. It sounds silly feeding 5% RS from 5.20% EA, but considering the sum and the difference in return I may as well play by the rules. 

badger09

subjecttocontract said:

badger09 said:

MONBS Mini rant warning. 

As existing customer I applied online for the 8% RS on 29/8. Email received 30/8 that new account added online & to log in. Left UK for holiday early 31/8. Since then I’ve tried several times to log in using iPhone, hoping that account details had been added online as they were for the last account I opened so I can fund it. 

‘My Accounts’ page shows only a link requesting feedback on website. Link doesn’t work and there is no way to get past it😡
MONBS quaint ways don’t normally bother me but this is irritating. 

I know how it feels as I had exactly the same situation earlier this year when I opened the Mon BS Xmas Saver A/C.
It took weeks to sort out before I had online access. I had to phone them in the end. Good luck. Just persuade yourself that there are far bigger problems to worry about.

Absolutely agree. 

We’re being lashed by gale force winds, tail end of Storm Daniel? but no floods or earthquakes. Might have to leave the island early to meet a deadline but very much a 1st world problem. 

badger09

Nick_C said:

@badger09

But of course you don't need online access to fund the account.  Just send a FP. 

@Nick_C
But I do need to know the account number in order to send a FP😏

badger09

friolento said:

badger09 said:

MONBS Mini rant warning. 

As existing customer I applied online for the 8% RS on 29/8. Email received 30/8 that new account added online & to log in. Left UK for holiday early 31/8. Since then I’ve tried several times to log in using iPhone, hoping that account details had been added online as they were for the last account I opened so I can fund it. 

‘My Accounts’ page shows only a link requesting feedback on website. Link doesn’t work and there is no way to get past it😡
MONBS quaint ways don’t normally bother me but this is irritating. 

Are you still abroad? In which case, it might be an issue with the network you are on, rather than MONBS. 

I use Chrome on my iPhone, and I can log into MONBS fine from the UK. In the past, I experienced all sorts of issues with websites when logging in from abroad. Everything worked perfectly again upon return to Blighty.

Looks your best bet to obtain your account number would be a quick call to MONBS. 

Yes still abroad. I can get into the website ok but can’t get past the Feedback on the My Accounts page. I’ll try a different browser thanks. 

As I said, it was a mini rant and  another week is not a big issue.