Regular Savings Accounts: The Best Currently Available List!

silvercue

I have my savings in Skipton Savings that is 1.1% below BOE Base.  Which is nice becuase their website and support are great.  I moved form Virgin as better interest rate.

However, there are some better deals out there now, so thinking of moving again.,...may split half in easy access and half locked.  Just need to work out what products now...

There are some really nice interest rates out there, but the Personal Tax Free Savings Allowance is so pitifully low at £1000 (unless I have that wrong) it feels like another kick in the teeth TBH.  

dlevene

silvercue said:

I have my savings in Skipton Savings that is 1.1% below BOE Base.  Which is nice becuase their website and support are great.  I moved form Virgin as better interest rate.

However, there are some better deals out there now, so thinking of moving again.,...may split half in easy access and half locked.  Just need to work out what products now...

There are some really nice interest rates out there, but the Personal Tax Free Savings Allowance is so pitifully low at £1000 (unless I have that wrong) it feels like another kick in the teeth TBH.  

Open an ISA?

Wheres_My_Cashback

silvercue said:

I have my savings in Skipton Savings that is 1.1% below BOE Base.  Which is nice becuase their website and support are great.  I moved form Virgin as better interest rate.

However, there are some better deals out there now, so thinking of moving again.,...may split half in easy access and half locked.  Just need to work out what products now...

There are some really nice interest rates out there, but the Personal Tax Free Savings Allowance is so pitifully low at £1000 (unless I have that wrong) it feels like another kick in the teeth TBH.  

If you're looking for a Regular Savings account then there is a lot of choice on Page1 of this thread, but if you're looking for an open discussion on general savings/tax allowance then you'd probably be better off starting a new thread.

Nebulous2

Sea_Shell said:

Sorry if this has been covered up thread.

With the launch of the Santander 5.2% EA account, has the maths turned against keeping a large balance in a Club Lloyds Reg saver at 5.25%?    This was discussed at length when they re-launched the rate to 6.25%, from 5.25% and depending on your balance and what you could get on a "holding" account, it was calculated decision.

I left mine where it was @ 5.25%.    I am now rethinking what's best.

As I have a near full CLRS, I'm minded to "renew" it, move the balance (and interest to date) to Sant, then re-open a new CLRS at 6.25%* and start dripping it back in.

BUT, I wonder if Lloyds will be reviewing the rate offered, and up it soon?    Might it be worth waiting...or just "renewing" again if an even better rate is launched?



*Before anyone says I can get better elsewhere, I'd rather not have to open accounts with new providers.

I left mine where it was at 5.25% as well. I've currently got £4800 in it, with another £400 to go in on the 1st of October. I'm going to leave it until it matures in just over a month, then move the money to Santander and open a new CLRS. 

castle96

Done the same. Did Lloyds pay the interest as well? A/c shows nil balance but wont let me open anew 6.25 one

Kazza242

Mansfield Building Society have launched a new regular saver, called Kick Start Regular Savings (7th issue), paying 6.10%

Pay in between £25 - £250 per month. Minimum opening amount £25.  Maximum investment £50,000.

It is available to existing Members (with a minimum of 1 years continuous membership) and/or Locals (Resident in Nottinghamshire, Derbyshire or South Yorkshire.)

Open via Branch or Post.

It permits two penalty-free withdrawals per year (including closure).

The interest rate is fixed at 6.10% for the first 12 months.  After that it will revert to 4.25% variable thereafter.

Further details here.

Middle_Sister

Went on to Monmouth to open the 7% regular saver but I can't see it.  Has it been withdrawn? 

bristolleedsfan

castle96 said:

Done the same. Did Lloyds pay the interest as well? A/c shows nil balance but wont let me open anew 6.25 one

Have you logged out/logged back in again.?

bristolleedsfan

Middle_Sister said:

Went on to Monmouth to open the 7% regular saver but I can't see it.  Has it been withdrawn? 

Yes it has been withdrawn

castle96

yes. A/c still there showing nil balance/interest