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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • twadds123
    twadds123 Posts: 96 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Bridlington1 said:
    LZC said:
    How easy is it to close the Halifax RS? There doesn’t seem much point in keeping it at 4.5% when you can get easy access at 5%. 

    If I message them on the app how long will it take them to close it?
    Don't close it directly. Your best bet is to log into online banking and renew it into an EA account, then close it from there (takes very little time at all). Plus due to a quirk in LBG's technical systems you should then be able to open a new regular saver at 5.5%.

    does this work for all LBG regular savers?  all my BOS, Halifax, Loyds regular savers are below what the new ones are.
    If you "renew" it to an Easy Access account do you get the interest straight away or still at the end of what would have been the 12 months?  thanks
  • friolento
    friolento Posts: 2,571 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    twadds123 said:

    does this work for all LBG regular savers?  


    yes


    twadds123 said:
     
    If you "renew" it to an Easy Access account do you get the interest straight away or still at the end of what would have been the 12 months?  thanks
    Straight away




  • t1redmonkey
    t1redmonkey Posts: 949 Forumite
    Part of the Furniture 500 Posts Energy Saving Champion Home Insurance Hacker!
    Bit of a long shot but does anyone here have PDF's and/or Key Features saved for the Monmouthshire Xmas Regular Saver + the Coronation Saver? :smile:
  • MDMD
    MDMD Posts: 1,571 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    t1redmonkey said:
    Bit of a long shot but does anyone here have PDF's and/or Key Features saved for the Monmouthshire Xmas Regular Saver + the Coronation Saver? :smile:
    Christmas saver is here: https://web.archive.org/web/20221203093556/https://www.monbs.com/products/christmas-saver-bond-issue-5/
  • dingling68
    dingling68 Posts: 326 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Bridlington1 said:
    As requested by @dingling68 in another thread please find below a more up to date version of the list of regular savers I posted on this thread last month:

    Currently Available







    Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit
    Skipton BS Members Branch Regular Saver C Early closure only 7.50% F £0.00 £250.00
    Bath BS 16-25 Regular Saver C 2 withdrawals/yr 7.29% V £10.00 £50.00
    First Direct Regular Saver Account A Closure s.t very low interest rate 7.00% F £25.00 £300.00
    Lloyds Club Lloyds Monthly Saver C Unlimited 6.25% F £0.00 £400.00
    Natwest Digital Regular Saver C Unlimited 6.17% V £0.00 £150.00
    RBS Digital Regular Saver C Unlimited 6.17% V £0.00 £150.00
    Penrith BS Regular Saver 300 (Heartland only) C 3 penalty free wdls/yr 6.00% V £1.00 £300.00
    Principality BS Regular Savings Bond Issue 33 C Early closure only 5.50% F £0.00 £250.00
    BOS Regular Saver C Unlimited 5.50% F £0.00 £250.00
    Halifax Regular Saver C Early closure only 5.50% F £0.00 £250.00
    Nationwide BS Start to Save Issue 2 C Unlimited 5.50% V £0.00 £50.00
    Saffron BS Small Saver Issue 6 C 1 withdrawal/mth 5.50% V £1.00 £50.00
    Lloyds Monthly Saver C Unlimited 5.25% F £0.00 £250.00
    Leeds BS Regular Saver Issue 23-42 C 1 withdrawal/yr 5.25% V £0.00 £250.00 From 15/8/23
    YBS Regular Saver C 2 withdrawals/yr 5.25% V £0.00 £250.00 From 10/7/23
    Leeds BS Home Deposit Saver C 1 withdrawal/yr 5.15% V £0.00 £500.00 From 15/8/23
    Coventry BS First Home Saver Issue 2 C 60 day notice or interest penalty 5.05% V £0.00 £1,000.00 From 14/8/23
    Coventry BS Regular Saver A 30 day interest penalty 5.05% V £0.00 £500.00 From 14/8/23
    Loughborough BS 1Y Fixed Monthly Saver C None 5.00% F £0.00 £500.00
    TSB Monthly Saver C Unlimited 5.00% F £0.00 £250.00
    West Brom BS Adult's Fixed Rate Regular Saver Issue 6 C None 5.00% F £0.00 £250.00
    HSBC Regular Saver A closure s.t very low interest rate 5.00% F £25.00 £250.00
    Santander Regular e-saver A Unlimited 5.00% F £0.00 £200.00
    Cumberland BS Regular Saver Issue 3 A Interest hit of 0.65% if 2+ deposits missed or 2+ withdrawals 5.00% V £0.00 £250.00
    Hinckley & Rugby BS Regular Saver 30 Day Notice C Unlimited Subject to 30 day notice 5.00% V £10.00 £500.00
    Leek BS Regular Saver Account Issue 3 C 3 withdrawals/yr 5.00% V £0.00 £500.00
    Kent Reliance BS Regular Savings Issue 11 C Unlimited 5.00% V £1.00 £500.00
    Chorley BS Regular Saver (30.07.2024) C None 5.00% V £0.00 £250.00
    Saffron BS Members 12 Month Regular Saver C Unlimited 5.00% V £0.00 £500.00
    Stafford Railway BS Regular Saver Issue 1 C 4 withdrawals/yr 4.90% V £25.00 £500.00
    Furness BS 1Y Regular Saver Issue 5 C 1 withdrawal/yr 4.75% V £1.00 £250.00
    Bath BS Homestart Regular Saver C 2 withdrawals/yr 4.69% V £50.00 £250.00
    Principality BS First Home Saver C 3 penalty free wdls/yr inc closure 3.9% (£1-£2500) V £0.00 £1,500.00
    4.1% (£2501-£7500) V
    4.6% (£7501+) V
    Nottingham BS Summer Saver Issue 2 C None 4.50% V £0.00 £500.00
    Darlington BS Regular Saver C Unlimited 4.50% V £0.00 £750.00
    Dudley BS One Year Regular Saver Online Issue 3 C Early closure only 4.40% V £0.00 £850.00
    Dudley BS One Year Regular Saver Issue 8 C Early closure only 4.40% V £0.00 £850.00
    Mansfield BS Regular eSaver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00
    Mansfield BS Regular Saver C Unlimited Subject to 30 day notice 4.25% V £10.00 £500.00
    Bath BS Regular Saver C 1 withdrawal/yr 4.19% V £20.00 £250.00
    Cumberland BS First Home Saver Account Issue 2 A Unlimited subject to 90 day notice 4.10% V £100.00 £1,500.00
    Earl Shilton Regular Monthly Saver C 2 withdrawals/yr, £10 hit if no payment 4.10% V £10.00 £1,000.00
    Cambridge BS Reward Regular Saver C Closure s.t 90 day interest penalty 4.00% F £0.00 £300.00
    Beverley BS Monthly Saver C Interest hit of 0.5% 4.00% V £10.00 £1,000.00
    Newbury BS Home Saver C 2 withdrawals/yr 4.00% V £10.00 £500.00
    Buckinghamshire BS Regular Saver C Unlimited 3.85% V £0.00 £500.00
    Monmouthshire BS Regular Saver Bond C None 3.75% F £0.00 £250.00
    Loughborough BS Limited Access Monthly Saver C 1 withdrawal/yr 3.75% V £1.00 £2,000.00
    Ecology BS Regular Saver C 2 withdrawals/yr 3.75% V £25.00 £250.00
    Vernon BS Regular Saver ISA C 2 withdrawals/yr, can miss 1 payment else 0.7% hit 3.70% V £25.00 £1,666.00
    Market Harborough BS Members Regular Saver C Unlimited Subject to 30 day notice 3.60% V £10.00 £3,000.00
    West Brom BS Access Regular Saver C Unlimited 3.60% V £20.00 £2,000.00
    Virgin Money Home Buying Regular Saver Issue 19 C Unlimited 3.00% F £0.00 £250.00
    Loughborough BS Regular Monthly Saver Account C Unlimited 2.50% V £0.00 £1,000.00










    		NLA






    Bank/building society Name Calender/Account month Withdrawals/early closure Interest rate Fix/var Min deposit Max deposit
    Saffron BS Members Month Loyalty Saver C 1 withdrawal/mth 9.00% F £0.00 £50.00
    YBS Limited Access Monthly Saver Issue 2/loyalty eSaver C 1 withdrawal/yr 6.25% V £0.00 £500.00 From 10/8/23
    Beehive Online Fixed Regular Saver C None 6.00% F £0.00 £250.00
    Nottingham BS Branch Fixed Regular Saver C None 6.00% F £0.00 £250.00
    YBS Christmas 2023 Regular Savings Bond C 1 withdrawal/yr 5.75% V £0.00 £300.00 From 10/8/23
    Monmouthshire BS Coronation Regular Saver C Unlimited 5.60% V £0.00 £300.00
    Coventry BS First Home Saver Issue 1 C Unlimited 5.60% V £0.00 £1,000.00 From 14/8/23
    Tipton & Cosley BS Regular Saver to 31 July 2024 branch+post/app version C None unless 3 payments are missed (converts to EA) 5.50% V £50.00 £500.00
    Monmouthshire BS Christmas saver Bond Issue 5 C closure s.t very low interest rate 5.50% F £0.00 £200.00
    Chorley BS Seasonal Saver (all issues) C None 5.00% V £0.00 £250.00 From 10/8/23
    Chorley BS Regular Saver (all issues) C None 5.00% F £0.00 £250.00
    Nottingham BS Starter ISA Issue 11 C None, except transfers out s.t. 180 day interest hit 5.00% V £0.00 £1,600.00
    Principality BS Christmas 2023 Regular Savings Bond C Early closure only 5.00% F £0.00 £125.00
    Principality BS Regular Savings Bond Issue 32 C Early closure only 4.50% F £0.00 £250.00
    Darlington BS Green Regular Saver C Unlimited 4.50% V £0.00 £250.00 From 10/7/23
    Nationwide BS Flex Regular Saver C 3 penalty free wdls/yr inc closure 4.50% V £0.00 £200.00 From 14/7/23
    Saffron BS Regular Saver ISA C Unlimited 4.25% F £0.00 £1,650.00
    Principality BS Regular Savings Bond Issue 31 C Early closure only 4.00% F £0.00 £250.00
    Principality BS Regular Savings Bond Issue 30 C Early closure only 3.25% F £0.00 £250.00
    Principality BS Regular Savings Bond Issue 29 C Early closure only 2.80% F £0.00 £250.00
    Virgin Money Home Buying Regular Saver Issue 18 C Unlimited 2.25% F £0.00 £250.00
    Principality BS Regular Savings Bond Issue 28 C Early closure only 2.25% F £0.00 £250.00
    Virgin Money Home Buying Regular Saver Issue 12-17 C Unlimited 1.75% F £0.00 £250.00
    Principality BS Regular Savings Bond Issue 27 C Early closure only 1.50% F £0.00 £250.00
    Principality BS Regular Savings Bond Issue 26 C Early closure only 1.25% F £0.00 £250.00

    You are a star, thank you so much for doing this 😊
    Save £12k in 2022 #54 reporting for duty 
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,974 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    MDMD said:
    t1redmonkey said:
    Bit of a long shot but does anyone here have PDF's and/or Key Features saved for the Monmouthshire Xmas Regular Saver + the Coronation Saver? :smile:
    Christmas saver is here: https://web.archive.org/web/20221203093556/https://www.monbs.com/products/christmas-saver-bond-issue-5/
    Here's the Coronation RS 


  • schiff
    schiff Posts: 20,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Penrith
    By way of a timely coincidence a recent issue of my local paper carries an article with the headline "Stockport is named Greater Manchester's Town of Culture'. The SK postcode covers a wide area with some of them (the Heatons in particular) abutting Manchester suburbs.
    Liverpool/Merseyside is in the same situation as Manchester/Greater Manchester and it would be unusual for Merseyside to be acceptable and GM not, with Merseyside situated in the depths of Lancashire and Manchester on the perimeter.  
    I was born in Manchester (pre GM) and consider myself very much a Lancashire lad. Lancashire's county cricket side plays in Manchester. Disregarding the technicalities most people off the cuff would regard Liverpool and Manchester as being in Lancashire.
    It depends how strict Penrith are but I think it's worth a punt. I'm SK and will report back.

  • Bridlington1
    Bridlington1 Posts: 3,989 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I appreciate it's a poor rate but for those who have it Buckinghamshire regular saver will rise to 4.1% from 1/9/23.
  • OneUser1
    OneUser1 Posts: 105 Forumite
    100 Posts Second Anniversary Name Dropper
    Bridlington1 said:
    I appreciate it's a poor rate but for those who have it Buckinghamshire regular saver will rise to 4.1% from 1/9/23.
    The current Regular Saver rises from 3.85% to 4.1% on 1/9/23 but those of us (stealth brag?) in the NLA Regular Saver Locals rise from 4.25% up to 4.5%. Still nowhere near class leading but every little helps.
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