Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

dealyboy

@pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

May I sidestep that question and suggest you open an RBS digital regular saver, identical T&Cs to Natwest, if you haven't done so already. You will need an RBS current account and on opening one you can switch in a 'redundant' current account and make £200, a straightforward process.

ForumUser7

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

I did ~15 transactions into Monzo.me in one day and that was enough to cause them alarm. But I did ~280 into NS&I across 3 days, and that didn’t trigger anything - so maybe it just depends on the organisation. I certainly won’t use Monzo again for it, it’s not worth the risk of the account being closed. Maybe I’ll use NS&I for it again, but I don’t want to trigger anything there.

Out of interest, where do you tend to do them please?

pookey

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Bridlington1

ForumUser7 said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

I did ~15 transactions into Monzo.me in one day and that was enough to cause them alarm. But I did ~280 into NS&I across 3 days, and that didn’t trigger anything - so maybe it just depends on the organisation. I certainly won’t use Monzo again for it, it’s not worth the risk of the account being closed. Maybe I’ll use NS&I for it again, but I don’t want to trigger anything there.

Out of interest, where do you tend to do them please?

NS&I for me. I once did 396 in one day (99 from each of my Natwest/RBS current accounts)

Bridlington1

pookey said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Open an NS&I direct saver. Switch on double round ups in the Natwest app, then make a load of £1.01 deposits into it using your Natwest debit card. Each transaction will result in £1.98 being rounded up into your digital regular saver. You can do 99 of these per day per current account.

pookey

Bridlington1 said:

pookey said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Open an NS&I direct saver. Switch on double round ups in the Natwest app, then make a load of £1.01 deposits into it using your Natwest debit card. Each transaction will result in £1.98 being rounded up into your digital regular saver. You can do 99 of these per day per current account.

Great, thank you for explaining, does it have to be an NS&I account pls? 

ForumUser7

pookey said:

Bridlington1 said:

pookey said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Open an NS&I direct saver. Switch on double round ups in the Natwest app, then make a load of £1.01 deposits into it using your Natwest debit card. Each transaction will result in £1.98 being rounded up into your digital regular saver. You can do 99 of these per day per current account.

Great, thank you for explaining, does it have to be an NS&I account pls? 

Anywhere that accepts debit card deposits, but some (Skipton) get quite annoyed about it. NS&I doesn't seem to care - so far.

N.B. You'll get round ups on any payment, including spending in shops or amazon as long as you use your debit card. These funds are taken from your own current account when they round up - unfortunately it's not free money.

ForumUser7

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

Bridlington1

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

I cancelled my Ecology regular saver due to a surplus of DDs. My Ecology easy access DD hasn't gone out yet though. Ecology have waited till 4th-5th of the month before debiting in the past irrespective of bank holidays so I wouldn't worry about it.

EDIT:
Has now gone through.