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Regular Savings Accounts: The Best Currently Available List!
Comments
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Hopefully the existing 2yr (4.25%) and home deposit (4%) get a rise
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Leek BS and Leeds BS are different organisations
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N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Oops.
;-)
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According to Moneyfacts, Leeds Building Society are launching Regular Saver (issue 40), paying 4.20%.
Open online, via branch or post. The account matures on 30/04/2025.
Pay in up to £250 per month. One penalty-free withdrawal per calendar year.
The maximum investment is £6,000.
It should appear via the link below once launched.
https://www.leedsbuildingsociety.co.uk/savings/regular-saver/regular-saver/
Please call me 'Kazza'.5 -
NatWest - not sure it's worth the effort.
Applied for a NatWest Reward Current Account on (Bank Holiday) Monday, with a view to getting the Regular Saver.
Account approved immediately, but not appearing in online banking until today (Wednesday).
Regular Saver applied for and approved today (couldn't do it until the current account appeared on line), but can't view it until tomorrow.
Standing Order set up to fund the RS, but earliest date allowed for the first payment is a week away.
Tried setting up Direct Debits with Amex, Currensea, and PayPal. All declined. Amex want manual forms and a statement and will take 14 days to process. PayPal and Currensea just fail when linking. Never had this sort of issue setting up DDs before, so I think the issue is with NatWest.
Deposited £1250, and now can't withdraw it.
Feels like I'm getting 19th Century banking. But with an app.
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I have PayPal direct debit set up with NatWest & I find the additional save the change (deliberate transactions that end in a penny) with doubled up saving, make it worthwhile. The only issue with NatWest is that the app will only allow you to move £1000 per day out of the bank, so you need to log in to website & use the card reader to access more - I don't know any other bank who's that awkward…
I don't think I can hang on til Friday...4 -
I've been a customer for approaching 2 years, and their app enables me to move up to £20,000. Are you a very new customer? Perhaps it's just an initial limit
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
I'm sure I've seen an option within the App and/or online banking where we can change the limits? Perhaps you've already tried it and it was a no go or the option is greyed out?
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The £1,000 limit is only for new payees set up on the app. See the NatWest FAQ below.
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I've used Natwest for my main bank account for years and never had any problems.
The Regular Saver is an excellent account. It might be a pain waiting for the first standing order to be activated but after that it's plain sailing. The 'double roundups' on the current account is a good way of squeezing more cash into the savings account each month.
I've not had a problem with payment limits but I have biometric authentication enabled in the app - I think this allowes you to make larger payments.
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