Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

I suspect MON have once again become overwhelmed and having problems.

My turnaround was extremely quick. Posted application 1st class Sat 22/04, cheque processed 25/4, passbook received 26/04.
I didn't request a/c to be added, it was done automaticallythis time.

However SO sent yesterday for both the Coronation and Xmas savers are still not showing online.

ForumUser7

Wheres_My_Cashback said:

I suspect MON have once again become overwhelmed and having problems.

My turnaround was extremely quick. Posted application 1st class Sat 22/04, cheque processed 25/4, passbook received 26/04.
I didn't request a/c to be added, it was done automaticallythis time.

However SO sent yesterday for both the Coronation and Xmas savers are still not showing online.

My FP that I did at ~ 6pm yesterday showed on the online system when I checked ~12PM today

pookey

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

ForumUser7

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Wheres_My_Cashback

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

dealyboy

@pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

May I sidestep that question and suggest you open an RBS digital regular saver, identical T&Cs to Natwest, if you haven't done so already. You will need an RBS current account and on opening one you can switch in a 'redundant' current account and make £200, a straightforward process.

ForumUser7

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

I did ~15 transactions into Monzo.me in one day and that was enough to cause them alarm. But I did ~280 into NS&I across 3 days, and that didn’t trigger anything - so maybe it just depends on the organisation. I certainly won’t use Monzo again for it, it’s not worth the risk of the account being closed. Maybe I’ll use NS&I for it again, but I don’t want to trigger anything there.

Out of interest, where do you tend to do them please?

pookey

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Bridlington1

ForumUser7 said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

I did ~15 transactions into Monzo.me in one day and that was enough to cause them alarm. But I did ~280 into NS&I across 3 days, and that didn’t trigger anything - so maybe it just depends on the organisation. I certainly won’t use Monzo again for it, it’s not worth the risk of the account being closed. Maybe I’ll use NS&I for it again, but I don’t want to trigger anything there.

Out of interest, where do you tend to do them please?

NS&I for me. I once did 396 in one day (99 from each of my Natwest/RBS current accounts)

Bridlington1

pookey said:

Wheres_My_Cashback said:

ForumUser7 said:

pookey said:

Regarding the Natwest regular saver
It says 6% up to 5k but you can only put £150 max per month. It's there a way to increase the amount that's in there please? 

Double round ups - but as per my above post, not a good idea now IMO

Edit - it was a post I sent today, but it’s not the above one 

https://forums.moneysavingexpert.com/discussion/comment/80029376/#Comment_80029376

Think that would depend on how you do it. Can't say I've had any issues using putting about an extra £500pm

How do you do it please? 

Open an NS&I direct saver. Switch on double round ups in the Natwest app, then make a load of £1.01 deposits into it using your Natwest debit card. Each transaction will result in £1.98 being rounded up into your digital regular saver. You can do 99 of these per day per current account.