Regular Savings Accounts: The Best Currently Available List!

ForumUser7

MonBS says that they are aware of the issue, and have been able to replicate it at their end. Their systems show the correct balances, but they can look on the online customer profiles and when doing this, they've discovered the error I reported. Their senior team are aware of it, and IT is looking into it and hope to have it fixed soon. At present, the best way to determine if a deposit has arrived is to contact them.

refluxer

ForumUser7 said:

@refluxer - I think that interest figure (£33) is for if £25 is deposited each month, not £50

Edit, nationwide says this:

“What would the estimated balance be after the 24-month term, based on 24 monthly deposits of £25 totalling £600?

Based on an interest rate of 5.25% AER/gross a year (variable), your estimated balance would be £633.26.”

So if @chewyybacca deposits £50PCM, interest will be greater 

Apologies - you're right. My mistake !

ForumUser7

surreysaver said:

Bridlington1 said:

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

I cancelled my Ecology regular saver due to a surplus of DDs. My Ecology easy access DD hasn't gone out yet though. Ecology have waited till 4th-5th of the month before debiting in the past irrespective of bank holidays so I wouldn't worry about it.

EDIT:
Has now gone through. 

Mine went out today. Don't forget the beginning of the month was a Bank Holiday, so may have delayed it by a day 

Just spoken with Ecology - turns out despite Barclay's clear and continued reassurance that Ecology wouldn't even know of the new details as it was all internal, and that the DDs for ecology in May would go out as normal, they cancelled the DD mandate on 27th April and set up another one, which due to the timing will first go out in June.

I'm not going to run around to find another DD I can move to Barclays to fix this, as I would have to move some from other accounts which would then be left DDless. I guess it'll be another complaint to Barclays - unbelievable 😑

Bridlington1

ForumUser7 said:

surreysaver said:

Bridlington1 said:

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

I cancelled my Ecology regular saver due to a surplus of DDs. My Ecology easy access DD hasn't gone out yet though. Ecology have waited till 4th-5th of the month before debiting in the past irrespective of bank holidays so I wouldn't worry about it.

EDIT:
Has now gone through. 

Mine went out today. Don't forget the beginning of the month was a Bank Holiday, so may have delayed it by a day 

Just spoken with Ecology - turns out despite Barclay's clear and continued reassurance that Ecology wouldn't even know of the new details as it was all internal, and that the DDs for ecology in May would go out as normal, they cancelled the DD mandate on 27th April and set up another one, which due to the timing will first go out in June.

I'm not going to run around to find another DD I can move to Barclays to fix this, as I would have to move some from other accounts which would then be left DDless. I guess it'll be another complaint to Barclays - unbelievable 😑

I would just set up an emergency DD with oneounddd.com to go out on 30th May if I were you. If you find another DD to cover it before the end of the month you can cancel the DD, if you don't find another DD by then you will at least recover some of the £5 monthly fee.

ForumUser7

Bridlington1 said:

ForumUser7 said:

surreysaver said:

Bridlington1 said:

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

I cancelled my Ecology regular saver due to a surplus of DDs. My Ecology easy access DD hasn't gone out yet though. Ecology have waited till 4th-5th of the month before debiting in the past irrespective of bank holidays so I wouldn't worry about it.

EDIT:
Has now gone through. 

Mine went out today. Don't forget the beginning of the month was a Bank Holiday, so may have delayed it by a day 

Just spoken with Ecology - turns out despite Barclay's clear and continued reassurance that Ecology wouldn't even know of the new details as it was all internal, and that the DDs for ecology in May would go out as normal, they cancelled the DD mandate on 27th April and set up another one, which due to the timing will first go out in June.

I'm not going to run around to find another DD I can move to Barclays to fix this, as I would have to move some from other accounts which would then be left DDless. I guess it'll be another complaint to Barclays - unbelievable 😑

I would just set up an emergency DD with oneounddd.com to go out on 30th May if I were you. If you find another DD to cover it before the end of the month you can cancel the DD, if you don't find another DD by then you will at least recover some of the £5 monthly fee.

Good idea - I will try and sort something, but I will also complain to Barclays to get a reimbursement of any loss.

Bridlington1

My Monmouthshire Coronation Regular saver passbook has just arrived. Cheque deposited 24/4/23 but no sign of it being debited from my account yet.

I'm certainly not complaining though as I've been earning interest on my £300 deposit in two accounts for over a week and counting so long may this sort of delay continue so far as I'm concerned.

10_66

ForumUser7 said:

ForumUser7 said:

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

 

Just spoken with Ecology - turns out despite Barclay's clear and continued reassurance that Ecology wouldn't even know of the new details as it was all internal, and that the DDs for ecology in May would go out as normal, they cancelled the DD mandate on 27th April and set up another one, which due to the timing will first go out in June.

I'm not going to run around to find another DD I can move to Barclays to fix this, as I would have to move some from other accounts which would then be left DDless. I guess it'll be another complaint to Barclays - unbelievable 😑

@ForumUser7, I've just check my Ecology Regular Saver and see that my standing order hasn't arrived into the account, despite it showing as having left Barclays Blue.  Why have Barclays cancelled the DD, is this just on your account or over the board, please?

ForumUser7

10_66 said:

ForumUser7 said:

ForumUser7 said:

ForumUser7 said:

Has anyone had their ecology rs dd debited from their current account for this month yet please? I have down it as due to go yesterday (catering for the BH - 2nd WD), but it didn’t go and hasn’t again today either. Thanks

 

Just spoken with Ecology - turns out despite Barclay's clear and continued reassurance that Ecology wouldn't even know of the new details as it was all internal, and that the DDs for ecology in May would go out as normal, they cancelled the DD mandate on 27th April and set up another one, which due to the timing will first go out in June.

I'm not going to run around to find another DD I can move to Barclays to fix this, as I would have to move some from other accounts which would then be left DDless. I guess it'll be another complaint to Barclays - unbelievable 😑

ForumUser7, I've just check my Ecology Regular Saver and see that my standing order hasn't arrived into the account, despite it showing as having left Barclays Blue.  Why have Barclays cancelled the DD, is this just on your account or over the board, please?

It seems to be just my account, due to misinformation from Barclays. AFAIK, Ecology's online portal updates ~18:30pm with daily deposits

Ps3725

Bridlington1 said:

My Monmouthshire Coronation Regular saver passbook has just arrived. Cheque deposited 24/4/23 but no sign of it being debited from my account yet.

I'm certainly not complaining though as I've been earning interest on my £300 deposit in two accounts for over a week and counting so long may this sort of delay continue so far as I'm concerned.

Posted MonBS Coronation application to head office 21/4 first class with cheque for £300.  Cheque debited from my current account today. Passbook received today with date of opening as 02/5 and opened at Chepstow branch. Patience is a virtue! 

Zaul22

Does anyone know if Natwest will get pizzled off like Chase do if you use Chip to cheese the round ups to put more money into the regular saver? I've tested it and it works but will they have a problem with it?