Regular Savings Accounts: The Best Currently Available List!

nomorekids

Principality Issue 32 is up now

1 Year Regular Saver Bond (principality.co.uk)

t1redmonkey

Also didn't realise you could have multiple RS issues with Principality so got 2 on the go now, thanks 

dekkard

You can also close RS Issue 31 early at Principality if you want to, and just have Issue 32.

schiff

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

Band7

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

They are not upgrading your existing RS to the higher rate. There's a separate thread which discussed this in great length

Nick_C

Band7 said:

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

They are not upgrading your existing RS to the higher rate. There's a separate thread which discussed this in great length

See here:-  https://forums.moneysavingexpert.com/discussion/6428126/lloyds-bank-of-scotland-halifax-regular-monthly-saver-limits/p1

adindas

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

5.5% is in here.

https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

But only for the  new customers not the existing ones. There is a trick to get this new rate by renewing it to everyday saver. Once it becomes an easy access everyday saver, you will be able to open a new RSA with this 5.5% interest.

But keep in mind you will still need to find home for the rest of your RS amount from the previous one as you could only put £250 in the 1st month.

Nick_C

This post is really useful re Lloyds / Halifax

https://forums.moneysavingexpert.com/discussion/comment/79879297/#Comment_79879297

(Thanks again Descrabled)

aaj123

t1redmonkey said:

Also didn't realise you could have multiple RS issues with Principality so got 2 on the go now, thanks 

Do you have a link to Issue 31 now? Is not on the website any more and I have already opened an issue 32 this morning. 

ForumUser7

YBS Christmas RS (NLA) -> 4.75% with effect 5th april

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

Loyalty Regular esaver (NLA) -> 5.25%