Regular Savings Accounts: The Best Currently Available List!

ForumUser7

BestSeagull said:

Bridlington1 said:

chris_the_bee said:

Bridlington1 said:

ForumUser7 said:

@bridlington1 you just beat me! Both at 12:30 haha

They do say great minds think alike so I shall take it as a compliment.

My account is now open and £250 is winging its way to the new Principality account.

Do you have a link please as their website has not updated yet.

It's not updated on the website yet but it is showing on moneyfacts. I've already provided the link to the application form in my earlier post and it is working. 

Is it better to open it now than wait for the beginning of the month?
I can't find it on Moneyfacts, what am I doing wrong?

@bestseagull - it should just appear in the list, around the 4.5% mark when rate ordered. Do not panic though, it should appear on principality’s website this morning - or you can use @bridlington1 s link from their earlier post.

it is better to open it now, because then you can maximise the time the funds are in the account for. N.B. You cannot put more than £3,000 in the account across the term, and the deposit limit is £250 per month, if they retain the same ts and cs as previous issues

PloughmansLunch

I didn't realise you could have multiple RSes with Principality, so have opened the new issue in addition to the 4% one. Thanks for pointing out as I would have missed it otherwise.

nomorekids

Principality Issue 32 is up now

1 Year Regular Saver Bond (principality.co.uk)

t1redmonkey

Also didn't realise you could have multiple RS issues with Principality so got 2 on the go now, thanks 

dekkard

You can also close RS Issue 31 early at Principality if you want to, and just have Issue 32.

schiff

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

Band7

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

They are not upgrading your existing RS to the higher rate. There's a separate thread which discussed this in great length

Nick_C

Band7 said:

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

They are not upgrading your existing RS to the higher rate. There's a separate thread which discussed this in great length

See here:-  https://forums.moneysavingexpert.com/discussion/6428126/lloyds-bank-of-scotland-halifax-regular-monthly-saver-limits/p1

adindas

schiff said:

Alex9384 said:

Club Lloyds monthly saver just increased to 6.25% AER, and Halifax to 5.50% AER

Edit:
OK, seems like that was a couple days ago, but I didn't see it. Also interesting they do that before the BoE new rate announcement.

Halifax still showing 4.50% with me this morning. Where did your news come from?

5.5% is in here.

https://www.halifax.co.uk/savings/fixed-term/regular-saver.html

But only for the  new customers not the existing ones. There is a trick to get this new rate by renewing it to everyday saver. Once it becomes an easy access everyday saver, you will be able to open a new RSA with this 5.5% interest.

But keep in mind you will still need to find home for the rest of your RS amount from the previous one as you could only put £250 in the 1st month.

Nick_C

This post is really useful re Lloyds / Halifax

https://forums.moneysavingexpert.com/discussion/comment/79879297/#Comment_79879297

(Thanks again Descrabled)