Regular Savings Accounts: The Best Currently Available List!

cosh25

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

soulsaver

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

colsten

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

Thanks both for the heads up 😭. 1.2% still isn't the worst if you can comply with the T&Cs so I think the accounts are worth keeping. Personally, I will only make the minimum monthly deposits (£1 / £10 respectively) to keep the accounts ticking over as I am still clinging to one or two old >1.2% accounts.

soulsaver

colsten said:

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

Thanks both for the heads up 😭. 1.2% still isn't the worst if you can comply with the T&Cs so I think the accounts are worth keeping. Personally, I will only make the minimum monthly deposits (£1 / £10 respectively) to keep the accounts ticking over as I am still clinging to one or two old >1.2% accounts.

Saver Plus iss 3 appears to suggest the min is £20 pm? 

colsten

Yes, you are right, it's £20. 

SFindlay

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

Sods law, just funded it first thing this morning after it taking a while to get documents sent back and forth!! Think will just put £20 a month to keep it open and see what happens later in year as 1.2% is well below some of my current deals but come the end of their bonuses and announced reductions it may look a bit better!! 

MDMD

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

That’s annoying - I haven't even sent my MBS signature form back yet! I might move £1000 from my maturing Celebration RS then keep it ticking over at £20 a month in case 1.2% becomes a good rate!

soulsaver

MDMD said:

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

That’s annoying - I haven't even sent my MBS signature form back yet! I might move £1000 from my maturing Celebration RS then keep it ticking over at £20 a month in case 1.2% becomes a good rate!

SFindlay said:

soulsaver said:

cosh25 said:

Just an FYI to those who have or are looking to open the Monmouthshire BS Christmas Saver or Saver Plus the current rate of 1.55% (including the 1% bonus) is reducing to 1.20% from 28/05/20.

As it is with the Saver Plus iss 3
https://www.monbs.com/products/saver-plus/

Sods law, just funded it first thing this morning after it taking a while to get documents sent back and forth!! Think will just put £20 a month to keep it open and see what happens later in year as 1.2% is well below some of my current deals but come the end of their bonuses and announced reductions it may look a bit better!! 

I'd returned my signature form last week for the Xmas RS (which I was giving a miss to when it launched, but as rates dropped..)  but they haven't listed it online so it's not funded... so I probably won't bother or just go for the £1 jic. 
With the RS3, I started with £1k but like you I'll continue with £20 pm min. 
AFAICS the Reg saver Bond 3 isn't affected.

Fingerbobs

Lloyds Bank Monthly Saver (the 2% fixed one) - It appears to be possible to open one of these even if you don't have a Lloyds current account, provided you have a login to the Lloyds online banking site.

I've never had a current account with Lloyds, and have just successfully opened a Monthly Saver, and funded it directly from my Santander current account.

The application literally took a few seconds, and a few clicks (didn't even need to type anything) and the account appeared immediately.

colsten

Fingerbobs said:

Lloyds Bank Monthly Saver (the 2% fixed one) - It appears to be possible to open one of these even if you don't have a Lloyds current account, provided you have a login to the Lloyds online banking site.

I've never had a current account with Lloyds, and have just successfully opened a Monthly Saver, and funded it directly from my Santander current account.

The application literally took a few seconds, and a few clicks (didn't even need to type anything) and the account appeared immediately.

Worth checking that you can FP your matured funds out w/o having a Lloyds current account.