Regular Savings Accounts: The Best Currently Available List!

NWDave

Evening all - is it permissible to ask for some pointers in regard to Bank Accounts and how to maximise whats on offer?

If that's ok then Ill add more detail - I didn't want to disrespect the theme of the thread.

Warmest regards and thank you in advnace.

Daliah

NWDave said:

Evening all - is it permissible to ask for some pointers in regard to Bank Accounts and how to maximise whats on offer?

If that's ok then Ill add more detail - I didn't want to disrespect the theme of the thread.

Warmest regards and thank you in advnace.

This thread is about Regular Saver accounts - see page 1 for current offers.

Bank Accounts are generally understood to be Current Accounts. Questions about these are best asked on https://forums.moneysavingexpert.com/categories/budgeting-bank-accounts. May be start reading this first: https://www.moneysavingexpert.com/banking

soulsaver

NWDave said:

Evening all - is it permissible to ask for some pointers in regard to Bank Accounts and how to maximise whats on offer?

If that's ok then Ill add more detail - I didn't want to disrespect the theme of the thread.

Warmest regards and thank you in advnace.

If best rates with easy access see here: The Top Easy Access Savings Discussion Area - Page 530 — MoneySavingExpert Forum

NWDave

Daliah said:

NWDave said:

Evening all - is it permissible to ask for some pointers in regard to Bank Accounts and how to maximise whats on offer?

If that's ok then Ill add more detail - I didn't want to disrespect the theme of the thread.

Warmest regards and thank you in advnace.

This thread is about Regular Saver accounts - see page 1 for current offers.

Bank Accounts are generally understood to be Current Accounts. Questions about these are best asked on https://forums.moneysavingexpert.com/categories/budgeting-bank-accounts. May be start reading this first: https://www.moneysavingexpert.com/banking

My thanks to you for this! I'm glad I asked to respect the spirt of the thread and maintain the status quo!

NWDave

soulsaver said:

NWDave said:

Evening all - is it permissible to ask for some pointers in regard to Bank Accounts and how to maximise whats on offer?

If that's ok then Ill add more detail - I didn't want to disrespect the theme of the thread.

Warmest regards and thank you in advnace.

If best rates with easy access see here: The Top Easy Access Savings Discussion Area - Page 530 — MoneySavingExpert Forum

My upmost thanks to you too! This is exactly what I am after!

qsk

What's the best way to handle when NatWest RS reaches £1000, withdraw all or some? 

PRAISETHESUN

qsk said:

What's the best way to handle when NatWest RS reaches £1000, withdraw all or some? 

Only the portion above £1k has reduced interest. I'm planning to just skim off the excess interest every month or two and leave the rest of the cash untouched until I need it for something.

Daliah

qsk said:

What's the best way to handle when NatWest RS reaches £1000, withdraw all or some? 

Where would you get 3.3% on £1,000?

RG2015

Daliah said:

qsk said:

What's the best way to handle when NatWest RS reaches £1000, withdraw all or some? 

Where would you get 3.3% on £1,000?

Being pedantic, it would only be 3.25% since the interest would not be compounded.

Thumbs_Up

The wheel has started to turn slowly hasn’t it, as of 1st April 2021 NS&I saving rate was 0.01% so I was getting a princely sum – drum roll if you please, a grand total £40 per annum or £3.33 a month. I will let you work out with your calculators how much cash I had loaned to the government state bank.

As of now I will be getting around £322 every month with current interest savings rates. N.B. I am not with Chase bank.

My feet are firmly on the floor, if you look at the archives here go back just a few years ago and people were moaning about only getting 5% interest savings rates. Interesting times ahead me thinks.