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Regular Savings Accounts: The Best Currently Available List!

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  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 November 2021 at 2:27PM
    soulsaver said:
    adindas said:
    flexclusive-regular-saver-2
    I already have Flex Regular Saver paying interest of 2%. I tried to see in my Nationwide account which I could apply, but this flexclusive-regular-saver-2 is not on the list
    Does anyone manage to open this account ? Or this account does not exist ??

    See bottom of page 'Key Product Info' in the above link: August 2018

    ETA: Try here: Flex Regular Saver | Regular Savings Account | Nationwide


    Yes see that now. Apparently it is an old product of 2018.
    @ColdIron, no I am not confusing between the two as I used to have both of them.
    I really wish they offer both of themFlex Regular Saver and Flexclusive Regular Saver as it used to be. Normally Flexclusive Regular Saver offer a higher rate as there is another layer of criteria to meet.
  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    wouldn't be so confusing if they didn't name each product so nearly the same
  • where_are_we
    where_are_we Posts: 1,220 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My Chorley Building Society Seasonal Regular Saver matured recently. I returned the maturity letter requesting option 1 which opened a new Seasonal Regular Saver3 paying 1.05% by retaining £1 of my maturity money. However online it states a 1.25% rate on a balance of £1 and an unchanged account number. On their website for withdrawn accounts it states SRS1, SRS2 and SRS3 have interest rates of 1.05%. Rather confusing!
    I am not impressed with the use of BACS to transfer the maturity money. I know it takes 2 to 4 business days from Tuesday`s release so hopefully it will arrive tomorrow, otherwise it will be Monday! Principality BS can pay out on the maturity day - even on a Sunday. Is regulation of savings accounts payouts necessary?

  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 2 December 2021 at 10:47PM
    My Chorley payment is showing in my nominated account as being paid in tomorrow
    My new regular saver is showing 1.25% too, they stated you would keep same account number. So for me no complaint
    "Look after your pennies and your pounds will look after themselves"
  • Fingerbobs
    Fingerbobs Posts: 1,702 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Silly question no doubt, but my Saffron regular saver matured yesterday, and it has turned into a Maturity savings account paying 0.1%, which I can see online, but can't see any way to transfer money out of the account. Am I missing something? 
  • 10_66
    10_66 Posts: 3,452 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Silly question no doubt, but my Saffron regular saver matured yesterday, and it has turned into a Maturity savings account paying 0.1%, which I can see online, but can't see any way to transfer money out of the account. Am I missing something? 
    I think you can't withdraw electronically from the Maturity Easy Access account, there are other instant access accounts they have that you can withdraw from electronically though.
  • Saffron maturity package  you could have opened another regular saver with same account number and interest rate. My matured funds are now in my nominated account and first payment of £500 for the next 12 months regular saver showing in the account
    "Look after your pennies and your pounds will look after themselves"
  • Fingerbobs
    Fingerbobs Posts: 1,702 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saffron maturity package  you could have opened another regular saver with same account number and interest rate. My matured funds are now in my nominated account and first payment of £500 for the next 12 months regular saver showing in the account
    I didn't want to roll it over; just wanted the money out, but expected to be able to do it online. I've sent them a secure message. 
  • Saffron maturity package  you could have opened another regular saver with same account number and interest rate. My matured funds are now in my nominated account and first payment of £500 for the next 12 months regular saver showing in the account

    My Saffron RS also matured yesterday; I recall being contacted regarding maturity instructions. OP did you not get contacted?

    I logged in and confirmed my linked bank account and it also gave me the opportunity to fund a new RS as previously mentioned.

    Today, new account opened and funded and remainder transferred to my bank.

    Like a well-oiled machine.


    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Saffron maturity package  you could have opened another regular saver with same account number and interest rate. My matured funds are now in my nominated account and first payment of £500 for the next 12 months regular saver showing in the account

    My Saffron RS also matured yesterday; I recall being contacted regarding maturity instructions. OP did you not get contacted?

    I logged in and confirmed my linked bank account and it also gave me the opportunity to fund a new RS as previously mentioned.

    Today, new account opened and funded and remainder transferred to my bank.

    Like a well-oiled machine.


    Exactly the same for me. Alll very well organised
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