Regular Savings Accounts: The Best Currently Available List!

schiff

Mine is now listed along with my other regular savers and described as Virgin Money Home Buyer Coach. The balance is showing as £250. I can't yet access more detail as they are still working on it. I did everything via the app and am expecting to see the 1.75% interest on the account, but would prefer to see it in black and white. The SO is set up. Once the interest rate is confirmed I can forget about it as I do with my other Virgin RSs.
Virgin have clearly set out to be innovative as with the wine offer but this seems to be just another RS with a bit of novelty chucked in. Like the ancient Man Utd accounts with vouchers for prawn sandwiches. 

SFindlay

schiff said:

Mine is now listed along with my other regular savers and described as Virgin Money Home Buyer Coach. The balance is showing as £250. I can't yet access more detail as they are still working on it. I did everything via the app and am expecting to see the 1.75% interest on the account, but would prefer to see it in black and white. The SO is set up. Once the interest rate is confirmed I can forget about it as I do with my other Virgin RSs.
Virgin have clearly set out to be innovative as with the wine offer but this seems to be just another RS with a bit of novelty chucked in. Like the ancient Man Utd accounts with vouchers for prawn sandwiches. 

Yeah mine is the same status which as I say is unusual as usually the day after you can access the account and see interest rate etc etc but could just be due to weekend, as you say will be happier once can access it like the rest!! 

lightbulb2760

veryintrigued said:

adindas said:

Could this Virgin Money Home Buyer Coach  be opened with online banking or you will need to install their app first ? Thanks

Virgin home buyer.
Could this Virgin Money Home Buyer Coach be opened with online banking? Yes.

Will need to install their app first? No

Could you be in breach of the conditions (and end up with a different account) by not following them and instead applying online rather than from the app? Yes

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

colsten

lightbulb2760 said:

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

It wouldn't, as it is only available to users of the Home Buyer Coach app. As per earlier discussion, at your own risk you can also use the link that has been posted but it would be safer if you followed the application process prescribed in the app.

snow62

E-mail from HSBC this morning re Regular Saver.  'Enjoy our highest savings rate' of.... 1%.  'Rates correct as at 24 November 2020.'  Inevitable, but gives people a few more days to apply - fortunately mine expired/renewed at the start of the month.

lightbulb2760

colsten said:

lightbulb2760 said:

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

It wouldn't, as it is only available to users of the Home Buyer Coach app. As per earlier discussion, at your own risk you can also use the link that has been posted but it would be safer if you followed the application process prescribed in the app.

I did indeed use the link that has been posted, and from there clicked on "Existing customers Sign in and apply".

Ed-1

snow62 said:

E-mail from HSBC this morning re Regular Saver.  'Enjoy our highest savings rate' of.... 1%.  'Rates correct as at 24 November 2020.'  Inevitable, but gives people a few more days to apply - fortunately mine expired/renewed at the start of the month.

I had a feeling HSBC and First Direct would reduce their regular saver rates (rather than withdraw the account like M&S). I was expecting 1.5% rather than 1% though. A 1% regular saver really is a dead duck.

General_Grant

Ed-1 said:

snow62 said:

E-mail from HSBC this morning re Regular Saver.  'Enjoy our highest savings rate' of.... 1%.  'Rates correct as at 24 November 2020.'  Inevitable, but gives people a few more days to apply - fortunately mine expired/renewed at the start of the month.

I had a feeling HSBC and First Direct would reduce their regular saver rates (rather than withdraw the account like M&S). I was expecting 1.5% rather than 1% though. A 1% regular saver really is a dead duck.

I hope you can still write that in 6 months' time.

London7766551

Has anyone heard more about the Chase UK bank that was coming? It was speculated they would offer a good savings rate account.

dcs34

dcs34 said:

I've sent Virgin a message asking if there is any specific requirements to maintain the app for the duration of the product term or to "use" it with any sort of regularity. Will see what they say, the T&Cs don't stipulate anything so they'd struggle to enforce any further conditions - but always best to get it from the horse's mouth!

"I confirm there are no requirements/conditions to the account in which you would need to keep the app or log into the app on a regular basis once your account is up and running."