Regular Savings Accounts: The Best Currently Available List!

Every_Penny_Counts

trickydicky14 said:

Thanks London,
Yes it was an issue with cookies, now all set up.
Does any one know how long it takes for account to show?

Mine showed immediately & the funds within a few minutes of making the transfer. 

adindas

Could this Virgin Money Home Buyer Coach  be opened with online banking or you will need to install their app first ? Thanks

veryintrigued

adindas said:

Could this Virgin Money Home Buyer Coach  be opened with online banking or you will need to install their app first ? Thanks

Virgin home buyer.
Could this Virgin Money Home Buyer Coach be opened with online banking? Yes.

Will need to install their app first? No

Could you be in breach of the conditions (and end up with a different account) by not following them and instead applying online rather than from the app? Yes

SFindlay

Every_Penny_Counts said:

trickydicky14 said:

Thanks London,
Yes it was an issue with cookies, now all set up.
Does any one know how long it takes for account to show?

Mine showed immediately & the funds within a few minutes of making the transfer. 

But is it actually open or still say "we are opening your account"? Unusually it still says this after 2 days where normally its fully open the next day even at weekends so they may well carry out some other checks. 

schiff

Mine is now listed along with my other regular savers and described as Virgin Money Home Buyer Coach. The balance is showing as £250. I can't yet access more detail as they are still working on it. I did everything via the app and am expecting to see the 1.75% interest on the account, but would prefer to see it in black and white. The SO is set up. Once the interest rate is confirmed I can forget about it as I do with my other Virgin RSs.
Virgin have clearly set out to be innovative as with the wine offer but this seems to be just another RS with a bit of novelty chucked in. Like the ancient Man Utd accounts with vouchers for prawn sandwiches. 

SFindlay

schiff said:

Mine is now listed along with my other regular savers and described as Virgin Money Home Buyer Coach. The balance is showing as £250. I can't yet access more detail as they are still working on it. I did everything via the app and am expecting to see the 1.75% interest on the account, but would prefer to see it in black and white. The SO is set up. Once the interest rate is confirmed I can forget about it as I do with my other Virgin RSs.
Virgin have clearly set out to be innovative as with the wine offer but this seems to be just another RS with a bit of novelty chucked in. Like the ancient Man Utd accounts with vouchers for prawn sandwiches. 

Yeah mine is the same status which as I say is unusual as usually the day after you can access the account and see interest rate etc etc but could just be due to weekend, as you say will be happier once can access it like the rest!! 

lightbulb2760

veryintrigued said:

adindas said:

Could this Virgin Money Home Buyer Coach  be opened with online banking or you will need to install their app first ? Thanks

Virgin home buyer.
Could this Virgin Money Home Buyer Coach be opened with online banking? Yes.

Will need to install their app first? No

Could you be in breach of the conditions (and end up with a different account) by not following them and instead applying online rather than from the app? Yes

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

colsten

lightbulb2760 said:

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

It wouldn't, as it is only available to users of the Home Buyer Coach app. As per earlier discussion, at your own risk you can also use the link that has been posted but it would be safer if you followed the application process prescribed in the app.

snow62

E-mail from HSBC this morning re Regular Saver.  'Enjoy our highest savings rate' of.... 1%.  'Rates correct as at 24 November 2020.'  Inevitable, but gives people a few more days to apply - fortunately mine expired/renewed at the start of the month.

lightbulb2760

colsten said:

lightbulb2760 said:

I've tried to apply online as an existing customer, and the Virgin Money Home Buyer Coach does not appear in the list of savings accounts available.

It wouldn't, as it is only available to users of the Home Buyer Coach app. As per earlier discussion, at your own risk you can also use the link that has been posted but it would be safer if you followed the application process prescribed in the app.

I did indeed use the link that has been posted, and from there clicked on "Existing customers Sign in and apply".