Regular Savings Accounts: The Best Currently Available List!

London7766551

colsten said:

granta said:

colsten said:

Virgin Money Home Buyer Coach for those who already have Virgin Money accounts

If you apply for this account and are asked whether you are an existing customer,  you can use your VM Regular Saver account credentials. Or you can sign up as a new customer, in which case you will be allocated yet another VM ID. You cannot use your login credentials you may have for the VM current account.

To log in to see / manage your Virgin Money Home Buyer Coach account later on, you need to log in under "Savings".

I've logged into My Account via the Savings route but can't see how to apply for the Home Buyer saver. It doesn't appear in the list of accounts. I've earned my 100 credits though. 

You need to start the application in the Home Buyer Coach app. In the checklist, find "Use the right savings accounts", and from there somewhere you can click on "Great, tell me more". That transports you to the actual application on the website.

This doesn't appear for me, it just shows the normal savings accounts, no option of the exclusive account. 

London7766551

Right, you have to allow all cookies otherwise the account does not appear!

London7766551

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver/?utm_source=mortgagecoach&utm_medium=app&utm_campaign=savings

BeachNut

London7766551 said:

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver/?utm_source=mortgagecoach&utm_medium=app&utm_campaign=savings

• This product is only available to eligible users of the Virgin Money Home Buying Coach app. If you are not a user of this app we will transfer your account to our standard Regular E-Saver.

I opened the account using the above link, then downloaded the VMHBC app and signed-up. The app only asks for your email address - hopefully they use to cross-reference to your account. Can't see where a 'user' is defined - eg. log-in once and forget it ?

Descrabled

Thanks BeachNut.

I too used the Virgin Money Home Buyer Coach app but used a throwaway email address that is different for my savings accounts. So I've met the condition but there'll be no way to link my app and my savings accounts.

How will Virgin Money police the condition anyway?

1882

A bit of a faff to open but worth it! I've linked my new account with all the other ones I have so they all show when I log in. I suspect VM will be surprised tomorrow when they notice how many new accounts have been opened all of a sudden!

JamesRobinson48

BeachNut said:

I opened the account using the above link, then downloaded the VMHBC app and signed-up. The app only asks for your email address - hopefully they use to cross-reference to your account. 

I did the exact same as you. I haven't funded the account yet.  If they decline my account application for any reason, I guess I'll reapply through the app instead, as I now realise one is supposed to do. I was in such a hurry to pick up a 1.75% fixed rate RS that I wasn't fully paying attention.

Alexland

The VM coaching app is helping me reach my (unexpected) dream of buying (more) property (maybe). Just opened the 1.75% reg saver and will do the current account switch offer too. Just preparing a new Nationwide current account with 2x DDs...

trickydicky14

Help me out please,

I would love to sign up for this R.S with Virgin but:

Firstly, never had anything to do with Virgin so no ongoing accounts at this time.

Secondly, I have no interest in purchasing a house as I have one.

So, can I apply for this account?

If so, do I just download the VMHBC app to my phone and sign up for the account within the app, if so how?

Or, do I do something within the app then fill out the form via VM website kindly listed above in a previous post.

I do understand the app is all about attempting to help folks who wish to get on the housing ladder.

Any help to negotiate this mine field would be great.

London7766551

BeachNut said:

London7766551 said:

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver/?utm_source=mortgagecoach&utm_medium=app&utm_campaign=savings

• This product is only available to eligible users of the Virgin Money Home Buying Coach app. If you are not a user of this app we will transfer your account to our standard Regular E-Saver.

I opened the account using the above link, then downloaded the VMHBC app and signed-up. The app only asks for your email address - hopefully they use to cross-reference to your account. Can't see where a 'user' is defined - eg. log-in once and forget it ?

I registered on the app but deleted it once the account was open. I am sceptical that Virgin has a method to identify those accounts opened by app users and those that just click onto the webpage. Unless they have a crude method. They have so far failed to combine their banking systems and have yet to allow a single login for all their products. Hell the app doesn't even to ask you to login with your existing banking details for savings. Yeah right Virgin, I am shaking in fear that account to be downgraded