Regular Savings Accounts: The Best Currently Available List!

trickydicky14

Not going well for me,
Have downloaded app and got the code and  signed in, read all the articles 'sort of' looked at savings accounts and can only find a 'regular e-saver at 1% what am I doing wrong.
This is hard work when I think back to the days of a few clicks for 5 and 6% regular savers.
Help!!!! 

London7766551

trickydicky14 said:

Not going well for me,
Have downloaded app and got the code and  signed in, read all the articles 'sort of' looked at savings accounts and can only find a 'regular e-saver at 1% what am I doing wrong.
This is hard work when I think back to the days of a few clicks for 5 and 6% regular savers.
Help!!!! 

Did you accept all the cookies?

London7766551

castle96 said:

Why do I need to bother with apps? (what advantage?). I just clicked on the link above, opened, got a/c No to pay in. Am i missing out on anything I have the a/c / rate so....

Virgin say they will downgrade any account holders who don't have the app, as I say I am sceptical if they can actually tell. Let's wait and see!

castle96

Downgrade to what? Not worth pying into then ? They will message me if they do ?  Thanks

London7766551

BeachNut said:

London7766551 said:

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver/?utm_source=mortgagecoach&utm_medium=app&utm_campaign=savings

• This product is only available to eligible users of the Virgin Money Home Buying Coach app. If you are not a user of this app we will transfer your account to our standard Regular E-Saver.

I opened the account using the above link, then downloaded the VMHBC app and signed-up. The app only asks for your email address - hopefully they use to cross-reference to your account. Can't see where a 'user' is defined - eg. log-in once and forget it ?

Curtesy of beachnut 

JamesRobinson48

trickydicky14 said:

I do understand the app is all about attempting to help folks who wish to get on the housing ladder.

I think the app is more about obtaining folks' data and marketing to them the VM mortgage product. After skimming through enough verbiage on the app to earn 100 coaching points and thereby qualify to apply for the RS, I feel the word "help" barely comes into it.

castle96

All sounds a bit underhand/data collecting/part of the change from Virgin...

veryintrigued

castle96 said:

All sounds a bit underhand/data collecting/part of the change from Virgin...

No need to put any of your correct income data in. Only your email address ( and address, DOB etc) to receive a validation code.

Virgin have loads of my data via their broadband offering, Clydesdale, Virgin Bank and Yorkshire Bank already.

Giving them my email address to potentially link and duff income data isn't going to affect much.

I don't see the issue with following the conditions and getting the 1.75%.

For those that do this account probably isn't for them.

Thanks to the OP for highlighting.

colsten

I have only glanced at the app but concluded that it does have some quite useful information for first-time buyers. I wish something like this had been available when I bought my first house. Of course Virgin will try to market the life out of this app - -  but you can decline receiving any marketing communication. 

trickydicky14

Thanks London,
Yes it was an issue with cookies, now all set up.
Does any one know how long it takes for account to show?