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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • SaverRate
    SaverRate Posts: 979 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
  • granta
    granta Posts: 539 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
    I assumed that once opened, they would just return your deposit and close the account. But let us know what happens.
  • liamcov
    liamcov Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    granta said:
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
    I assumed that once opened, they would just return your deposit and close the account. But let us know what happens.
    Staff carry out a manual check a few days after opening, so will close down and transfer any money back to these naughty people who can't abide by the rules - perhaps they should deduct 10% for their time?
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    liamcov said:
    granta said:
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
    I assumed that once opened, they would just return your deposit and close the account. But let us know what happens.
    Staff carry out a manual check a few days after opening, so will close down and transfer any money back to these naughty people who can't abide by the rules - perhaps they should deduct 10% for their time?
    Or maybe just set up the application so only those eligible can apply?
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 October 2020 at 4:19PM
    liamcov said:
    granta said:
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
    I assumed that once opened, they would just return your deposit and close the account. But let us know what happens.
    Staff carry out a manual check a few days after opening, so will close down and transfer any money back to these naughty people who can't abide by the rules - perhaps they should deduct 10% for their time?
    Coincidentally they (Saffron) do seem to want me to go to some pensions meeting with them (email and phone call) but won't allow me to take a RS.

    Seems it's ok not to live in the post code for that.

    I sense my donkeys years relationship with them is coming to an end.



  • castle96
    castle96 Posts: 2,998 Forumite
    Part of the Furniture 1,000 Posts
    Upsell....sell sell sell! Use a broker
  • margaretx9
    margaretx9 Posts: 212 Forumite
    Third Anniversary 100 Posts
    edited 28 October 2020 at 6:55PM
    liamcov said:
    granta said:
    I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?
    You mean you didn't read this on the pre- application summary page 

    Just remember...

    • This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS

    and then this on the application page itself...

    Account Opening Restriction

    • *This account can only be opened if you are resident within the following post code areas:
    • CB,CO,CM,SG,SS,RM,IG,EN and AL
    All very clearly displayed right next to the continue button.
    Specsavers ?  ;)

    Yes I did read this, thank you. I meant nothing came up to stop me applying because of my postcode! Thought I would give it a try to see if it would let me apply after some people said it didn't stop you
    I assumed that once opened, they would just return your deposit and close the account. But let us know what happens.
    Staff carry out a manual check a few days after opening, so will close down and transfer any money back to these naughty people who can't abide by the rules - perhaps they should deduct 10% for their time?
    Coincidentally they (Saffron) do seem to want me to go to some pensions meeting with them (email and phone call) but won't allow me to take a RS.

    Seems it's ok not to live in the post code for that.

    I sense my donkeys years relationship with them is coming to an end.



    I got the same cold call asking me if I wanted a pension review as well.
    I used it as an opportunity to complain about the fact that long term members who live in their historic operating area but not the new smaller operating area (they have cut the number of branches but not the pay of the directors!) were being denied access to certain products. The Saffron caller then said - oh you mean the regular saver!  She agreed to pass on my complaint.
    No regular saver - no pension review!

  • vermania
    vermania Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker Name Dropper
    Nottingham BS
    Is anyone aware of a freepost address for Nottingham BS? I am looking to shut my regular saver (special saver 8) account, they said they do not take instruction by email and need a signed letter and passbook. I've noticed they are coy about sending out prepaid envelopes and I think the 2008 list of freepost addresses on MSE Forums is probably now not correct for NBS. Asked in the spirit of maximising net interest returns from regular savers, of course...
  • vermania said:
    Nottingham BS
    Is anyone aware of a freepost address for Nottingham BS? I am looking to shut my regular saver (special saver 8) account, they said they do not take instruction by email and need a signed letter and passbook. I've noticed they are coy about sending out prepaid envelopes and I think the 2008 list of freepost addresses on MSE Forums is probably now not correct for NBS. Asked in the spirit of maximising net interest returns from regular savers, of course...
    No from me but you could always visit a branch when open or pop them through the letter box if you can't or don't want to make their branch opening times.
  • bubieyehyeh
    bubieyehyeh Posts: 590 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 28 October 2020 at 10:22PM
    vermania said:
    Nottingham BS
    Is anyone aware of a freepost address for Nottingham BS? I am looking to shut my regular saver (special saver 8) account, they said they do not take instruction by email and need a signed letter and passbook. I've noticed they are coy about sending out prepaid envelopes and I think the 2008 list of freepost addresses on MSE Forums is probably now not correct for NBS. Asked in the spirit of maximising net interest returns from regular savers, of course...
    Can't help with evelopes, but they might not help...
    NottinghamBS still haven't replied to my email, so I rang them, and the person I spoke to said not to send request to head office, because hardly anyone is there currently. He said would be better to send passbook to a branch with a covering letter.

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