Regular Savings Accounts: The Best Currently Available List!

Thomas_Crown

Principality offers no reward for loyalty. The maturity interest rates are the same as those offered to new customers. Fortunately, I opened a Regular Saver Bond Iss.22 at 1.5% AER a week ago. The maturity blurb dropped through the letterbox on Monday morning, I'm glad I didn't wait before opening a new account. 

nomorekids

Lucky you Thomas_Crown, you just got in,  my paperwork arrived monday morning clearly marked with Issue 22 but at 1.25%. I applied last week too.   

Sea_Shell

I'm not going to bother with a replacement account.  I've had enough of chasing interest.    Going to simplify life.

So our £3000 is going straight into our S&S ISA's as we don't need it available.

Fingerbobs

Special_Saver2 said:

- Added Saffron BS 12 Month Fixed Rate Regular Saver (Issue 7) paying 1.5% fixed on up to £500 per month for 1 year but you can only have one Regular Saver with Saffron BS at any one time

Just went to apply for this, and found it's only available to customers resident in their usual range of postcodes. 

lhsecons

Fingerbobs said:

Special_Saver2 said:

- Added Saffron BS 12 Month Fixed Rate Regular Saver (Issue 7) paying 1.5% fixed on up to £500 per month for 1 year but you can only have one Regular Saver with Saffron BS at any one time

Just went to apply for this, and found it's only available to customers resident in their usual range of postcodes. 

As is clearly stated in Special Saver2’s note!!

Fingerbobs

lhsecons said:

Fingerbobs said:

Special_Saver2 said:

- Added Saffron BS 12 Month Fixed Rate Regular Saver (Issue 7) paying 1.5% fixed on up to £500 per month for 1 year but you can only have one Regular Saver with Saffron BS at any one time

Just went to apply for this, and found it's only available to customers resident in their usual range of postcodes. 

As is clearly stated in Special Saver2’s note!!

Where? I can only see comments from other users mentioning this restriction, and it's not mentioned on the main list. 

SFindlay

lhsecons said:

Fingerbobs said:

Special_Saver2 said:

- Added Saffron BS 12 Month Fixed Rate Regular Saver (Issue 7) paying 1.5% fixed on up to £500 per month for 1 year but you can only have one Regular Saver with Saffron BS at any one time

Just went to apply for this, and found it's only available to customers resident in their usual range of postcodes. 

As is clearly stated in Special Saver2’s note!!

Please show where on Special Saver2 note it CLEARLY states this?? Others outside the area have reported being able to open account online so its obviously hit and miss. 

SaverRate

I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?

Wheres_My_Cashback

HarryDavies01 said:

I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?

You mean you didn't read this on the pre- application summary page 

Just remember...

• This account is restricted to customers in the following postcodes; AL, CB, CM, CO, EN, IG, RM, SG and SS
• 
  

and then this on the application page itself...

Account Opening Restriction

• *This account can only be opened if you are resident within the following post code areas:
• CB,CO,CM,SG,SS,RM,IG,EN and AL

All very clearly displayed right next to the continue button.
Specsavers ? 

progressive_uk

HarryDavies01 said:

I have just applied for the Saffron Account and nothing came up during the application about my address not being in the specified post codes. Can anyone confirm if you can make withdrawals using their online banking as under the withdrawals FAQs its not very clear?

I have (or have had) a number of Saffron Accounts, including the Regular Saver Issue 3 (which was open to all postcodes as long as you had online accounts).  In principle when the Regular Saver matured it could only be managed in branch/by post, however, I was able to give instructions via the Secure Message facility to transfer the balance to one of my online accounts. I could then withdraw my money from Saffron from the online account. It was a little round-about, but it got the job done. I did email them in advance to check that this was all possible, and they said it was.  I may have been allowed to get away with this because it was May 2020, and restricitons at the time meant they were discouraging branch attendance (not that I would have wanted to as I'm miles away!)