Regular Savings Accounts: The Best Currently Available List!

surreysaver

bubieyehyeh said:

veryintrigued said:

bubieyehyeh said:

While the letter is carefully worded I believe you can close the account early, based on the saving terms and conditions section 7.8
https://www.thenottingham.com/~/media/files/savings/forms and documents/savings-terms-march-19-lit3117.pdf?la=en

If we materially decrease an interest rate to your disadvantage, we will notify you in writing 14 days in advance of the change.

You will be given 30 days from the date of this notification to close or switch your account without notice or penalty.

We will define a decrease to an interest rate as ‘material’ if it reduces more than the Bank of England Base Rate

So I've emailed to ask if my assumption is correct, and if so what the early closure process is. .

Notts BS
Any response from NBS please @bubieyehyeh

Heard nothing so far, I will post when I hear unless someone else gets an answer first.

Re: NOTTINGHAMSHIRE BS
I received a response by email yesterday from the query I sent them on Monday.  Their response states:-
"We are aware that there was a mistake in the letters that were sent out regarding these accounts, however as this was our error, you can now close your account prior to the maturity date without occurring [sic] any penalties"
I shall be visiting my nearest branch on 1st November to close them.  As well as the Virgin RS19 (store version)

Every_Penny_Counts

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Mine comes out on the 5th, so could be that yours will appear early next week. 

EPC

veryintrigued

Every_Penny_Counts said:

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Mine comes out on the 5th, so could be that yours will appear early next week. 

EPC

Principality maturity instructions
The fifth for me too.

As you say, the appearance of the instructions seem tied to when your account (s) were opened.

Makes perfect sense.

colsten

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

My accounts mature on the 5th. They didn't have the maturity buttons yesterday but they are there today. Seems you have to wait until next week for yours to show.

Speculator

kamkop said:

veryintrigued said:

Principality BS
Maturity instructions can now be submitted online for the RS Bond 20 and also the Christmas 2020 Saver Bond.

Including moving part of the balance into the new Christmas 2021 or new Regular Saver 23 accounts.

This also has the advantage (for those who choose to move £125 from Christmas Saver 20 to 21) of retaining the same account details.

Where can I submit maturity instructions? I cannot see such option under Account Services/Manage this account...

Same, received letter today but no option to submit instructions online for me either.
Mine matures 6/11

Speculator

Opened a Saffron 12 Month Fixed Rate Regular Saver issue 7 online over 2 days ago but the account is still not opened.
Anyone waiting? Thought the a/c will show up instantly online.
All I got after completing the online form is  this message, not even an email.

Every_Penny_Counts

Speculator said:

Opened a Saffron 12 Month Fixed Rate Regular Saver issue 7 online over 2 days ago but the account is still not opened.
Anyone waiting? Thought the a/c will show up instantly online.
All I got after completing the online form is  this message, not even an email.

Re Saffron 12 Month Fixed Rate Regular Saver issue 7

I opened mine on Wednesday through my online account & it did indeed show immediately, & it also showed the first payment within an hour.  I also received an email confirming the opening....

EPC

Speculator

Every_Penny_Counts said:

Speculator said:

Opened a Saffron 12 Month Fixed Rate Regular Saver issue 7 online over 2 days ago but the account is still not opened.
Anyone waiting? Thought the a/c will show up instantly online.
All I got after completing the online form is  this message, not even an email.

Re Saffron 12 Month Fixed Rate Regular Saver issue 7

I opened mine on Wednesday through my online account & it did indeed show immediately, & it also showed the first payment within an hour.  I also received an email confirming the opening....

EPC

Thanks. As I suspected problem was because I opened my account just after midnight, probably when their system was updating. 
Had to reapply and a/c showed up instantly and 1st payment was credited in about 30mins.  

veryintrigued

Cambridge RS maturity
The ability to set my maturity instructions have appeared online.

The default was an easy access but their system had kept my external current account details.

Its also possible to open a 3% Loyalty RS with the maturity funds (I suspect most, like me, will already have this).

I'll revisit the maturity instructions after November's payment to see if anything has changed, assuming it doesn't get bounced back, as I only performed a dummy run.

Speculator

Speculator said:

kamkop said:

veryintrigued said:

Principality BS
Maturity instructions can now be submitted online for the RS Bond 20 and also the Christmas 2020 Saver Bond.

Including moving part of the balance into the new Christmas 2021 or new Regular Saver 23 accounts.

This also has the advantage (for those who choose to move £125 from Christmas Saver 20 to 21) of retaining the same account details.

Where can I submit maturity instructions? I cannot see such option under Account Services/Manage this account...

Same, received letter today but no option to submit instructions online for me either.
Mine matures 6/11

Maturity option has appeared for a/cs maturing 6/11.