Regular Savings Accounts: The Best Currently Available List!

pafpcg

veryintrigued said:

Principality BS
Maturity instructions can now be submitted online for the RS Bond 20 and also the Christmas 2020 Saver Bond (for those whose mature on the 5/11/20 - later maturity ones will follow).
Including moving part of the balance into the new Christmas 2021 or new Regular Saver 23 accounts.
This also has the advantage (for those who choose to move £125 from Christmas Saver 20 to 21) of retaining the same account details.

PrincipalityBS Christmas Saver Bond 2021

One advantage of using the maturing instructions to open a new Xmas2021 account is that the system states that the funds will be transferred to the new Xmas2021 account on the date of the maturity of the old account, in my case that's 5th November, whereas the Xmas2021 won't open to new applicants until 12th November.

Could Principality be anticipating a high volume of investment and with their notice of limited availability for the new account, they are allowing early access to existing account holders of the maturing regular savers?

Speculator

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Maturity option has appeared for a/cs maturing 7/11.

nomorekids

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

schiff

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

nomorekids

schiff said:

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

Yes for new subscribers, that is how fixed rate regular savers work, which I am sure everyone on here is aware.

surreysaver

Speculator said:

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Maturity option has appeared for a/cs maturing 7/11.

Blimey.  On a Sunday!  And its handy they allow to transfer to the new Christmas 2021 as part of the maturity options - saves a job in a couple of weeks!

surreysaver

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

No its not.  Issue 22 is still 1.5%.  New subscribers cannot open one, though.  There is Issue 23 for new subscribers, paying 1.25%

schiff

nomorekids said:

schiff said:

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

Yes for new subscribers, that is how fixed rate regular savers work, which I am sure everyone on here is aware.

That's too patronising for a Sunday 

lhsecons

schiff said:

nomorekids said:

schiff said:

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

Yes for new subscribers, that is how fixed rate regular savers work, which I am sure everyone on here is aware.

That's too patronising for a Sunday 

It’s not only patronising it’s also, as has been stated, incorrect. It’s much more usual to change the number when a new rate is introduced, just as this one has done.

veryintrigued

veryintrigued said:

JamesRobinson48 said:

Principality BS has just launched two new RS products: and you don't need to be an NHS employee to qualify for either!

* RS Issue 23, 1.25% fixed for one year, max £250pm. This replaces Issue 22.

* Christmas 2021 RS, 1.50% fixed for one year, max £125pm.  Importantly, this product won't accept applications until 12th November.

It is permitted to have both the above, in addition to any other products you may have from the same BS.

Once again it's appreciated JR48.

I like the way you continuely keep uncovering decent accounts and sharing them on here - without getting involved in the all too many squabbles.

Thank you

Just bumping this.

We all know this, and all other threads on here, work better with all of us working together in a factual and non patronising way.

Great thread, mostly great contributers, let's get back at it and find those RS!