Regular Savings Accounts: The Best Currently Available List!

veryintrigued

veryintrigued said:

liamcov said:

veryintrigued said:

ctdctd said:

Notts BS

Letter today - Regular Saver issue 2 down to 0.05% + 0.5% bonus from 1st November.

I also got letters for Panthers and RS8.
Bad post day.
All three 0.65% on Nov 1st

I've had all three of these letter too - not from the Seasonal Saver though (currently 2.5%) has anyone received information about this account?

Even though these accounts do not allow withdrawals (except the RS issue 2) the letters state 'if you're considering moving your money to another account, please contact us or visit one of our branches and we can help you discover more about our other savings products. If you do decide to close your account and move your money to another provider you can do so by visiting your branch, although we will be very sorry to see you go.'

So does this mean they are going to allow us to close the accounts down even though they still have 1-5 months left to run on them?

Notts RS reductions
Visited a branch this morning. A branch I normally avoid as they are hopeless (other Notts ones are superb).

True to form they didn't even know there were any reductions. Not even on the ones communicated three weeks ago.

Will revert to a more favoured branch next week.

Partial withdrawal of RS8 and Panthers permitted in addition to closure confirmed and actioned.

Ironchic

I have just opened the Saffron Regular Saver 7 online not realising it had postcode restrictions. I am not eligible as I am outside the required postcodes but the account has opened fine. Has anyone had an experience of opening it okay but you are outside the postcode requirement?

Every_Penny_Counts

I seem to remember hearing someone say that they check them manually a couple of days later & then close the accounts returning any payments?

EPC

colsten

Ironchic said:

I have just opened the Saffron Regular Saver 7 online not realising it had postcode restrictions. I am not eligible as I am outside the required postcodes but the account has opened fine. Has anyone had an experience of opening it okay but you are outside the postcode requirement?

Didn't work for me, even though I am an existing Saffron BS account holder. I got a message saying they might be in touch, and no new account has been added to my existing ones (none of which is a regular saver).

pafpcg

veryintrigued said:

Principality BS
Maturity instructions can now be submitted online for the RS Bond 20 and also the Christmas 2020 Saver Bond (for those whose mature on the 5/11/20 - later maturity ones will follow).
Including moving part of the balance into the new Christmas 2021 or new Regular Saver 23 accounts.
This also has the advantage (for those who choose to move £125 from Christmas Saver 20 to 21) of retaining the same account details.

PrincipalityBS Christmas Saver Bond 2021

One advantage of using the maturing instructions to open a new Xmas2021 account is that the system states that the funds will be transferred to the new Xmas2021 account on the date of the maturity of the old account, in my case that's 5th November, whereas the Xmas2021 won't open to new applicants until 12th November.

Could Principality be anticipating a high volume of investment and with their notice of limited availability for the new account, they are allowing early access to existing account holders of the maturing regular savers?

Speculator

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Maturity option has appeared for a/cs maturing 7/11.

nomorekids

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

schiff

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

nomorekids

schiff said:

nomorekids said:

Principality issue 22 interest rate is down to 1.25%, I assume in readiness for their new Christmas saver 

For new subscribers though. 22 was originally fixed rate.

Yes for new subscribers, that is how fixed rate regular savers work, which I am sure everyone on here is aware.

surreysaver

Speculator said:

surreysaver said:

Every_Penny_Counts said:

When I logged on the option was right next to the name of the account on the main page. Just above the manage this account button. 

EPC

I don't have that option.  When does your account mature?  Mine matures on the 7th November - perhaps the option only appears a certain amount of time before the maturity date?

Maturity option has appeared for a/cs maturing 7/11.

Blimey.  On a Sunday!  And its handy they allow to transfer to the new Christmas 2021 as part of the maturity options - saves a job in a couple of weeks!