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Regular Savings Accounts: The Best Currently Available List!
Comments
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wmb194 said:MakeVotesMatter said:
I set up a Nationwide regular saver earlier today. It shows up in my online banking. Chase can't find it though when I try and set up a scheduled payment. Am I doing something improper?
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Bob2000 said:Stargunner said:Bob2000 said:
Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
Any thoughts?
I won’t open/fund any RS unless it pays over 5%3 -
friolento said:Bob2000 said:Stargunner said:Bob2000 said:
Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
Any thoughts?
I won’t open/fund any RS unless it pays over 5%
Merry Christmas.0 -
ForumUser7 said:Bob2000 said:wiseonesomeofthetime said:Bob2000 said:Stargunner said:Bob2000 said:
Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
Any thoughts?
I won’t open/fund any RS unless it pays over 5%
I know l could put in a fixed rate with the Grand but l want to add extra over the term of the account.
Some may still have access to that.
Thanks anyway for telling me.
Merry Christmas.1 -
where_are_we said:MHBS RS Issue 2 - So they are not enforcing their T&C`s?"Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00"My reading of the above implies you cannot pay in two lots of £250 each month.
I think it's very hit n miss to follow in the footsteps of those people who report having 'got away' with funding more than £250 in total. Their experience could be due to the building society computerised system simply not picking it up; perhaps the customer has more than a single customer record, perhaps there is manual involvement in checking and personnel are deployed on other duties, perhaps they don't allocate time to look at more than a few such discrepancies per month. Perhaps their newly-launched amended website goes alongside increased computer programming in the background to pick up such discrepancies earlier in future.
So perhaps the building society will attempt to 'undo' the extra funded accounts at some indeterminate time, with the risk of interest paid being reduced to their flexible-access rate. Who knows!
There are other firms offering good rates, so personally I just keep to their T&Cs for a simpler life, split 'spare' money across them, nab any new accounts as they appear from other firms, whilst of course keeping 6 months as easy-ish access as per always advised, and mixing with some cash ISAs & other things. Where there is a willing spouse in a trusting relationship, money can be shared between you; we open an account each to 'double' the money in good rate accounts. We're both saving aggressively because we want to move home, so both of us are on the same page as regards saving.15 -
Re: Principality 6 month RS
So if l opened this account today, if possible, being boxing day. Does anyone suggest funding today or leaving until Tuesday 31st then second deposit on the first January?0 -
Bob2000 said:Re: Principality 6 month RS
So if l opened this account today, if possible, being boxing day. Does anyone suggest funding today or leaving until Tuesday 31st then second on the first January?2 -
Bob2000 said:Re: Principality 6 month RS
So if l opened this account today, if possible, being boxing day. Does anyone suggest funding today or leaving until Tuesday 31st then second on the first January?1 -
Bridlington1 said:Bob2000 said:Re: Principality 6 month RS
So if l opened this account today, if possible, being boxing day. Does anyone suggest funding today or leaving until Tuesday 31st then second on the first January?
Another question, please.
If l do open the account today I'll still be OK under the terms to fund it on 31st?0 -
allegro120 said:Bob2000 said:Re: Principality 6 month RS
So if l opened this account today, if possible, being boxing day. Does anyone suggest funding today or leaving until Tuesday 31st then second on the first January?0
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