Regular Savings Accounts: The Best Currently Available List!

KneadtheDough

chris_the_bee said:

allegro120 said:

Leeds BS

I was trying to close issue 50 online, but the only options were cash in branch and cheque by post. I've attempted to set up nominated bank account and received the following e-mail:
Thanks for your recent secure message. We've looked into your request and as your account isn't an online based account, we aren't able to add your requested nominated account. Making external or internal payments online is only possible with our range of online accounts. With your account, you can withdraw funds in cash in a branch, by cheque or internal transfer in a branch or via post, or you can request a cheque via our Secure Message option online (subject to terms and conditions). If you'd like to add a nominated account to another account which is online, please send us another request online with this account number or simply reply to this email confirming the account number these details should be added to.
Is there any way of receiving my money by bank transfer? I have a branch not far from where I am so it's not a big problem, but prefer to avoid branch visit if I can. 

Leeds BS
Open a Leeds E-Saver @ 2.3%. You can then request Leeds to move funds and/or close your Reg Saver moving funds to the E-Saver.This seems to take 24 hours, but you you can then withdraw on-line to your nominated bank account set up when you opened the E-Saver. The downside is that E-Saver has a minimum balance requirement of £100,but you can close it.

Leeds BS

Not so easily, though, it seems. I did exactly the above, and when I went to close the account, I selected cheque... only to be told days later by Leeds via email that it was not possible "Cheque withdrawals are not available on the ESAVER (issue 8)"— which is odd, as I wasn't 'withdrawing' but seeking closure. I have sent a message to them to see what's going on. 

castle96

So people aregoing 250/250?? Why bother with £240/10  (What is the point of 10)

masonic

castle96 said:

So people aregoing 250/250?? Why bother with £240/10  (What is the point of 10)

£240/£10 does not breach the T&Cs. The £10 is to meet the minimum deposit, while the £240 makes the total deposited up to the maximum monthly deposit allowed.

castle96

I get that. So the total £250 MAKES THE SAME AS £250 ONLY.Obviously we all want 2 x 250??

masonic

castle96 said:

I get that. So the total £250 MAKES THE SAME AS £250 ONLY.Obviously we all want 2 x 250??

My preference, if I had the choice, would be to put a lump sum in at the start and keep it there. That would also breach the terms.

Special_Saver2

Hi Folks,

I have some news for you. I am handing over this thread to Bridlington1. 

This is mainly because my priorities in life have changed with the recent arrival of a baby daughter. Although I have enjoyed creating this thread over 17 years ago and keeping it up to date since then, I would rather spend more time with my family right now and I imagine you can all understand this. The other reason is that I think Bridlington1 will do an amazing job of taking care of this thread!!!

We have agreed that tomorrow Bridlington1 will create a new thread based on the first page of this thread and then I will ask the moderators to close down this thread. I would entirely support Bridlington1 making any changes they wish and in particular changing the interest rate thresholds used for inclusion of accounts on this thread.

If you are a forum moderator and reading this message, then I would be grateful if you could post a message here or send me a private message as that will make things easier for me tomorrow when I need to find a moderator to close down this thread.

I would completely agree with the post by dcs34 on page 1675 suggesting adding the new Coventry BS Loyalty Seasonal Saver 6% (variable) account and also the post by Bridlington1 on page 1678 suggesting the addition of multiple other accounts (caused by the change in interest rate threshold that I suggested). I do not think I will have time to update the thread tonight or tomorrow so I will have to leave it to Bridlington1 but I think that is helpful in case Bridlington1 feels like changing the interest rate thresholds as that will affect the suggestions posted on page 1678.

I will do another post tomorrow but let me take this opportunity to thank everybody who has participated in this thread and made it so successful over the years and thank Bridlington1 for taking over the thread!

SS2

---

For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Gers

Special_Saver2 said:

Hi Folks,

I have some news for you. I am handing over this thread to Bridlington1. 

This is mainly because my priorities in life have changed with the recent arrival of a baby daughter. Although I have enjoyed creating this thread over 17 years ago and keeping it up to date since then, I would rather spend more time with my family right now and I imagine you can all understand this. The other reason is that I think Bridlington1 will do an amazing job of taking care of this thread!!!

We have agreed that tomorrow Bridlington1 will create a new thread based on the first page of this thread and then I will ask the moderators to close down this thread. I would entirely support Bridlington1 making any changes they wish and in particular changing the interest rate thresholds used for inclusion of accounts on this thread.

If you are a forum moderator and reading this message, then I would be grateful if you could post a message here or send me a private message as that will make things easier for me tomorrow when I need to find a moderator to close down this thread.

I would completely agree with the post by dcs34 on page 1675 suggesting adding the new Coventry BS Loyalty Seasonal Saver 6% (variable) account and also the post by Bridlington1 on page 1678 suggesting the addition of multiple other accounts (caused by the change in interest rate threshold that I suggested). I do not think I will have time to update the thread tonight or tomorrow so I will have to leave it to Bridlington1 but I think that is helpful in case Bridlington1 feels like changing the interest rate thresholds as that will affect the suggestions posted on page 1678.

I will do another post tomorrow but let me take this opportunity to thank everybody who has participated in this thread and made it so successful over the years and thank Bridlington1 for taking over the thread!

SS2

---

For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

We are the ones to send you huge thanks for your ongoing commitment to this extremely valuable thread which has allowed all us here to access the best RSs around. Congratulations on your new arrival, it's only proper that your focus and care should be with your family. Your daughter will love you for it. 

Bridlington will be a brilliant successor, he'll continue your work here, maybe expanding it. I look forward to it all. 

Many thanks SS. 

Bridlington1

I know I've already thanked you privately but may I also thank you here @Special_Saver2 for all your efforts in maintaining this thread for the last 17 years, your many contributions have been invaluable to myself along with so many others who have visited your threads over the years.

I wish you and your new daughter all the best for the future and I look forward to continuing your work over the coming years.

Bob2000

@Special_Saver2

I'm just a novice on this forum, but I would like to thank you for bringing to my attention  all these Regular Savers which  are available  online.

I've now opened a few and have started  to save within my means. I'll never reach the heights of some on here, but l appreciate how helpful  your thread was to me.
I'm standing on the shoulder of giants. 

Good health to you and your family.
Ta, very much

ForumUser7

Special_Saver2 said:

Hi Folks,

I have some news for you. I am handing over this thread to Bridlington1. 

This is mainly because my priorities in life have changed with the recent arrival of a baby daughter. Although I have enjoyed creating this thread over 17 years ago and keeping it up to date since then, I would rather spend more time with my family right now and I imagine you can all understand this. The other reason is that I think Bridlington1 will do an amazing job of taking care of this thread!!!

We have agreed that tomorrow Bridlington1 will create a new thread based on the first page of this thread and then I will ask the moderators to close down this thread. I would entirely support Bridlington1 making any changes they wish and in particular changing the interest rate thresholds used for inclusion of accounts on this thread.

If you are a forum moderator and reading this message, then I would be grateful if you could post a message here or send me a private message as that will make things easier for me tomorrow when I need to find a moderator to close down this thread.

I would completely agree with the post by dcs34 on page 1675 suggesting adding the new Coventry BS Loyalty Seasonal Saver 6% (variable) account and also the post by Bridlington1 on page 1678 suggesting the addition of multiple other accounts (caused by the change in interest rate threshold that I suggested). I do not think I will have time to update the thread tonight or tomorrow so I will have to leave it to Bridlington1 but I think that is helpful in case Bridlington1 feels like changing the interest rate thresholds as that will affect the suggestions posted on page 1678.

I will do another post tomorrow but let me take this opportunity to thank everybody who has participated in this thread and made it so successful over the years and thank Bridlington1 for taking over the thread!

SS2

---

For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Congratulations on the birth of your daughter @Special_Saver 2 and I would like to echo the thanks for all your hard work on this thread. This is the thread which got me interested in managing my money better, and has significantly increased my returns. @Bridlington1 is a very good appointment, and I'm sure they will continue your good work and keep the thread well maintained