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Regular Savings Accounts: The Best Currently Available List!

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  • ForumUser7
    ForumUser7 Posts: 2,445 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    You are the absolute goat of regular savers tbh :) . Didn't even cross my mind this would be an option!
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap
    Dizzycap Posts: 1,058 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
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  • ForumUser7
    ForumUser7 Posts: 2,445 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Dizzycap said:
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
    Thought I'd seen it mentioned somewhere, but can't find it for some reason. MHBS home page says it is down for maintenance, but this maintenance isn't in the schedule. Hopefully it comes back up at some point and then I can apply for the RSs 🤞🏼
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap said:
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
    Thought I'd seen it mentioned somewhere, but can't find it for some reason. MHBS home page says it is down for maintenance, but this maintenance isn't in the schedule. Hopefully it comes back up at some point and then I can apply for the RSs 🤞🏼
    The application links for both issue 1 and issue 2 appear to have been pulled, their other application links still seem to be live though. Previously Market Harborough have kept application links to NLA accounts live so I suspect they've decided to enforce their branch only applications rule on this occasion.
  • 10_66
    10_66 Posts: 3,448 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The application link still seems to be live
    https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02
    I didn't manage to get round to using the link yesterday and have just tried but, unfortunately, the link's now inoperative.  Message just says product currently unavailable :( .
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 24 December 2024 at 7:45PM
    MHBS RS Issue 2 - So they are not enforcing their T&C`s?
    "Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £250 per month not exceeding the maximum balance of £3,750.00"
    My reading of the above implies you cannot pay in two lots of £250 each month.

  • I set up a Nationwide regular saver earlier today. It shows up in my online banking. Chase can't find it though when I try and set up a scheduled payment. Am I doing something improper?

  • wmb194
    wmb194 Posts: 4,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    I set up a Nationwide regular saver earlier today. It shows up in my online banking. Chase can't find it though when I try and set up a scheduled payment. Am I doing something improper?

    It can take overnight/a day for the data to be fed to the centralised COP system. You should still be able to send the deposit, just check and triple check you've entered the correct account numbers.
  • Bob2000
    Bob2000 Posts: 303 Forumite
    100 Posts Name Dropper Photogenic
    edited 24 December 2024 at 8:33PM
    Bob2000 said:
    Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
    Any thoughts?
    Plenty of higher paying RS accounts available, unless you already have them all.
     I won’t open/fund any RS unless it pays over 5%

    OK, I'll keeping looking for a higher rate.
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