Regular Savings Accounts: The Best Currently Available List!

dcs34

flaneurs_lobster said:

trickydicky14 said:

Dizzycap said:

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

Well, that’s going to put the cat amongst the pigeons

What would worry me is @ForumUser7 's point above 

The thing I’m really curious about is if the systems enforce the whole deposit limit! I.e. if it will let you pay £250 in each regardless of terms, and doesn’t just void the interest at the end of the term.

  Would be rather hard to demand "Where's my interest?" when MHBS simply hand back your £3k after a year. Unless someone's going to ring them and ask........

However it seems both accounts that had been funded a £250 a month had interest paid at the end of November/start of December ( bolded above ). So although that is a slightly different "glitch" (wo of the same issue, not one of each issue) it seems to be worth a go...

dcs34

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Bobblehat

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

simonsmithsays

granta said:

Mansfield BS Kick Start (7th issue) RS

I've just realised the bonus comes to an end in the next few days and overall interest rate drops to 4%. I'd like to withdraw funds - does anyone know if this can be done electronically via online secure message or any other quick way without sending passbook etc?

Just received a letter confirming that Issue 8 bonus ends on the 9th Jan too.

Hence from 5.85 to 4%

qbadger

Market Harborough Fixed Term Regular Saver (31.03.2026)

The £10 deposit to Issue 2 yesterday morning is now shown as credited in the account.
The account's display name is "1 Yr Reg Svr lss2" (compared to "Fixed Term Reg Saver" for Issue 1), the account details confirms the interest rate as 6%.

simonsmithsays

flaneurs_lobster said:

trickydicky14 said:

Dizzycap said:

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

Well, that’s going to put the cat amongst the pigeons

What would worry me is @ForumUser7 's point above 

The thing I’m really curious about is if the systems enforce the whole deposit limit! I.e. if it will let you pay £250 in each regardless of terms, and doesn’t just void the interest at the end of the term.

  Would be rather hard to demand "Where's my interest?" when MHBS simply hand back your £3k after a year. Unless someone's going to ring them and ask........

I received some interim interest in November. If the OP did too then that looks more positive 

francoghezzi

Market Harborough Fixed Term Regular Saver (31.03.2026)

For those following the discussion about the possibility of opening the account on line, it can be worth noting that I just phoned them and a very kind employee confirmed me that at the moment "the account can be opened in branch only, but it should be available to be opened online also in the near future although we don't know exactly on which day". They confirmed also that the monthly limit for those holding the 2 Regular Savers will be £250 as stated already. For those who already have the first RS at present going online the only option available when the button 'Apply' is hit is to open the members' saving account that offers a 3 point something rate of interest. This is the official answer you get phoning them directly. Their website, at present, is 'down' due to 'online maintenance'.

simonsmithsays

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

Bridlington1

simonsmithsays said:

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

The application link still seems to be live
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02

Bobblehat

simonsmithsays said:

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

I thought as much after dcs34's heads-up! Let's hope francoghezzi's report from phoning CS proves true, allowing anyone wanting it via online application to get a chance soon. Probably scuppers my plan to grab it tomorrow! Ah! Well! January 2nd will have to do, if it's available then.