We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Regular Savings Accounts: The Best Currently Available List!
Comments
-
The application link still seems to be livesimonsmithsays said:
It was visible three hours ago under Regular Savers.Bobblehat said:
Yep! Not visible for me when logged in! Watch this space I suppose!dcs34 said:Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.
Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?
It's now, no longer, an option.
They've simply removed it from online applications.
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr028 -
I thought as much after dcs34's heads-up! Let's hope francoghezzi's report from phoning CS proves true, allowing anyone wanting it via online application to get a chance soon. Probably scuppers my plan to grab it tomorrow! Ah! Well! January 2nd will have to do, if it's available then.simonsmithsays said:
It was visible three hours ago under Regular Savers.Bobblehat said:
Yep! Not visible for me when logged in! Watch this space I suppose!dcs34 said:Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.
Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?
It's now, no longer, an option.
They've simply removed it from online applications.Compiler of the RS League Table.
Being nosey... How many Regular Saver accounts do you have? — MoneySavingExpert Forum0 -
Appreciate that.Bridlington1 said:
The application link still seems to be livesimonsmithsays said:
It was visible three hours ago under Regular Savers.Bobblehat said:
Yep! Not visible for me when logged in! Watch this space I suppose!dcs34 said:Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.
Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?
It's now, no longer, an option.
They've simply removed it from online applications.
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02The option is definitely not available when I login and try to apply for the account under Regular Savers (any longer).However, using your link, I've applied as an existing customer and ticked the box for 'not having online access to accounts' and hey presto I've been given the option to apply.I've entered all my login details as per my previous RS application and now I have a 1 yr issue 2 showing online.
Thanks again5 -
Is people with the previous MHBS regular saver now opening the second issue?Is there an advantage in doing so?0
-
I did the same as you but got a message at the end to say 'we're checking your application...' and is not visible when I login. I had to set up security details again because I ticked the no online access box but used the same responses as previouslysimonsmithsays said:
Appreciate that.Bridlington1 said:
The application link still seems to be livesimonsmithsays said:
It was visible three hours ago under Regular Savers.Bobblehat said:
Yep! Not visible for me when logged in! Watch this space I suppose!dcs34 said:Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.
Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?
It's now, no longer, an option.
They've simply removed it from online applications.
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02The option is definitely not available when I login and try to apply for the account under Regular Savers (any longer).However, using your link, I've applied as an existing customer and ticked the box for 'not having online access to accounts' and hey presto I've been given the option to apply.I've entered all my login details as per my previous RS application and now I have a 1 yr issue 2 showing online.
Thanks again0 -
Market Harborough Fixed Term Regular Saver (31.03.2026)
I followed B1's link, selected the "no online access" option, used the same log-in details and security information as my existing (first issue) account, and the second issue is now showing in my online account.2 -
There seem to be several forumites who are opening both!Aidanmc said:Is people with the previous MHBS regular saver now opening the second issue?Is there an advantage in doing so?
Interest figures depend on several factors including revising the maximum from £3000 to £3750, but in my case (if I can open the 2nd one!) having opened and funded the first one on 26 Sept and was intending to fully fund it on the earliest bank working days of subsequent months here are my ball-park figures ....
Issue 1 only opened September 2024, funded with £3750 by 3rd November 2025 Interest ~£145
Issue 1 opened September 2024, funded with £1000 by December 2024 and funded with £1110 in total by 3rd November 2025. Interest ~£68
and
Issue 2 opened January 2025, funded with £2640 by November 2025 and funded with £3640 in total by 2nd March 2026. Interest ~£144
So potential gain for both RS's compared with first RS only of just under £70. In practice the figures above will be slightly inflated due to my SO's arriving a day or so later when the 1st of the month falls on a weekend, but they will give you some idea of whether you think it's worth it or not.Compiler of the RS League Table.
Being nosey... How many Regular Saver accounts do you have? — MoneySavingExpert Forum6 -
Like others, I've got a second Principality Christmas RS @ 7% opened for a matured No.33 RS. Nice!

~ Totally FREE Christmas 2026~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £0 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)2 -
Just a reminder Leeds BS are reducing some of their savings rates tomorrow (24/12/24). Of note:
Account Old rate New rate Leeds BS Home Deposit Saver 5.15% 5.05% Leeds BS Regular Saver (Issue 33-54 & 56-57) 5.10% 4.95% Leeds BS Regular Saver Issue 55 5.25% 5.10%
11 -
Mine matures tomorrow so have my fingers crossed for the same!Dizzycap said:Like others, I've got a second Principality Christmas RS @ 7% opened for a matured No.33 RS. Nice!
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
