Regular Savings Accounts: The Best Currently Available List!

Bobblehat

enterprising2016 said:

My regular saver with Gatehouse has matured into an Easy Access account with 5% interest rate. Have read comments about this somewhere - apologies if I am asking the same question. Are we allowed to deposit fresh/additional funds this Easy Access account to earn more interests? Thanks again

Fill your boots up to £250K Max or £85K if you are cautious   

csw5780

enterprising2016 said:

My regular saver with Gatehouse has matured into an Easy Access account with 5% interest rate. Have read comments about this somewhere - apologies if I am asking the same question. Are we allowed to deposit fresh/additional funds this Easy Access account to earn more interests? Thanks again

Yes you are. T&cs are awaited 

trickydicky14

Gers said:

West Brom RS has matured into an easy access saver, such an easy process too.  Interest on the £3k is £106.72.  I've immediately applied for a new RS (still at 6.00%) though it'll take 3 - 5 working days to open so no real chance of getting a deposit in before next year. This time I had to upload a new photo of my signature, not one taken from any existing document.

Please help this numpty, I have a West Brom RS and I’m sure it matured yesterday. I just realised I have no means of viewing the account and have had no notification of it maturing. How do I access my money, all I appear to have is the letter I received when I opened the account and I know I set up a nominated account to receive funds. I would also like to open a new one.

Bob2000

Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
Any thoughts?

Gers

trickydicky14 said:

Gers said:

West Brom RS has matured into an easy access saver, such an easy process too.  Interest on the £3k is £106.72.  I've immediately applied for a new RS (still at 6.00%) though it'll take 3 - 5 working days to open so no real chance of getting a deposit in before next year. This time I had to upload a new photo of my signature, not one taken from any existing document.

Please help this numpty, I have a West Brom RS and I’m sure it matured yesterday. I just realised I have no means of viewing the account and have had no notification of it maturing. How do I access my money, all I appear to have is the letter I received when I opened the account and I know I set up a nominated account to receive funds. I would also like to open a new one.

 I didn't receive a letter, text or email. I knew that it was due mature yesterday. Today I checked online, saw it was all in a new EA account and did the 'close account' thing. 

Did you not set up online access? If not, then perhaps you could phone them tomorrow morning to ask about your options. 

Stargunner

Bob2000 said:

Was looking at this account earlier with maybe putting £500 (max allowed) in for first two months thereafter £100.
Any thoughts?

Plenty of higher paying RS accounts available, unless you already have them all.
 I won’t open/fund any RS unless it pays over 5%

ForumUser7

HRBS RS 30 day notice

Got this account coming to maturity. Default maturity is into easy access, and we can send in the maturity form if we want to go into 'exclusive RS' follow on account.

Is the general consensus on this that the prepaid envelope is more valuable than the follow on account which does not allow further deposits, pays 4% (so would withdraw all bar £1), and requires 30 day notice for withdrawals - and therefore the 'do nothing' option is the best? Think this is the case, but thought it was worth checking in case I was missing something.

Thanks

Stargunner

ForumUser7 said:

HRBS RS 30 day notice

Got this account coming to maturity. Default maturity is into easy access, and we can send in the maturity form if we want to go into 'exclusive RS' follow on account.

Is the general consensus on this that the prepaid envelope is more valuable than the follow on account which does not allow further deposits, pays 4% (so would withdraw all bar £1), and requires 30 day notice for withdrawals - and therefore the 'do nothing' option is the best? Think this is the case, but thought it was worth checking in case I was missing something.

Thanks

The consensus is to allow it to mature to an easy access account and then withdraw the funds.

happybagger

masonic said:

enterprising2016 said:

Gers said:

West Brom RS has matured into an easy access saver, such an easy process too.  Interest on the £3k is £106.72.  I've immediately applied for a new RS (still at 6.00%) though it'll take 3 - 5 working days to open so no real chance of getting a deposit in before next year. This time I had to upload a new photo of my signature, not one taken from any existing document.

Hi Gers, is it possible for customers outside the West Brom regions to apply for West Brom Saver (instant access account) then apply for the regular saver? Thank you!

That's what I did.

Just for completeness, you can open it if you are outside their area, if you visit a branch to do so. That's the route I took. Saved the need for opening something else first, as I'd planned to be in their area anyway

brucefan_2

Bridlington1 said:

simonsmithsays said:

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

The application link still seems to be live
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02

I've just managed to open an account using this link. Thank you.

@Bridlington1 - can I please add my thanks to those of others in this thread. Your many - and timely - contributions have directly resulted in me being aware of products from which I have already benefitted this year, which I wouldn't have done otherwise and have given me a greater range of options for planning out the next calendar year. Your efforts are hugely appreciated.