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Regular Savings Accounts: The Best Currently Available List!

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  • Selected my maturity instructions for my Principality 6 Month Issue 1, opted for a 2nd Issue 2 with remaining money to be sent to my Virgin account, let's see how this works out on or shortly after the 28th December 😁
  • granta
    granta Posts: 539 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
  • masonic
    masonic Posts: 27,650 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    Needs to be within 10 days, so 1st or 2nd Jan should be ok.
  • ForumUser7
    ForumUser7 Posts: 2,507 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Cambridge BS Reward Regular Saver

    Those who had this product and set maturity instructions to the Extra Reward Regular Saver, did it take more than the £300 monthly payment? I.e. could you set the maturity preference to be all the maturing funds into this account, and did it process as such please?

    Thanks
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,507 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    You are the absolute goat of regular savers tbh :) . Didn't even cross my mind this would be an option!
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap
    Dizzycap Posts: 1,194 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
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  • ForumUser7
    ForumUser7 Posts: 2,507 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Dizzycap said:
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
    Thought I'd seen it mentioned somewhere, but can't find it for some reason. MHBS home page says it is down for maintenance, but this maintenance isn't in the schedule. Hopefully it comes back up at some point and then I can apply for the RSs 🤞🏼
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Dizzycap said:
    granta said:
    Market Harborough Regular Saver Issue 2

    I applied online yesterday and was told my application was being 'checked' and was required to send in a photo of ID/address. The account is now showing online.
    Have I understood correctly from above discussions that I need to make a £10 payment in December to keep the account open? Or can I wait until January to avoid going over the £250 limit?
    From my experimentations so far their systems enforce the rule as though it is £250 per individual account per month rather than £250 between them.

    Additionally you can have 2 of each regular saver in sole names.

    I've now got two of the Market Harborough BS Regular Saver Issue 1 and two of Issue 2, each has been funded with £250 for December (so £1k between the 4 accounts for December).
    I too have 2 Issue 1 Regular Savers but only managed to get 1 of Issue 2 before they made it branch based application only. Still, £750 a month is better than nothing ;)
    Thought I'd seen it mentioned somewhere, but can't find it for some reason. MHBS home page says it is down for maintenance, but this maintenance isn't in the schedule. Hopefully it comes back up at some point and then I can apply for the RSs 🤞🏼
    The application links for both issue 1 and issue 2 appear to have been pulled, their other application links still seem to be live though. Previously Market Harborough have kept application links to NLA accounts live so I suspect they've decided to enforce their branch only applications rule on this occasion.
  • 10_66
    10_66 Posts: 3,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The application link still seems to be live
    https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02
    I didn't manage to get round to using the link yesterday and have just tried but, unfortunately, the link's now inoperative.  Message just says product currently unavailable :( .
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