Regular Savings Accounts: The Best Currently Available List!

simonsmithsays

Bridlington1 said:

simonsmithsays said:

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

The application link still seems to be live
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02

Appreciate that.

The option is definitely not available when I login and try to apply for the account under Regular Savers (any longer).

However, using your link, I've applied as an existing customer and ticked the box for 'not having online access to accounts' and hey presto I've been given the option to apply.

I've entered all my login details as per my previous RS application and now I have a 1 yr issue 2 showing online.

Thanks again 

Aidanmc

Is people with the previous MHBS regular saver now opening the second issue?

Is there an advantage in doing so?

granta

simonsmithsays said:

Bridlington1 said:

simonsmithsays said:

Bobblehat said:

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

It was visible three hours ago under Regular Savers.

It's now, no longer, an option.

They've simply removed it from online applications.

The application link still seems to be live
https://mhbsonline.co.uk/bankfastApply/apply?code=1yr02

Appreciate that.

The option is definitely not available when I login and try to apply for the account under Regular Savers (any longer).

However, using your link, I've applied as an existing customer and ticked the box for 'not having online access to accounts' and hey presto I've been given the option to apply.

I've entered all my login details as per my previous RS application and now I have a 1 yr issue 2 showing online.

Thanks again 

I did the same as you but got a message at the end to say 'we're checking your application...' and is not visible when I login. I had to set up security details again because I ticked the no online access box but used the same responses as previously

dcs34

Market Harborough Fixed Term Regular Saver (31.03.2026)
I followed B1's link, selected the "no online access" option, used the same log-in details and security information as my existing (first issue) account, and the second issue is now showing in my online account.

Bobblehat

Aidanmc said:

Is people with the previous MHBS regular saver now opening the second issue?

Is there an advantage in doing so?

There seem to be several forumites who are opening both!

Interest figures depend on several factors including revising the maximum from £3000 to £3750, but in my case (if I can open the 2nd one!) having opened and funded the first one on 26 Sept and was intending to fully fund it on the earliest bank working days of subsequent months here are my ball-park figures ....

Issue 1 only opened September 2024, funded with £3750 by 3rd November 2025  Interest ~£145

Issue 1 opened September 2024, funded with £1000 by December 2024 and funded with £1110 in total by 3rd November 2025. Interest ~£68
and
Issue 2 opened January 2025, funded with £2640 by November 2025 and funded with £3640 in total by 2nd March 2026. Interest ~£144

So potential gain for both RS's compared with first RS only of just under £70. In practice the figures above will be slightly inflated due to my SO's arriving a day or so later when the 1st of the month falls on a weekend, but they will give you some idea of whether you think it's worth it or not.

Dizzycap

Like others, I've got a second Principality Christmas RS @ 7% opened for a matured No.33 RS. Nice!

Bridlington1

Just a reminder Leeds BS are reducing some of their savings rates tomorrow (24/12/24). Of note:

Account	Old rate	New rate
Leeds BS Home Deposit Saver	5.15%	5.05%
Leeds BS Regular Saver (Issue 33-54 & 56-57)	5.10%	4.95%
Leeds BS Regular Saver Issue 55	5.25%	5.10%

Archerychick

Dizzycap said:

Like others, I've got a second Principality Christmas RS @ 7% opened for a matured No.33 RS. Nice!

Mine matures tomorrow so have my fingers crossed for the same! 

ernie-money

chris_the_bee said:

ernie-money said:

Does anyone know if there is an account the Bath BS will allow you to open in spite of not living locally - in order to then become an "existing member" and qualify for the regular saver account..? 🤔

You can open an Instant Access account as a non-local but you need 12 months continuous membership to qualify for the regular saver. But why, as the rate drops to 4.04% from 3rd Jan 2025. However, if you are young enough the 16-25 Regular Saver will pay 7.09%. 

This is exactly what I did, or rather my son, as he is the right age group.Strangely his opening deposit was returned to hio though, so I assumed that it stated somewhere in the terms, which I had missed, that you had to be local, but perhaps there is some sort of mistake then...

bristolleedsfan

Wondered if this has been mentioned - https://www.coventrybuildingsociety.co.uk/member/product/savings/regular_saver/loyalty-seasonal-saver.html