Regular Savings Accounts: The Best Currently Available List!

Bridlington1

granta said:

Mansfield BS Kick Start (7th issue) RS

I've just realised the bonus comes to an end in the next few days and overall interest rate drops to 4%. I'd like to withdraw funds - does anyone know if this can be done electronically via online secure message or any other quick way without sending passbook etc?

Sadly not I'm afraid. If you wish to make withdrawals/close the account you'd need to produce the passbook, this must be done in branch or by post.

granta

Bridlington1 said:

granta said:

Mansfield BS Kick Start (7th issue) RS

I've just realised the bonus comes to an end in the next few days and overall interest rate drops to 4%. I'd like to withdraw funds - does anyone know if this can be done electronically via online secure message or any other quick way without sending passbook etc?

Sadly not I'm afraid. If you wish to make withdrawals/close the account you'd need to produce the passbook, this must be done in branch or by post.

Thanks. Kicking myself for not getting this sorted before Christmas!

Dizzycap

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

trickydicky14

Dizzycap said:

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

Well, that’s going to put the cat amongst the pigeons

flaneurs_lobster

trickydicky14 said:

Dizzycap said:

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

Well, that’s going to put the cat amongst the pigeons

What would worry me is @ForumUser7 's point above 

The thing I’m really curious about is if the systems enforce the whole deposit limit! I.e. if it will let you pay £250 in each regardless of terms, and doesn’t just void the interest at the end of the term.

  Would be rather hard to demand "Where's my interest?" when MHBS simply hand back your £3k after a year. Unless someone's going to ring them and ask........

Gers

West Brom RS has matured into an easy access saver, such an easy process too.  Interest on the £3k is £106.72.  I've immediately applied for a new RS (still at 6.00%) though it'll take 3 - 5 working days to open so no real chance of getting a deposit in before next year. This time I had to upload a new photo of my signature, not one taken from any existing document.

dcs34

flaneurs_lobster said:

trickydicky14 said:

Dizzycap said:

Bridlington1 said:

qbadger said:

So if you've already funded the 1st issue in full this month, you'll need to wait until 02 Jan before funding the 2nd issue?

I've fully funded the 1st issue and have just opened issue 2. I shall send £10 across to issue 2 tomorrow as an experiment so shall report back whether the £250 combined monthly deposit rule is actually enforced in practice.

I have 2 x Issue 1 which I credit the maximum of £250 in each RS each month and have done for the past 4 months. Interest for those 2 x Issue 1 RS has also been applied in December as per the T&C's.

I have now opened Issue 2 which I have credited £250 and there are no system issues or returned payments if the max isn't exceeded each month in each RS account. This month I have paid the maximum allowed over 3 RS £750 with no monies returned.

Well, that’s going to put the cat amongst the pigeons

What would worry me is @ForumUser7 's point above 

The thing I’m really curious about is if the systems enforce the whole deposit limit! I.e. if it will let you pay £250 in each regardless of terms, and doesn’t just void the interest at the end of the term.

  Would be rather hard to demand "Where's my interest?" when MHBS simply hand back your £3k after a year. Unless someone's going to ring them and ask........

However it seems both accounts that had been funded a £250 a month had interest paid at the end of November/start of December ( bolded above ). So although that is a slightly different "glitch" (wo of the same issue, not one of each issue) it seems to be worth a go...

dcs34

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Bobblehat

dcs34 said:

Market Harborough Fixed Term Regular Saver (31.03.2026)
For those that have applied online, would you mind confirming the process? I've logged in and gone to 'Apply' > 'Regular' and then checked all the other types, but can't see it on the system at all.

Possible that MHBS have spotted some issues (i.e. people opening both issues and funding, it was supposed to remain branch only, etc.) and have withdrawn from the online system?

Yep! Not visible for me when logged in! Watch this space I suppose!

simonsmithsays

granta said:

Mansfield BS Kick Start (7th issue) RS

I've just realised the bonus comes to an end in the next few days and overall interest rate drops to 4%. I'd like to withdraw funds - does anyone know if this can be done electronically via online secure message or any other quick way without sending passbook etc?

Just received a letter confirming that Issue 8 bonus ends on the 9th Jan too.

Hence from 5.85 to 4%