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Regular Savings Accounts: The Best Currently Available List!
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s71hj said:Bridlington1 said:[Deleted User] said:Reading through the posts, I opened and funded the new Coventry seasonal saver today.
Can I put another £250 in early Jan or do I need to wait till the 20th?
Its no issue, I fund the highest payers first so its down the list but just wondered.
if you select the account in online banking and then select pay in, it gives you all the info.1 -
Bridlington1 said:ForumUser7 said:simonsmithsays said:flaneurs_lobster said:simonsmithsays said:simonsmithsays said:simonsmithsays said:allegro120 said:flaneurs_lobster said:allegro120 said:
I am tempted to leave it as is and see if I can get away with two Christmas 2025s. Or the other option is to call Principality and tell them I've made a mistake. Any thoughts?
How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January. I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).
Principality BS
Six month RS matured into (another) Christmas 25 with £125 in it
Let's see what tomorrow brings when my Maturity Winter also matures.
That's three in total.1 -
s71hj said:Bridlington1 said:[Deleted User] said:Reading through the posts, I opened and funded the new Coventry seasonal saver today.
Can I put another £250 in early Jan or do I need to wait till the 20th?
Its no issue, I fund the highest payers first so its down the list but just wondered.
Account name:- your name
Type of account:- personal
Sort code and account no:- as supplied by Coventry BS in your "welcome to your new account" email
Reference: anything you want to help you identify what the SO is for on your list of SOs (I put "Coventry BS LSS", but this may be too many letters depending on your bank's system)
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Bridlington1 said:[Deleted User] said:Reading through the posts, I opened and funded the new Coventry seasonal saver today.
Can I put another £250 in early Jan or do I need to wait till the 20th?
Its no issue, I fund the highest payers first so its down the list but just wondered.1 -
Does anyone know if there is an account the Bath BS will allow you to open in spite of not living locally - in order to then become an "existing member" and qualify for the regular saver account..? 🤔
I don't think I can hang on til Friday...0 -
ernie-money said:Does anyone know if there is an account the Bath BS will allow you to open in spite of not living locally - in order to then become an "existing member" and qualify for the regular saver account..? 🤔0
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ernie-money said:Does anyone know if there is an account the Bath BS will allow you to open in spite of not living locally - in order to then become an "existing member" and qualify for the regular saver account..? 🤔1
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chris_the_bee said:ernie-money said:Does anyone know if there is an account the Bath BS will allow you to open in spite of not living locally - in order to then become an "existing member" and qualify for the regular saver account..? 🤔
Additionally they could decide to offer something competitive in the future for existing customers and those who live, work or study in Bath or have been a Bath Building Society customer for at least the last 12 months.
Their Instant access account can be opened with £1, which seems easy enough to do on the off chance.3 -
Coventry Loyalty Seasonal Saver - I prefer to fund it on the 20th of each month because I need a very large sum to fund the many RS`s I currently have which are funded on the 1st of the month by SO. I can use my weekly pension payments for the funding of the few non 1st of the month RS SO`s thus helping with cash flow. I fund using SO`s as opposed to doing manual payments so having SO dates not on the 1st of each month is not an issue.I noticed there is are no withdrawals and no option to close this account and realise the interest accrued without penalty. I presume if they dropped the interest rate we would be able to close the account without penalty.Many seasonal thanks to Bridlington and others who post these new RS offerings.I wrongly assumed new RS accounts with high interest rates would become less frequent in the present climate but the merry go round continues unabated!6
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where_are_we said:Coventry Loyalty Seasonal Saver .... I presume if they dropped the interest rate we would be able to close the account without penalty.0
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