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Regular Savings Accounts: The Best Currently Available List!

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  • I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
    As suspected the Maturity Winter is now also a funded Christmas 25.

    That's three in total.
    Well, my 1 yr RS Bond 22 has morphed into a funded (second) 6mth RS 2. Quite what has happened to the residual + interest I'm not entirely sure yet....

  • I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
    As suspected the Maturity Winter is now also a funded Christmas 25.

    That's three in total.
    Well, my 1 yr RS Bond 22 has morphed into a funded (second) 6mth RS 2. Quite what has happened to the residual + interest I'm not entirely sure yet....
    If it's like my matured Principality then give it a couple of hours and it'll be in your CA (assume it'll get paid the same on a non working day)


  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
    As suspected the Maturity Winter is now also a funded Christmas 25.

    That's three in total.
    Well, my 1 yr RS Bond 22 has morphed into a funded (second) 6mth RS 2. Quite what has happened to the residual + interest I'm not entirely sure yet....
    If it's like my matured Principality then give it a couple of hours and it'll be in your CA (assume it'll get paid the same on a non working day)


    As in they close the duplicate accounts and send funds to the NBA automatically?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.

  • I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
    As suspected the Maturity Winter is now also a funded Christmas 25.

    That's three in total.
    Well, my 1 yr RS Bond 22 has morphed into a funded (second) 6mth RS 2. Quite what has happened to the residual + interest I'm not entirely sure yet....
    If it's like my matured Principality then give it a couple of hours and it'll be in your CA (assume it'll get paid the same on a non working day)


    As in they close the duplicate accounts and send funds to the NBA automatically?
    I interpreted it as the old RS was converted into a second 6 Month RS with £200 carried over into the new account and the remaining balance would be sent to the nominated bank account.

  • I am tempted to leave it as is and see if I can get away with two Christmas 2025s.  Or the other option is to call Principality and tell them I've made a mistake.  Any thoughts?
    I'd let it ride, unless I needed that £125 elsewhere.

    How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
    Mine matures on 21/12. Letter arrived yesterday (7/12) and dated 5/12 so in theory you should have received this letter already, but if not you can probably see your maturity options online now.

    I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January.  I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
    I bet I'm not alone in having both the six months rs and maturity winter rs both maturing in the next two weeks.

    Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).

    Principality BS

     Six month RS matured into (another) Christmas 25 with £125 in it

    Let's see what tomorrow brings when my Maturity Winter also matures.
    As suspected the Maturity Winter is now also a funded Christmas 25.

    That's three in total.
    Well, my 1 yr RS Bond 22 has morphed into a funded (second) 6mth RS 2. Quite what has happened to the residual + interest I'm not entirely sure yet....
    If it's like my matured Principality then give it a couple of hours and it'll be in your CA (assume it'll get paid the same on a non working day)


    As in they close the duplicate accounts and send funds to the NBA automatically?
    I interpreted it as the old RS was converted into a second 6 Month RS with £200 carried over into the new account and the remaining balance would be sent to the nominated bank account.
    That is exactly what they did with mine, and they also did it with a Christmas saver, so I now have 2 x 6 month RS and Christmas savers
  • qsk
    qsk Posts: 460 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 6 June at 12:49PM
    Reading through the posts, I opened and funded the new Coventry seasonal saver today.

    Can I put another £250 in early Jan or do I need to wait till the 20th? 

    Its no issue, I fund the highest payers first so its down the list but just wondered.
    The account runs on an account month basis, if you opened and fully funded it on 20/12/24 you'd need to wait till 20/1/25 before funding it again.
    Thanks. I didn't realise that and have already opened and funded. I prefer to pay on the 1st: can I change my SO to start from Feb 1?
  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 6 June at 12:49PM
    qsk said:
    Reading through the posts, I opened and funded the new Coventry seasonal saver today.

    Can I put another £250 in early Jan or do I need to wait till the 20th? 

    Its no issue, I fund the highest payers first so its down the list but just wondered.
    The account runs on an account month basis, if you opened and fully funded it on 20/12/24 you'd need to wait till 20/1/25 before funding it again.
    Thanks. I didn't realise that and have already opened and funded. I prefer to pay on the 1st: can I change my SO to start from Feb 1?
    Yes, that is fine, as you can pay in anytime during the 1 month window. You can also pay in multiple times during the month up to the £250 limit.
  • s71hj
    s71hj Posts: 634 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 6 June at 12:49PM
    Reading through the posts, I opened and funded the new Coventry seasonal saver today.

    Can I put another £250 in early Jan or do I need to wait till the 20th? 

    Its no issue, I fund the highest payers first so its down the list but just wondered.
    The account runs on an account month basis, if you opened and fully funded it on 20/12/24 you'd need to wait till 20/1/25 before funding it again.
    Sorry if this has been covered elsewhere but how do I do the s/o as in, what reference , account name, sort code etc. Their bumf online doesn't seem to cover this as far as I can see.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,597 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 June at 12:49PM
    s71hj said:
    Reading through the posts, I opened and funded the new Coventry seasonal saver today.

    Can I put another £250 in early Jan or do I need to wait till the 20th? 

    Its no issue, I fund the highest payers first so its down the list but just wondered.
    The account runs on an account month basis, if you opened and fully funded it on 20/12/24 you'd need to wait till 20/1/25 before funding it again.
    Sorry if this has been covered elsewhere but how do I do the s/o as in, what reference , account name, sort code etc. Their bumf online doesn't seem to cover this as far as I can see.

    https://www.coventrybuildingsociety.co.uk/member/help/savings/paying-into-your-account.html

    The details you’ll need:
    Payee: Your full name
    Sort code: 40-63-01
    Account number: Use the last eight digits of your account number.
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