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Regular Savings Accounts: The Best Currently Available List!
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Zopa Regular Saver / Current Account
For those that were invited to gain access to this account, was there anything specific you did in advance to achieve that? E.g. certain funding of the savings account, etc.1 -
dcs34 said:Zopa Regular Saver / Current Account
For those that were invited to gain access to this account, was there anything specific you did in advance to achieve that? E.g. certain funding of the savings account, etc.
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dgpur said:simonsmithsays said:simonsmithsays said:allegro120 said:flaneurs_lobster said:allegro120 said:
I am tempted to leave it as is and see if I can get away with two Christmas 2025s. Or the other option is to call Principality and tell them I've made a mistake. Any thoughts?
How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January. I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).
Principality BS
Six month RS matured into (another) Christmas 25 with £125 in it
Let's see what tomorrow brings when my Maturity Winter also matures.
Look back on this thread - lots of chat about it in the past month.1 -
Bridlington1 said:masonic said:Coventry Seasonal RSMight take a punt and wait until New Years Day to open this one, so I can include it in my list to fund on the 1st of each month.0
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dcs34 said:Zopa Regular Saver / Current Account
For those that were invited to gain access to this account, was there anything specific you did in advance to achieve that? E.g. certain funding of the savings account, etc.
When they invited me to try their current account I didn't even have the app on my phone anymore, they just offered to let me to try out their current account and offered me a couple of loss-leaders which I accepted.
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simonsmithsays said:dgpur said:simonsmithsays said:simonsmithsays said:allegro120 said:flaneurs_lobster said:allegro120 said:
I am tempted to leave it as is and see if I can get away with two Christmas 2025s. Or the other option is to call Principality and tell them I've made a mistake. Any thoughts?
How far out from maturity are you? I've got an RS maturing on 20/12, might see if they offer me double-dibs on the Xmas 25 too.
I have enough money in my EA pot to fund all my RSs so this £125 would just sit in Cahoot's 5.12% on 1st January. I think it is worth trying to get two Xmas25 running, can't think of any downsides, in worst case scenario they will return £125 with a couple of day's delay.
Both theoretically give me the option to open the new Christmas 25 one too (which I've already opened).
Principality BS
Six month RS matured into (another) Christmas 25 with £125 in it
Let's see what tomorrow brings when my Maturity Winter also matures.
Look back on this thread - lots of chat about it in the past month.0 -
dgpur said:Bridlington1 said:masonic said:Coventry Seasonal RSMight take a punt and wait until New Years Day to open this one, so I can include it in my list to fund on the 1st of each month.
If you open the account on 1st the account month shall coincide with calendar months.
If you hold off opening the regular saver till 1st there's a chance the account could go NLA before the end of the month and you'd miss out on the account (as many did with their short lived Sunny Day Saver), but the method I'm proposing allows you to secure the account so you don't miss out on it if it goes NLA but still gives you the option to make the account month match calendar months if it remains available on 1st, which is useful if most of your other regular savers operate on a calendar month basis.4 -
Bridlington1 said:dgpur said:Bridlington1 said:masonic said:Coventry Seasonal RSMight take a punt and wait until New Years Day to open this one, so I can include it in my list to fund on the 1st of each month.
If you open the account on 1st the account month shall coincide with calendar months.
If you hold off opening the regular saver till 1st there's a chance the account could go NLA before the end of the month and you'd miss out on the account (as many did with their short lived Sunny Day Saver), but the method I'm proposing allows you to secure the account so you don't miss out on it if it goes NLA but still gives you the option to make the account month match calendar months if it remains available on 1st, which is useful if most of your other regular savers operate on a calendar month basis.1 -
Bridlington1 said:dgpur said:Bridlington1 said:masonic said:Coventry Seasonal RSMight take a punt and wait until New Years Day to open this one, so I can include it in my list to fund on the 1st of each month.
If you open the account on 1st the account month shall coincide with calendar months.
If you hold off opening the regular saver till 1st there's a chance the account could go NLA before the end of the month and you'd miss out on the account (as many did with their short lived Sunny Day Saver), but the method I'm proposing allows you to secure the account so you don't miss out on it if it goes NLA but still gives you the option to make the account month match calendar months if it remains available on 1st, which is useful if most of your other regular savers operate on a calendar month basis.
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For those that don’t have an issue with tax on interest relating to the maturity of the CBS new loyalty RS, is it not beneficial to open on the last day of the month (31st Dec) then fund again on the 1st Jan. Like normal RS practice?
Apologies if I’m missed something here, there been a lot of content to read. I appreciate the risk in it becoming NLA.0
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