We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

1160916101612161416151699

Comments

  • Dizzycap said:
    soulsaver said:
    Penrith BS 200 Reg E-Saver iss1
    5.00% variable 2 year term.  £200 pm max limited access. 
    Online Savings - Penrith Building Society

    Thanks for this.

    Like a few on here I thought holding the N/A Regular Saver 300 would have enabled me to apply for the Branch 200 but to no avail.

    So it's nice that you've highlighted this.
    Penrith BS have a 200 Issue 1 (Online) and now a 200 Issue 2 (In branch) available. From the info I've read at Penrith you can hold both, so I'd go in branch and ask about the 200 Issue 2 again!
    .
    I definitely wasn't clear here.

    I live hundreds of miles away from branch but have been a saver with them for years after I opened a previous iteration of the 200 in branch.

    Subsequently they opened up a 300 by post which I still have - running at £300p.m and 6%.

    Hence why I thought they may (a couple of months ago) be ok with opening a 200 branch by post / phone.  This wasn't possible though (like others on here).

    Thanks for coming back to me.
  • Coventry Loyalty Regular Saver maturity - slightly better option is to close the easy access saver (there is a close account option via payments). Still next day payment to your nominated account but you don`t have another account probably with a few pence in it cluttering up your home page.
    Is there any chance of a replacement Coventry Loyalty RS?
  • How do you close the Coventry easy access account once you've transferred out the funds? Can it be done through the app?
  • csw5780
    csw5780 Posts: 126 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    How do you close the Coventry easy access account once you've transferred out the funds? Can it be done through the app?
    No online desktop only. 
  • How do you close the Coventry easy access account once you've transferred out the funds? Can it be done through the app?

    Login via desktop, view the account.
    Top right, Account details.
    Lower down the page, Close account.
  • Dizzycap
    Dizzycap Posts: 1,212 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Coventry Loyalty Regular Saver maturity - slightly better option is to close the easy access saver (there is a close account option via payments). Still next day payment to your nominated account but you don`t have another account probably with a few pence in it cluttering up your home page.
    Is there any chance of a replacement Coventry Loyalty RS?
    News today from the Co-Op via email this morning states that Coventry are to buy them out as of the 1st January, 2025, so with that in mind and the fact that the Co-Op already run a 7% Regular Saver, then probably not likely, but you never know :)
    I decided to close my Co-op RS this morning and reapplied for a fresh fixed 7% RS which will be up and running tomorrow, as I doubt that when Conventry takes over they will offer a better rate, so I see it as the Loyalty Saver already on offer @ a lovely 7% Fixed Rate ;):D:smile:
    My Coventry LRS matured today 28th but its still not been transferred into an easy saver account with interest, yet. I know some had their accounts swap over late yesterday, so no doubt I'll have to ring them soon to find out what the issue is. If it's anything like the TSB App meltdown at 4am this morning which locked me out of all my accounts meaning I had to re-register for internet banking but there were ongoing faults online so had to phone again to get it done manually over the phone :|:/ It took an hour to resolve :o:/
    ~ NSD 2025 - NSD September 25/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 29 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £824.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £18,551.17 / £12,000 💯 (8) - Continuing
  • OneUser1
    OneUser1 Posts: 105 Forumite
    100 Posts Second Anniversary Name Dropper
    I closed my Coventry yesterday evening and the funds arrived in my bank this afternoon. 
  • gt94sss2
    gt94sss2 Posts: 6,197 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    soulsaver said:
    Penrith BS 200 Reg E-Saver iss1
    5.00% variable 2 year term.  £200 pm max, limited access. 
    Online Savings - Penrith Building Society

    Do existing online customers with Penrith find they get their new account details immediately or a message saying there are further checks to be carried out? 

    In my experience, i always seems to get the latter..
  • friolento
    friolento Posts: 2,608 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    gt94sss2 said:
    soulsaver said:
    Penrith BS 200 Reg E-Saver iss1
    5.00% variable 2 year term.  £200 pm max, limited access. 
    Online Savings - Penrith Building Society

    Do existing online customers with Penrith find they get their new account details immediately or a message saying there are further checks to be carried out? 

    In my experience, i always seems to get the latter..

    It was next day for me. I.e. I applied late last night as a new customer, could login lamost immediately, and I had all the remaining details by 10am this morning. My deposit doesn't show yet as that seems to take another day but there was a CoP match, so it will all sort itself.
  • exel1966
    exel1966 Posts: 5,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 November 2024 at 4:49PM
    gt94sss2 said:
    soulsaver said:
    Penrith BS 200 Reg E-Saver iss1
    5.00% variable 2 year term.  £200 pm max, limited access. 
    Online Savings - Penrith Building Society

    Do existing online customers with Penrith find they get their new account details immediately or a message saying there are further checks to be carried out? 

    In my experience, i always seems to get the latter..
    Applied at 0930 this morning as a new customer, registration e-mail with online login activation details received at 0951 and then another e-mail arrived at 1129 to say the account has been added and to login for details and then deposit made, however not showing as received  4 hours later.
    Seeing as they use the same platform as Chorley/MonBS I assume it won't get updated til overnight.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.3K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.