Regular Savings Accounts: The Best Currently Available List!

allegro120

PloughmansLunch said:

francoghezzi said:

Bigwheels1111 said:

I hope they move it into my easy access account that is already up and running, I guess I will find out on Friday.

When I saw that there was finally an easy access account offered by Gatehouse I immediately opened it last week and connected it with my linked current account. So they SHOULD use it to move the funds from my regular saver when it matures on December 2nd (hopefully speaking).

Gatehouse have offered an Easy Access since the regular saver was launched, unless I'm missing something? Mine is almost a year old.

Gatehouse Easy Access was around for a while, I've opened mine in October 2022.

Stargunner

i just did a test withdrawal of some odd pence from my easy access account with Gatehouse and I got the following message

Transaction Completed

Information relating to your transaction

• All transfers to nominated accounts are made electronically. This means that the money transferred should be in your nominated account, by Faster Payment, on the day of withdrawal.

So it looks like the money from the Regular Saver will arrive in time to fund other regular savers on the 1st

Bigwheels1111

Stargunner said:

i just did a test withdrawal of some odd pence from my easy access account with Gatehouse and I got the following message

Transaction Completed

Information relating to your transaction

• All transfers to nominated accounts are made electronically. This means that the money transferred should be in your nominated account, by Faster Payment, on the day of withdrawal.

So it looks like the money from the Regular Saver will arrive in time to fund other regular savers on the 1st

Do I early in the day, I think the cut off is 13.00pm.

From memory, I could be wrong.

Hattie627

Gatehouse RS Issue 1 Maturity 

I sent a secure message on Sunday requesting a transfer of all funds on maturity to my nominated account. Response (including typos) received today as follows:-

Thank you for your secure message on 24 November. I can confirm that upon maturity of your Regular Saver Account, all funds including any profit earnt will be automatically transferred into an Easy Access account. On your maturity date, a ‘move money’ option will become available for withdrawals to be made. Apologies that the maturity reminder email you have received does not clearly sate this. This has been passed on as feedback for continuous improvement.

Stargunner

Bigwheels1111 said:

Stargunner said:

i just did a test withdrawal of some odd pence from my easy access account with Gatehouse and I got the following message

Transaction Completed

Information relating to your transaction

• All transfers to nominated accounts are made electronically. This means that the money transferred should be in your nominated account, by Faster Payment, on the day of withdrawal.

So it looks like the money from the Regular Saver will arrive in time to fund other regular savers on the 1st

Do I early in the day, I think the cut off is 13.00pm.

From memory, I could be wrong.

I requested the withdrawal at 13.45 and it is showing in my bank account now, less than 2 hours later. Not sure exactly how long it took to arrive as I have only just checked. 

allegro120

Bigwheels1111 said:

Stargunner said:

i just did a test withdrawal of some odd pence from my easy access account with Gatehouse and I got the following message

Transaction Completed

Information relating to your transaction

• All transfers to nominated accounts are made electronically. This means that the money transferred should be in your nominated account, by Faster Payment, on the day of withdrawal.

So it looks like the money from the Regular Saver will arrive in time to fund other regular savers on the 1st

Do I early in the day, I think the cut off is 13.00pm.

From memory, I could be wrong.

Same memory here.  GH process payments at 1pm and you get confirmation by e-mail and text message at about 13:06. I don't think I've ever attempted transactions after 13:00, so not sure what happens then, but all my morning withdrawals arrived on the same day.

HHUK

allegro120 said:

With NS&I I did about 4 per minute.

NATWEST

I've also been boosting my NatWest and RBS Digital Regular Savers by taking advantage of the double roundups for making deposits of £1.01 by debit card into my NS&I Direct Saver (though I don't manage to complete 4 per minute).

Yesterday I received an email from NatWest about the Mastercard 2025 Holiday Draw. Once registered, each transaction made using the NatWest debit card from 4 November to 22 December counts as an entry. Am hoping these payments by NatWest debit card will qualify, and not be regarded as a money transfer and consequently excluded.

PowerSavingMode

Gers said:

Re Gatehouse - just got an email response to my question about maturity options:

Thank you for your email of 24 November.

If you hold a Regular Saver with us then this will automatically mature in to an Easy Access account, Once this account has matured you will be able to withdraw funds or reinvest from the Easy Access account.

They need a competent administrator to check communications.

I received the same, and yup, they didn't answer my questions about the (non-)maturity options, either.

allegro120

HHUK said:

allegro120 said:

With NS&I I did about 4 per minute.

NATWEST

I've also been boosting my NatWest and RBS Digital Regular Savers by taking advantage of the double roundups for making deposits of £1.01 by debit card into my NS&I Direct Saver (though I don't manage to complete 4 per minute).

Yesterday I received an email from NatWest about the Mastercard 2025 Holiday Draw. Once registered, each transaction made using the NatWest debit card from 4 November to 22 December counts as an entry. Am hoping these payments by NatWest debit card will qualify, and not be regarded as a money transfer and consequently excluded.

Before starting payments I copied card number on clipboard and pasted it at each transaction and had Expiry date and security code visible on my screen.  This helped to speed up the process.  

where_are_we

Hattie627 said:

Gatehouse RS Issue 1 Maturity 

I sent a secure message on Sunday requesting a transfer of all funds on maturity to my nominated account. Response (including typos) received today as follows:-

Thank you for your secure message on 24 November. I can confirm that upon maturity of your Regular Saver Account, all funds including any profit earnt will be automatically transferred into an Easy Access account. On your maturity date, a ‘move money’ option will become available for withdrawals to be made. Apologies that the maturity reminder email you have received does not clearly sate this. This has been passed on as feedback for continuous improvement.

My Gatehouse RS matures on Friday 29/11/24. It would be preferable to have the maturity money before multiple RS funding on December 1. To accomplish this is it best to open an easy access account in advance or does the message above mean it doesn`t matter?