Regular Savings Accounts: The Best Currently Available List!

allegro120

flaneurs_lobster said:

subjecttocontract said:

I'm happy to wait for my account to mature into an 'easy whatever' and have the money transferred to my nominated account. Don't see what all the fuss is about.

This "default" action will take 3 working days to move deposits + interest into your nominated account (which you'll have to do yourself). Might well be 5 lapsed days.

Having maturity instructions set would make this move to the nominated account occur on the maturity date. 

I'd rather be using my £3600+ to feed other RS's on the 1st, rather than funding from other accounts.

Is it about Gatehouse? I was under impression that the balance will be transferred to EA on maturity date and as far as I remember withdrawals arrive on the same day. Did I miss something in t&c?

flaneurs_lobster

allegro120 said:

flaneurs_lobster said:

subjecttocontract said:

I'm happy to wait for my account to mature into an 'easy whatever' and have the money transferred to my nominated account. Don't see what all the fuss is about.

This "default" action will take 3 working days to move deposits + interest into your nominated account (which you'll have to do yourself). Might well be 5 lapsed days.

Having maturity instructions set would make this move to the nominated account occur on the maturity date. 

I'd rather be using my £3600+ to feed other RS's on the 1st, rather than funding from other accounts.

Is it about Gatehouse? I was under impression that the balance will be transferred to EA on maturity date and as far as I remember withdrawals arrive on the same day. Did I miss something in t&c?

I hope you are right and I have misremembered.

GetRichOrDieSaving

flaneurs_lobster said:

 allegro120 said:

flaneurs_lobster said:

subjecttocontract said:

I'm happy to wait for my account to mature into an 'easy whatever' and have the money transferred to my nominated account. Don't see what all the fuss is about.

This "default" action will take 3 working days to move deposits + interest into your nominated account (which you'll have to do yourself). Might well be 5 lapsed days.

Having maturity instructions set would make this move to the nominated account occur on the maturity date. 

I'd rather be using my £3600+ to feed other RS's on the 1st, rather than funding from other accounts.

Is it about Gatehouse? I was under impression that the balance will be transferred to EA on maturity date and as far as I remember withdrawals arrive on the same day. Did I miss something in t&c?

I hope you are right and I have misremembered.

This is what I received….

“If we do not receive your maturity instruction before the maturity date, your deposit will be transferred to a Gatehouse Bank Easy Access account. To read more about the Gatehouse Bank Easy Access account and to view the terms and conditions for the account, please visit www.gatehousebank.com/personal/savings/easy-access-account.” 

surreysaver

GetRichOrDieSaving said:

flaneurs_lobster said:

 allegro120 said:

flaneurs_lobster said:

subjecttocontract said:

I'm happy to wait for my account to mature into an 'easy whatever' and have the money transferred to my nominated account. Don't see what all the fuss is about.

This "default" action will take 3 working days to move deposits + interest into your nominated account (which you'll have to do yourself). Might well be 5 lapsed days.

Having maturity instructions set would make this move to the nominated account occur on the maturity date. 

I'd rather be using my £3600+ to feed other RS's on the 1st, rather than funding from other accounts.

Is it about Gatehouse? I was under impression that the balance will be transferred to EA on maturity date and as far as I remember withdrawals arrive on the same day. Did I miss something in t&c?

I hope you are right and I have misremembered.

This is what I received….

“If we do not receive your maturity instruction before the maturity date, your deposit will be transferred to a Gatehouse Bank Easy Access account. To read more about the Gatehouse Bank Easy Access account and to view the terms and conditions for the account, please visit www.gatehousebank.com/personal/savings/easy-access-account.” 

The link for which is an error 404 

Not the most competent of organisations 

Bigwheels1111

I hope they move it into my easy access account that is already up and running, I guess I will find out on Friday.

francoghezzi

Bigwheels1111 said:

I hope they move it into my easy access account that is already up and running, I guess I will find out on Friday.

When I saw that there was finally an easy access account offered by Gatehouse I immediately opened it last week and connected it with my linked current account. So they SHOULD use it to move the funds from my regular saver when it matures on December 2nd (hopefully speaking).

Bobblehat

surreysaver said:

GetRichOrDieSaving said:

flaneurs_lobster said:

 allegro120 said:

flaneurs_lobster said:

subjecttocontract said:

I'm happy to wait for my account to mature into an 'easy whatever' and have the money transferred to my nominated account. Don't see what all the fuss is about.

This "default" action will take 3 working days to move deposits + interest into your nominated account (which you'll have to do yourself). Might well be 5 lapsed days.

Having maturity instructions set would make this move to the nominated account occur on the maturity date. 

I'd rather be using my £3600+ to feed other RS's on the 1st, rather than funding from other accounts.

Is it about Gatehouse? I was under impression that the balance will be transferred to EA on maturity date and as far as I remember withdrawals arrive on the same day. Did I miss something in t&c?

I hope you are right and I have misremembered.

This is what I received….

“If we do not receive your maturity instruction before the maturity date, your deposit will be transferred to a Gatehouse Bank Easy Access account. To read more about the Gatehouse Bank Easy Access account and to view the terms and conditions for the account, please visit www.gatehousebank.com/personal/savings/easy-access-account.” 

The link for which is an error 404 

Not the most competent of organisations 

Either that or the craftiest? 

PloughmansLunch

francoghezzi said:

Bigwheels1111 said:

I hope they move it into my easy access account that is already up and running, I guess I will find out on Friday.

When I saw that there was finally an easy access account offered by Gatehouse I immediately opened it last week and connected it with my linked current account. So they SHOULD use it to move the funds from my regular saver when it matures on December 2nd (hopefully speaking).

Gatehouse have offered an Easy Access since the regular saver was launched, unless I'm missing something? Mine is almost a year old.

I've used it before but can't remember the timescales, so have just withdrawn a tenner from the EA to my linked current account as a test and looks like next working day deposits. My RS matures this Friday so probably no usable funds til Monday.  EDIT: withdrawal just landed same day, so happy days

Gers

Re Gatehouse - just got an email response to my question about maturity options:

Thank you for your email of 24 November.

If you hold a Regular Saver with us then this will automatically mature in to an Easy Access account, Once this account has matured you will be able to withdraw funds or reinvest from the Easy Access account.

They need a competent administrator to check communications.

francoghezzi

PloughmansLunch said:

francoghezzi said:

Bigwheels1111 said:

I hope they move it into my easy access account that is already up and running, I guess I will find out on Friday.

When I saw that there was finally an easy access account offered by Gatehouse I immediately opened it last week and connected it with my linked current account. So they SHOULD use it to move the funds from my regular saver when it matures on December 2nd (hopefully speaking).

Gatehouse have offered an Easy Access since the regular saver was launched, unless I'm missing something? Mine is almost a year old.

I've used it before but can't remember the timescales, so have just withdrawn a tenner from the EA to my linked current account as a test and looks like next working day deposits. My RS matures this Friday so probably no usable funds til Monday.

Yes you r missing something. There hasn't been an easy access account on offer in the last 6-7 months (yours is older than that)