Regular Savings Accounts: The Best Currently Available List!

allegro120

WillPS said:

Market Harborough (and others); re names needing to match.

Just as an FYI on the 'names matching'. My wife and I married last December. She's updated her name with most providers, but not Chase (because they awkwardly demand she has new photo ID made, which isn't going to happen until her passport expires). Several building society accounts have been obtained in her married name (they'd have no record of her maiden name) and no payments from Chase have been bounced back.

She's also paid directly in to my regular savers with no issues.

There are some exceptions, but normally providers don't care who funds the account.  Over past couple of decades I've been funding regular savers and some interest-bearing current accounts opened on my wife's maiden name and I'm still doing it.

sheffieldeagle

Principality BS 6 month regular saver 

Mistakingly deposited £250 into my account. Does anybody know what they will do?
Can't see anything relating to overpayments.

Cheers

refluxer

sheffieldeagle said:

Principality BS 6 month regular saver 

Mistakingly deposited £250 into my account. Does anybody know what they will do?
Can't see anything relating to overpayments.

Cheers

In my experience, payments to Principality are normally credited on the same working day or the next day if sent in the evening but that may not happen at the weekends so my guess is that if you've sent that today, the payment will be rejected and returned to you on Monday, although there's a chance you may not receive it until Tuesday depending on when it gets processed on Monday.

allegro120

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Dumb indeed. I don't have any heroes.  I have a car that suits my needs, just one car, I don't understand the concept of "favourite car".  I don't have any favourite films either.
I've just made something up, wrote it down and will keep it together with other obscure things.

I don't understand why they don't use normal questions like mother's maiden name, name of school, birth place and similar things that are factual and applicable to almost everyone.  The idea of making people to invent the answers and write them down is bizarre. 

[Deleted User]

allegro120 said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Dumb indeed. I don't have any heroes.  I have a car that suits my needs, just one car, I don't understand the concept of "favourite car".  I don't have any favourite films either.
I've just made something up, wrote it down and will keep it together with other obscure things.

I don't understand why they don't use normal questions like mother's maiden name, name of school, birth place and similar things that are factual and applicable to almost everyone.  The idea of making people to invent the answers and write them down is bizarre. 

Why don't people say a close relative of theirs is their hero?
Mine is so found that simple.

jameseonline

allegro120 said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Dumb indeed. I don't have any heroes.  I have a car that suits my needs, just one car, I don't understand the concept of "favourite car".  I don't have any favourite films either.
I've just made something up, wrote it down and will keep it together with other obscure things.

I don't understand why they don't use normal questions like mother's maiden name, name of school, birth place and similar things that are factual and applicable to almost everyone.  The idea of making people to invent the answers and write them down is bizarre. 

I guess normal means easier to guess so can understand their logic if so but yea.

So possible answers for their questions, cadbury, nascar & romantic 😁

(didn't use those btw but that's being creative for answers)

wmb194

allegro120 said:

jameseonline said:

35har1old said:

s71hj said:

Digital_Payback said:

Same happened me. 

Turn your phone sideways to landscape mode. 

It then works. Apply button on right hand side. 

Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!

Only one I haven't seen before is the hero.
Do you not drive then?
Could have ignored the space

I got creative with the answers for each of their dumb questions.

Screenshotted them too so I can answer should I forget.

You should be able to choose from a list or set your own question and answer.

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

I don't understand why they don't use normal questions like mother's maiden name, name of school, birth place and similar things that are factual and applicable to almost everyone. 

Because these are relatively easy to discover through social engineering some financial institutions go with different questions. The stupid thing in this instance is that the fields were limited to just eight characters.

masonic

jameseonline said:

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Possibly because they'll using them for telephone security too.

jameseonline

masonic said:

jameseonline said:

Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.

Possibly because they'll using them for telephone security too.

Ahh didn't think of that 

sheffieldeagle

refluxer said:

sheffieldeagle said:

Principality BS 6 month regular saver 

Mistakingly deposited £250 into my account. Does anybody know what they will do?
Can't see anything relating to overpayments.

Cheers

In my experience, payments to Principality are normally credited on the same working day or the next day if sent in the evening but that may not happen at the weekends so my guess is that if you've sent that today, the payment will be rejected and returned to you on Monday, although there's a chance you may not receive it until Tuesday depending on when it gets processed on Monday.

Cheers much appreciated.