Regular Savings Accounts: The Best Currently Available List!

s71hj

wiseonesomeofthetime said:

Market Harborough BS

For those applying, I found today that their system does not like apostophes, and you cannot answer their security questions with less than four characters, so if your favourite film is ELF, it may now have to be GRINCH 


That aside, application was pretty smooth tbf.

Security questions for this online banking are nuts!!!

WillPS

masonic said:

BonettiRules said:

As long as you follow their instructions in the email, NOT people on here then you won;t fall foul. If you follow people on here (saying tick business etc.) just remember you WON'T be covered by CoP if your money goes astray!

CoP is not a protection scheme that gives customers cover against loss. It simply checks whether or not the destination account name matches what you enter. Banks follow separate rules around refunding customers if something goes wrong and there are no criteria related to CoP in those rules that would mean that a customer has less cover.

People should follow what banks instruct related to payments because it gives them recourse against the bank if they experience problems as a result of following their instructions. MHBS does not state anywhere I can see that customers need to wait until they get a CoP match to make their payment, only that they may not get a match within the 24 hours after opening their account.

MHBS do state "Please ensure you receive a positive result before sending any money.". But that's just guidance, nothing more.

PowerSavingMode

[Deleted User] said:

My MHBS deposit has now gone in.

Same here.

Stargunner

wiseonesomeofthetime said:

Market Harborough BS

For those applying, I found today that their system does not like apostophes, and you cannot answer their security questions with less than four characters, so if your favourite film is ELF, it may now have to be GRINCH 


That aside, application was pretty smooth tbf.

Their system also doesn’t allow capitals, so you can’t have GRINCH

trickydicky14

BonettiRules said:

gt94sss2 said:

Bigwheels1111 said:

Hattie627 said:

Market Harborough BS

The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either.  Is this okay?

I can't fund until tomorrow as CoP not recognising the details. 

 

It will not show up for CoP as money goes into a Barclay Bank account.

Quite a few of my regular savers have this issue.

Gatehouse bank are the same.

All banks and building societies have to support confirmation of payee by the end of October 2024 including those who have their own sort code and/or rely on customers quoting their account/roll number in the reference field.

Gatehouse and Market Harborough have both already implemented COP support 

@bigwheels MarketHarbs are part of Cop and have been since May I think, they were quick to join.   If you don't get a COP match after waiting 24 hours (as per email) then DON'T send the money!!

My Halifax account was fine with sending money to Market Harbs no issues with Cop. Money arrived within 2 hours.

trickydicky14

Bigwheels1111 said:

BonettiRules said:

gt94sss2 said:

Bigwheels1111 said:

Hattie627 said:

Market Harborough BS

The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either.  Is this okay?

I can't fund until tomorrow as CoP not recognising the details. 

 

It will not show up for CoP as money goes into a Barclay Bank account.

Quite a few of my regular savers have this issue.

Gatehouse bank are the same.

All banks and building societies have to support confirmation of payee by the end of October 2024 including those who have their own sort code and/or rely on customers quoting their account/roll number in the reference field.

Gatehouse and Market Harborough have both already implemented COP support 

@bigwheels MarketHarbs are part of Cop and have been since May I think, they were quick to join.   If you don't get a COP match after waiting 24 hours (as per email) then DON'T send the money!!

BonettiRules said:

gt94sss2 said:

Bigwheels1111 said:

Hattie627 said:

Market Harborough BS

The name of the account is "Fixed Tern Regular Saver (30.11.2025)" (this is what I applied for) but it is showing as One Year Regular Saver on my online list. No reference to the interest rate in the account details either.  Is this okay?

I can't fund until tomorrow as CoP not recognising the details. 

 

It will not show up for CoP as money goes into a Barclay Bank account.

Quite a few of my regular savers have this issue.

Gatehouse bank are the same.

All banks and building societies have to support confirmation of payee by the end of October 2024 including those who have their own sort code and/or rely on customers quoting their account/roll number in the reference field.

Gatehouse and Market Harborough have both already implemented COP support 

@bigwheels MarketHarbs are part of Cop and have been since May I think, they were quick to join.   If you don't get a COP match after waiting 24 hours (as per email) then DON'T send the money!!

Don't send money, bit late I opened and funded the account in less than 10 minutes.

Been there seen it and done it before.

That's a very helpful comment I don't think.

RolloTomasi68

Are there any RS accounts that accept a debit card payment or is it only YBS?

(to get my £5 Halifax Reward).

Thanks.

savethepandas

Market Harborough Building Society

Seems very responsive, opened my account just after midnight and it was a '1 Year Regular Saver', just checked my £250 went in and my account is now showing as 'Fixed Term Regular Saver'.

When I opened my account I set the source as 'MoneySavingExpert', as I opened it several hours after the initial post, I wondered if that option was new, or had always been there ?

pecunianonolet

RolloTomasi68 said:

Are there any RS accounts that accept a debit card payment or is it only YBS?

(to get my £5 Halifax Reward).

Thanks.

Skipton BS works, although not sure about their reg saver or you can make a debit card payment and buy some premium bonds and once cleared withdraw the money from NS&I again if you don't want the bonds.

Kim_13

Opened my Market Harborough account at 4pm yesterday and also selected MoneySavingExpert. I was a new customer so can’t say whether the option was there before that.

Skipton, Cambridge, Hanley Economic and Family BS accept card payments. Cambridge not directly into the RS though, and the latter two don’t have a decent RS available currently that I’m aware of.