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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Nick_C said:
    Could we all please stay on topic? 
    They all look like on-topic posts to me
    I consider myself to be a male feminist. Is that allowed?
  • WillPS
    WillPS Posts: 5,247 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    s71hj said:
    35har1old said:
    s71hj said:
    Same happened me. 
    Turn your phone sideways to landscape mode. 
    It then works. Apply button on right hand side. 
    Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!
    Only one I haven't seen before is the hero.
    Do you not drive then?
    Could have ignored the space
    I got creative with the answers for each of their dumb questions.

    Screenshotted them too so I can answer should I forget.

    You should be able to choose from a list or set your own question and answer.

    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    And no spaces and character limit rules out so many people's favourite films and cars.
    Not really. Just use the first 10 chars, omitting any spaces.

    I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.
  • 35har1old
    35har1old Posts: 2,037 Forumite
    1,000 Posts Second Anniversary Name Dropper
    masonic said:
    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    Possibly because they'll using them for telephone security too.
    I telephoned MHBS 3 times and wasn't asked any ridiculous questions, just the usual security questions - name, address, DoB... I didn't know my account number yet, and even that didn't prompt them to ask me who my hero is.
    You will require them when you login
  • gt94sss2
    gt94sss2 Posts: 6,179 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    35har1old said:
    masonic said:
    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    Possibly because they'll using them for telephone security too.
    I telephoned MHBS 3 times and wasn't asked any ridiculous questions, just the usual security questions - name, address, DoB... I didn't know my account number yet, and even that didn't prompt them to ask me who my hero is.
    You will require them when you login
    I have not been asked for the security answers when logging into to MHBS - just the customer number/password + a 2FA(SMS) code.

  • 35har1old
    35har1old Posts: 2,037 Forumite
    1,000 Posts Second Anniversary Name Dropper
    jaypers said:
    Banks don;t know where the money is coming from, they don't match a receiving name against sending name, lots of payments come from third parties too such as DSS, your salary etc.  So a payment from Mr A Smith to Mrs B Jones is not going to be stopped initially
    The underworld would have a field day if that was the case. Banks know exactly where every payment comes from, including full account details, BIC, name etc. They don’t necessarily do much with this information unless required but everything is recorded. 
    Recent post would suggest other wise.
    Bank was asked where a bank giro credit was coming from and couldn't provide a answer
  • WillPS said:
    s71hj said:
    35har1old said:
    s71hj said:
    Same happened me. 
    Turn your phone sideways to landscape mode. 
    It then works. Apply button on right hand side. 
    Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!
    Only one I haven't seen before is the hero.
    Do you not drive then?
    Could have ignored the space
    I got creative with the answers for each of their dumb questions.

    Screenshotted them too so I can answer should I forget.

    You should be able to choose from a list or set your own question and answer.

    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    And no spaces and character limit rules out so many people's favourite films and cars.
    Not really. Just use the first 10 chars, omitting any spaces.

    I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.
    Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,897 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 June at 12:49PM
    WillPS said:
    s71hj said:
    35har1old said:
    s71hj said:
    Same happened me. 
    Turn your phone sideways to landscape mode. 
    It then works. Apply button on right hand side. 
    Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!
    Only one I haven't seen before is the hero.
    Do you not drive then?
    Could have ignored the space
    I got creative with the answers for each of their dumb questions.

    Screenshotted them too so I can answer should I forget.

    You should be able to choose from a list or set your own question and answer.

    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    And no spaces and character limit rules out so many people's favourite films and cars.
    Not really. Just use the first 10 chars, omitting any spaces.

    I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.
    Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.
    Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".
  • allegro120
    allegro120 Posts: 2,018 Forumite
    1,000 Posts Second Anniversary Name Dropper
    35har1old said:
    masonic said:
    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    Possibly because they'll using them for telephone security too.
    I telephoned MHBS 3 times and wasn't asked any ridiculous questions, just the usual security questions - name, address, DoB... I didn't know my account number yet, and even that didn't prompt them to ask me who my hero is.
    You will require them when you login
    No cars or heroes required for login. Just need your ID typed (copy/paste don't work), password and they send you passcode in text message.  
  • WillPS
    WillPS Posts: 5,247 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 6 June at 12:49PM
    WillPS said:
    s71hj said:
    35har1old said:
    s71hj said:
    Same happened me. 
    Turn your phone sideways to landscape mode. 
    It then works. Apply button on right hand side. 
    Still didn't work for me but did it OK on my laptop. The maddest set of security questions I've ever seen.  I have no hero, no favourite car and favourite film is too many characters and has a space, as 2 words. Just had to make random stuff up and write it down!
    Only one I haven't seen before is the hero.
    Do you not drive then?
    Could have ignored the space
    I got creative with the answers for each of their dumb questions.

    Screenshotted them too so I can answer should I forget.

    You should be able to choose from a list or set your own question and answer.

    Also dumb is no caps or special characters, goes against everything I'm used to with setting up online accounts tbh.
    And no spaces and character limit rules out so many people's favourite films and cars.
    Not really. Just use the first 10 chars, omitting any spaces.

    I don't really get how this has generated so much discussion, it's a bit clunky but it's not a usability disaster.
    Agree. I found it very straightforward. Answered all 3 with honest answers that I'll remember as they're true. Couldn't be simpler tbh.
    Treat the "memorable questions/answers" like any other password - use your password manager to generate random character strings (within the rules) and store them as notes. So "Mother's Maiden Name?" = "%6DwP*q#4".
    Have fun figuring out the Xth, Yth and Zth characters from a password like that each time.

    Totally unnecessary level of obscurity for secondary security info, IMHO.
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