Regular Savings Accounts: The Best Currently Available List!

BestSeagull

Melton BS.

Just in case anyone is still waiting for their letter for online access, if you call up, they can give you the necessary information over the phone.

surreysaver

BestSeagull said:

Melton BS.

Just in case anyone is still waiting for their letter for online access, if you call up, they can give you the necessary information over the phone.

Got my letter yesterday. It says to ring up for them to send you a password as well, but if you click the reset password link, you can set it there and then.

Speculator

YBS Loyalty Regular eSaver matures in 1 day and interest (£246.45) just added today.

wiseonesomeofthetime

Speculator said:

YBS Loyalty Regular eSaver matures in 1 day and interest (£246.45) just added today.

Cheers for that. Just checked mine. 8p more than you 🥳

guli

wiseonesomeofthetime said:

Speculator said:

YBS Loyalty Regular eSaver matures in 1 day and interest (£246.45) just added today.

Cheers for that. Just checked mine. 8p more than you 🥳

And I’m 1p more than you lol

simonsmithsays

guli said:

wiseonesomeofthetime said:

Speculator said:

YBS Loyalty Regular eSaver matures in 1 day and interest (£246.45) just added today.

Cheers for that. Just checked mine. 8p more than you 🥳

And I’m 1p more than you lol

£248.08 here - I managed the extra £500 though

trickydicky14

Like the rest of you, my YBS reg saver has had interest added the account is still showing as a reg saver @ 7%. When will that change and can I now move the money or do I need to wait a day?

WillPS

trickydicky14 said:

Like the rest of you, my YBS reg saver has had interest added the account is still showing as a reg saver @ 7%. When will that change and can I now move the money or do I need to wait a day?

Advice I've always seen is wait until maturity before doing anything, it's a qwerk of YBS's system but it causes trouble if you try to withdraw the interest before the term is complete (even though they show it as there for you).

wiseonesomeofthetime

WillPS said:

trickydicky14 said:

Like the rest of you, my YBS reg saver has had interest added the account is still showing as a reg saver @ 7%. When will that change and can I now move the money or do I need to wait a day?

Advice I've always seen is wait until maturity before doing anything, it's a qwerk of YBS's system but it causes trouble if you try to withdraw the interest before the term is complete (even though they show it as there for you).

YBS RS

Agreed.

Mine matures tomorrow, however, I have seen many posts on this thread, and others, where an "interest adjustment" has been made from the published figure, as YBS calculate, and add, the interest to the end of the product term, early.

Of course, if the money is withdrawn even a day early, the interest figure on the transaction feed will no longer be accurate.

Bigwheels1111

I had an "interest adjustment" , on an account I do not remember if it was YBS.

The interest is in the account, but the account is not closed until 23.59pm as such.

SO if closed you owe 1 days interest back.

£246.45 showing on mine.