Regular Savings Accounts: The Best Currently Available List!

WillPS

pecunianonolet said:

Kim_13 said:

Hardly used the account as the Monmouthshire Regular offered the same rate with unlimited withdrawals, and paid into some 6%+ fixes first as I didn’t expect 7% to hold through the term. £3.08, what will I spend all that on?

I had read of the YBS adjustment here before. Would we be OK to withdraw tomorrow (mine says matures in one day) or is the quirk such that savers ought to wait until Friday?

EDIT: Monmouthshire Issue 2 maturity pack just arrived. Nothing exciting except a prepaid envelope. I had initially thought I’d get the Exclusive Issue 2 with these proceeds but now glad that I changed my mind and applied as it was reported NLA a few days ago. Letter dated 13th September for a 2nd October maturity.

Got the same pack through the post with Monmouthshire. Can you provide maturity options online so when it matures on the 2nd October it gets moved away the same day?

My wife's Exclusive Issue 1 saver matured yesterday. Code didn't work but sending the paper copy in (with passbook, a good reason you should keep hold of it!) and instructions had it paid in to the specified account, no bother.

Funds arrived the day after maturity.

Descrabled

YBS regular saver 2023

Thanks Growingold but I'm waiting 'till Sunday as Lloyds will credit money only on working days.

Stargunner

WillPS said:

pecunianonolet said:

Kim_13 said:

Hardly used the account as the Monmouthshire Regular offered the same rate with unlimited withdrawals, and paid into some 6%+ fixes first as I didn’t expect 7% to hold through the term. £3.08, what will I spend all that on?

I had read of the YBS adjustment here before. Would we be OK to withdraw tomorrow (mine says matures in one day) or is the quirk such that savers ought to wait until Friday?

EDIT: Monmouthshire Issue 2 maturity pack just arrived. Nothing exciting except a prepaid envelope. I had initially thought I’d get the Exclusive Issue 2 with these proceeds but now glad that I changed my mind and applied as it was reported NLA a few days ago. Letter dated 13th September for a 2nd October maturity.

Got the same pack through the post with Monmouthshire. Can you provide maturity options online so when it matures on the 2nd October it gets moved away the same day?

My wife's Exclusive Issue 1 saver matured yesterday. Code didn't work but sending the paper copy in (with passbook, a good reason you should keep hold of it!) and instructions had it paid in to the specified account, no bother.

Funds arrived the day after maturity.

You don’t need the code and you don’t need to send the form back with your passbook. When the RS matures to an EA account you can withdraw your money to a linked current account the same day.

simonsmithsays

Tipton Fixed Rate 31.10.24 - app only 

Has anyone been contacted (a minimum of 14 days prior to maturity) regarding the maturity options as per the fact sheet?

clowning

YBS Regular Saver
3 days till mine matures. No sign of the interest showing yet

Middle_of_the_Road

clowning said:

YBS Regular Saver
3 days till mine matures. No sign of the interest showing yet

Will be two more days for interest to show.

PloughmansLunch

simonsmithsays said:

Tipton Fixed Rate 31.10.24 - app only 

Has anyone been contacted (a minimum of 14 days prior to maturity) regarding the maturity options as per the fact sheet?

We're only mid-September so you've got about another month to go before I think you'll see something. If it's anything like the 1st issue it will be really straightforward to set up in the app.

Janie2008

Descrabled said:

YBS regular saver 2023

I've always withdrawn from Coventry B S on a Sunday so that the money arrives in my current account on the Monday (the following working day). I presume a similar withdrawal from YBS on Sunday will mean the money will arrive on Monday.

I dislike these building societies that make me wait an extra day to receive my payment. I intend keeping only a small balance in YBS from now on so that I can make use of the debit card payments for the Halifax £5s.

I made a withdrawal from both the Coventry and Ybs last Sunday and both arrived Monday. 

PowerSavingMode

pecunianonolet said:

Kim_13 said:

Hardly used the account as the Monmouthshire Regular offered the same rate with unlimited withdrawals, and paid into some 6%+ fixes first as I didn’t expect 7% to hold through the term. £3.08, what will I spend all that on?

I had read of the YBS adjustment here before. Would we be OK to withdraw tomorrow (mine says matures in one day) or is the quirk such that savers ought to wait until Friday?

EDIT: Monmouthshire Issue 2 maturity pack just arrived. Nothing exciting except a prepaid envelope. I had initially thought I’d get the Exclusive Issue 2 with these proceeds but now glad that I changed my mind and applied as it was reported NLA a few days ago. Letter dated 13th September for a 2nd October maturity.

Got the same pack through the post with Monmouthshire. Can you provide maturity options online so when it matures on the 2nd October it gets moved away the same day?

MonBS 

My code didn't work. Asked about maturity options, but was told I could apply for their other accounts once matured, so don't think there are any exclusives. The interest is added on account maturity day, but the funds are only available for transfer the (next working?) day after. Mine matured on 16th, interest added same day, but funds only available for transfer etc on 17th, at which point the account had 'matured' into an easy saver account. MonBS has a daily cut-off time for withdrawals at 2pm — mine was before this today and was received after 3pm same day.

WillPS

Stargunner said:

WillPS said:

pecunianonolet said:

Kim_13 said:

Hardly used the account as the Monmouthshire Regular offered the same rate with unlimited withdrawals, and paid into some 6%+ fixes first as I didn’t expect 7% to hold through the term. £3.08, what will I spend all that on?

I had read of the YBS adjustment here before. Would we be OK to withdraw tomorrow (mine says matures in one day) or is the quirk such that savers ought to wait until Friday?

EDIT: Monmouthshire Issue 2 maturity pack just arrived. Nothing exciting except a prepaid envelope. I had initially thought I’d get the Exclusive Issue 2 with these proceeds but now glad that I changed my mind and applied as it was reported NLA a few days ago. Letter dated 13th September for a 2nd October maturity.

Got the same pack through the post with Monmouthshire. Can you provide maturity options online so when it matures on the 2nd October it gets moved away the same day?

My wife's Exclusive Issue 1 saver matured yesterday. Code didn't work but sending the paper copy in (with passbook, a good reason you should keep hold of it!) and instructions had it paid in to the specified account, no bother.

Funds arrived the day after maturity.

You don’t need the code and you don’t need to send the form back with your passbook. When the RS matures to an EA account you can withdraw your money to a linked current account the same day.

So long as your web access is working; my wife's isn't and in general I wouldn't rely on it. There's a reason they request maturity instructions in advance.