Regular Savings Accounts: The Best Currently Available List!

gt94sss2

friolento said:

gt94sss2 said:

jameseonline said:

Also it seems you can only open the £50 regular via the site and not app, yet you can do an easy access saver in app, wonder why.

In my experience you can't open any account via the YBS app. They always refer you to their website

At the very bottom of your account list in the YBS app, you see this:


It’s been there for some time. Have you got the latest version of the app?

Yes, I do. Have you tried actually opening an account? It just refers you to their website..

Edit 17/9: New app update received that does now allow you to open some accounts in-app 

schiff

jameseonline said:

I've come to the conclusion YBS want me to do ID with mitek no matter which account I apply for now, I can't do all of the ID so guess I'm going to miss out now.

I'm wondering if it's something to do with my current address but can't be sure.

Anyone know how long mitek has been a thing for YBS?.

Also maybe there's a certain amount of accounts you can have before they want to do checks on you?

Ahh well, been good being with YBS up until now.

Still got a 2023 regular expiring in a few days & a Xmas one expiring in November.

Also it seems you can only open the £50 regular via the site and not app, yet you can do an easy access saver in app, wonder why.

My record of opening YBS accounts is awful. Six applications this year, first two I had to post ID, next three Mitek (which probably started March/April). Went OK, at least it saved postage.
The last one did two Miteks that passed muster, at least with Mitek, but not with YBS. They found fault both times, possibly one of four but they didn't say which. Copy docs illegible (they weren't), might have moved house (I haven't) and I'm with all the outfits like Clear Score, Experian. Invited to apply again.

But I didn't. I've made a formal complaint to the head honcho(ess). So let's see what comes of that.

schiff

YBS

PS: Account numbers were allocated to the two failed applications, appeared on the app and then were removed.
It's a joke isn't it?

jameseonline

schiff said:

YBS

PS: Account numbers were allocated to the two failed applications, appeared on the app and then were removed.
It's a joke isn't it?

Yes I don't get that either, like why publicly give you those details if the account isn't fully open yet?🤔

YBS seems to have numerous mysteries to me compared to other building societies, banks etc.

Another mystery is why on Android app is the your account matures in x days on homepage not always accurate/delayed?

[Deleted User]

YBS.

May just be me but I find the app almost unusable so always use online banking.

roked

roked said:

Sorry if this has been answered, I could not spot it in the posts at the beginning of the month when it appeared, anyone know how long it takes for the Coventry sunny day saver to be available to deposit in to?

I opened the account yesterday and got the account details at the end. It does not though show in my online account and if I try to send money to it (from another bank), it fails the checks and I cant proceed. So I assume its not actually open yet, hence the question.

Thanks again for those who replied, I did give them a call in the end. It seems even though I got an account number yesterday, the account did not exist in their system at all.
They could not explain what happened and I just simply opened another one while on the phone, it showed up instantly online and I paid in to it straight away too, sorted.

Special_Saver2

Hi Folks,

I have just updated the first page of this thread. 

- Nottingham BS Branch Regular Saver removed as no longer available

- Monmouthshire BS Exclusive Regular Saver (Issue 2) removed as no longer available

- Progressive BS Online Regular Rainy Day Saver Account removed as no longer available

- Yorkshire BS £50 Regular eSaver (online) and Yorkshire BS £50 Regular Saver (in branch) added paying 8% gross p.a. variable on up to £50 per month for 12 months; you cannot open both the online and branch versions of the same account

- Chase Saver Account (feeder account section) entry updated to show the account is paying 3.85% AER (3.78% gross) variable now and that it will be 3.75% AER from 8th October 2024

I will do the next update within the next 2 weeks.

SS2

---

For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Gers

As reported the other day - there's Progressive BS online Rainy Day Saver (2) @ 5.00%  Not allowed for holders of issue 1.

Bridlington1

Penrith BS Interest Rate Reductions From 1/10/24:

Currently Available:
Regular Saver 200 Issue 2- NO CHANGE- remains at 5%
Junior Affinity Regular Saver- NO CHANGE- remains at 4.7%

NLA:
Regular Saver 300- NO CHANGE- remains at 6%
Regular Saver 200- NO CHANGE- remains at 4%
Help to Buy ISA- From 3.5% to 3.3%

t1redmonkey

Special_Saver2 said:

Hi Folks,

I have just updated the first page of this thread. 

- Nottingham BS Branch Regular Saver removed as no longer available

You've still got this one on the first page at the moment.