Regular Savings Accounts: The Best Currently Available List!

t1redmonkey

TSB Monthly Saver

I sent a partial payment to my account yesterday, with the intention of paying a smaller one towards the end of the month.  However I double checked the Key Features and it mentions you're only allowed to make a single payment per month.  Just checking if anyone else has experience of making multiple payments to this particular product in the same month, or do they return any subsequent payments if you've already made a partial one?

masonic

wmb194 said:

Rob_Wills said:

Re NOT having a mobile:

I could copy and paste dozens of reasons do do with health and wellbeing, however three very important ones - 
Capital cost
Ease of use
Screen size

Most important I DON'T NEED one.  I can do all of the same things that are necessary on my landline, laptop and pc. and even more important avoid all the scams, mobiles are the easiest devices to hack.

Screen size isn’t an issue as you can remote control them from your PC and have SMS notifications and messages sent directly to your PC. On my Mac with my iPhone I can answer calls and use the phone’s keypad on the Mac to enter the numbers Lloyds and others ask for when e.g., setting up a new payee.

 New, basic ones cost bobbins. You might know someone who can give you their old one.

Indeed. You can even put a SIM into a tablet if you wish. There is no need to have a mobile phone, the requirement is just to have an active SIM with associated number to receive SMS.

nottsphil

t1redmonkey said:

TSB Monthly Saver

I sent a partial payment to my account yesterday, with the intention of paying a smaller one towards the end of the month.  However I double checked the Key Features and it mentions you're only allowed to make a single payment per month.  Just checking if anyone else has experience of making multiple payments to this particular product in the same month, or do they return any subsequent payments if you've already made a partial one?

I made faster payments of £50 and £200  to mine on the first of August, and they are still there. I've had regular savers with lots of different providers over the years and I've never come across the restriction that you state. However, I opened my TSB monthly saver with the terms that were in place on the 29th of February.

gt94sss2

simonsmithsays said:

MBS

More worrying is that my OH got told the monthly s.os were returned due to 'system issues' and invited to send them again

Same response here

"It has come to our attention that there was a technical issue with the system and sincerely apologise for this and any inconvenience this may have caused."

surreysaver

System issue. Makes it sound like its a computer's fault. The computers are only doing what the humans tell them

Bridlington1

Mansfield BS Interest rate Reductions from 1/9/24:

Currently Available:
Bonus Regular Savings (8th issue) from 6.1% to 5.85%
Regular eSaver 30 (1st issue) from 4.5% to 4.25%

Young Regular Saver (3rd issue) from 4.75% to 4.5% 

NLA:
Kick Start Regular Savings (7th issue) from 4.25% to 4% after 12 months (6.1% rate for first 12 months is fixed)
Regular Savings (2nd issue) from 4.25% to 4%
Regular Savings (3rd - 6th issues, including 150th anniversary issue) from 4.25% to 4%
Regular Savings 30 (1st issue) from 4.5% to 4%

Young Regular Saver (1st and 2nd issue) from 4.75% to 4.5%

Bridlington1

Leek BS Interest Rate Reductions from 2/9/24:

Currently Available:
Regular Saver (Issue 3) from 5.25% to 5%

NLA:
Regular Savings Account (Issue 1 and 2) from 3.8% to 3.55%
Homebuyers Regular Savings from 3.8% to 3.55% 

subjecttocontract

Stargunner said:

Rob_Wills said:

I have registered a complaint, enquiry really, as to why @VirginMoney require a mobile to open a current account?

Why they appear to be turning down £10s of millions from people who want to invest with them who don't have a mobile?

Regular Saver Exclusive

Save up to £250 a month for 12 months and get a fixed rate of 10.38% AER¹ (10.00% Gross²). Ker-ching! Conditions apply.  This account requires a current account with @Virgin but is not available unless a current account is opened.

@MSE should make this clear...

Are you not aware that at least 98% of UK adults own a mobile phone, so Virgin are not missing out on many people that want to bank with them.

Even I have a mobile phone (it's not a smart phone) and we operate a very low tech household. I'm still watching films on VHS video tapes.
I'm not quite as bad as others I know who have their maintenance man change light bulbs when they go because they just don't know how !

drphila

gt94sss2 said:

simonsmithsays said:

MBS

More worrying is that my OH got told the monthly s.os were returned due to 'system issues' and invited to send them again

Same response here

"It has come to our attention that there was a technical issue with the system and sincerely apologise for this and any inconvenience this may have caused."

It was a combination of both. The system was not designed for, and could not cope with, the very large number of payment bounce-backs.

twadds123

Lloyds, BOS, Halifax regular savers.

I have all these due to end in a few months time,  just wondering if any one feels it is worth using the "renew" trick to start them again now to lock in the interest rate for another 12 months?

With the base rate coming down just wondering if they will drop their rates in the coming months?